VA Servicer Handbook M26-4 & Lender Handbook M26-7 — Full Text
The VA Servicer Handbook (Pamphlet 26-4) and Lender Handbook (M26-7), free and verbatim — including VA Purchase (VASP and tVAP), Chapter 9 and §9.07 VALERI events, loss mitigation, and servicing. VA publishes these as large PDFs; here each chapter is its own searchable page, always current, with clean chapter-scoped PDF downloads.
VA Servicer Handbook M26-4 2
VA Lender Handbook M26-7 226
- VA Lender Handbook M26-7 Chapter 1 — Lender Approval Guidelines PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 1 — Definitions and Authorities PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 2 — Before a Lender Starts Making Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 3 — Lenders That are Considered Supervised PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 4 — How a Non-supervised Lender Applies for Automatic PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 5 — Certifications a Non-supervised Automatic Lender Must PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 6 — How a Non-supervised Automatic Lender Requests PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 7 — How a Supervised or Non-supervised Automatic Lender PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 8 — Mergers and Acquisitions Involving Supervised or Non- PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 9 — Withdrawal of Automatic Authority from Supervised or PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 10 — Participation Fees for Supervised and Non-supervised PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 11 — Maintenance of Loan Records PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 12 — Lender Access to Training and Information PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 13 — Calculation of Adjusted Net Worth PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 14 — Elements of a Quality Control Plan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 15 — Application Checklist for Authority to Close Loans on an PDF
- VA Lender Handbook M26-7 Chapter 2 — Veteran's Eligibility and Entitlement PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 1 — How to Establish the Applicant's Eligibility for a VA Loan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 2 — What the Certificate of Eligibility Tells the Lender PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 3 — How to Apply For A Certificate of Eligibility PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 4 — Proof of Service Requirements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 5 — Basic Eligibility Requirements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 6 — Restoration of Previously Used Entitlement PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 2, Topic 7 — Misuse of Veteran's Entitlement PDF
- VA Lender Handbook M26-7 Chapter 3 — The VA Loan and Guaranty PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 1 — Basic Elements of a VA-Guaranteed Loan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 2 — Eligible Loan Purposes PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 3 — Maximum Loan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 4 — Maximum Guaranty on VA Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 5 — Occupancy PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 6 — Interest Rates PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 7 — Discount Points PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 8 — Maturity PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 9 — Amortization PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 10 — Eligible Geographic Locations for the Secured Property PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 11 — What Does a VA Guaranty Mean to the Lender? PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 12 — Post-Guaranty Issues PDF
- VA Lender Handbook M26-7 Chapter 4 — Credit Underwriting PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 1 — General Underwriting Information PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 2 — Income - Required Documentation and Analysis PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 3 — Income Taxes and Other Deductions PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 4 — Assets and Closing Requirements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 5 — Debts and Obligations PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 6 — Additional documentation for a borrower(s) employed in building trades PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 7 — Credit History - Required Documentation and Analysis PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 8 — Automated Underwriting Cases (AUS) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 9 — How to Complete VA Form 26-6393, Loan Analysis PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 4, Topic 10 — How to Analyze the Information on VA Form 26-6393, PDF
- VA Lender Handbook M26-7 Chapter 5 — How to Process VA Loans and Submit Them to VA PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 5, Topic 1 — Processing Procedures PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 5, Topic 2 — How to Submit Loan Documents to VA PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 5, Topic 3 — Prior Approval Loan Procedures PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 5, Topic 4 — Automatically Closed Loan Procedures PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 5, Topic 5 — Other Necessary Documents to Submit PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 5, Topic 6 — Processing Loan Assumptions by the Current Servicer or PDF
- VA Lender Handbook M26-7 Chapter 6 — Refinancing Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 1 — Interest Rate Reduction Refinancing Loans (IRRRLs) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 2 — IRRRL Made to Refinance a Delinquent Loan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 3 — Cash-Out Refinancing Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 4 — Quick Reference Table for IRRRLs Versus Cash-Out PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 5 — Other Refinancing Loans PDF
- VA Lender Handbook M26-7 Chapter 7 — Loans Requiring Special Underwriting, Guaranty, and Other Considerations PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 1 — Joint Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 2 — Construction/Permanent Home Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 3 — Energy Efficient Mortgages PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 4 — Loans For Alterations And Repairs PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 5 — What is a Supplemental Loan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 6 — Adjustable Rate Mortgages PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 7 — Loans Involving Temporary Interest Bydowns PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 8 — Farm Residence Loans PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 9 — Loans for Manufactured Homes Classified as Real Estate PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 7, Topic 10 — Loans to Native American Veterans on Trust Lands PDF
- VA Lender Handbook M26-7 Chapter 8 — Borrower Fees and Charges and the VA Funding Fee PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 1 — VA Policy on Fees and Charges Paid by the Veteran- PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 2 — Fees and Charges the Veteran-Borrower Can Pay PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 3 — Fees and Charges the Veteran-Borrower Cannot Pay PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 4 — Other Parties Fees and Charges for the Veteran- PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 5 — Seller Concessions PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 7 — Fees and Charges That Can Be Included in the Loan PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 8 — The VA Funding Fee PDF
- VA Lender Handbook M26-7 Chapter 9 — Legal Instruments, Liens, Escrows, and Related Issues PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 1 — Security Instruments PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 2 — Escape Clause and Notice of Value (NOV) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 3 — Title Limitations PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 4 — Land Sale Contracts and Option Contracts PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 5 — Secondary Borrowing PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 6 — Purchase of Property with Encumbrances PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 7 — Liens Covering Community-Type Services and Facilities PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 8 — Power of Attorney (POA) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 9 — Lender Review of Sales Contracts on Proposed PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 10 — Escrow for Postponed Completion of Improvements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 11 — Hazard Insurance PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 12 — Escrow for Taxes and Insurance PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 9, Topic 13 — Homebuyer Assistance Program (HAP) PDF
- VA Lender Handbook M26-7 Chapter 10 — Appraisal Process PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 1 — Appraisal Process Summary PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 2 — Ordering an Appraisal PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 3 — Sales Contract PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 4 — Duplicate Appraisal Requests PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 5 — Canceling Appraisal Requests PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 6 — Customer Service Expectations PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 7 — Appraisal Timeliness PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 8 — Market Data Submitted During the Appraisal Process PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 9 — Properties Eligible for an Appraisal PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 10 — Properties Not Eligible for an Appraisal PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 11 — Builder Identification Numbers PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 12 — Proposed Construction Appraisal from Plans and PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 13 — Proposed Construction Appraisal from a Model Home PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 14 — Construction Inspections PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 15 — Warranty Requirements for New Construction PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 16 — Warranty Requirements for Proposed Construction PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 17 — Post Construction Inspection by an Appraiser PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 18 — Veteran Building His/Her Own Home PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 19 — Special Exception for a Veteran Purchasing a New PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 20 — New Construction Sold by the Lender PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 21 — Completed Appraisal Uploaded to WebLGY PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 22 — Reconsideration of Value PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 23 — Repair Inspections PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 24 — Appraisal and Repair Inspection Fees PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 25 — Appraisal Fee Collection Issues PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 26 — Request from the Veteran to Change Lenders PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 27 — Natural Disaster during the Appraisal Process PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 28 — Title Limitations PDF
- VA Lender Handbook M26-7 Chapter 11 — Appraisal Report PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 1 — Appraisal Reports PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 2 — Market Value PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 3 — Appraisal Report Contents PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 4 — Building PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 5 — Room Additions and Car Storage Conversions PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 6 — Repair list PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 7 — Uniform PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 8 — Remaining Economic Life PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 9 — Effective Age PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 10 — Highest and Best Use PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 11 — Farm Residences PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 12 — Condominiums PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 13 — Uniform Appraisal Dataset (UAD) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 14 — Sales Comparison Approach PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 15 — Cost Approach PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 16 — Income Approach PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 17 — Final Reconciliation PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 18 — Appraisal Conditions PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 19 — Appraiser Training a New Appraiser PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 20 — Liquidation Appraisals PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 21 — Partial Release Appraisals PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 22 — Vacant Land Appraisals PDF
- VA Lender Handbook M26-7 Chapter 12 — Minimum Property Requirement PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 1 — Minimum Property Requirement Procedures, continued PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 2 — Marketable Real Estate Entity PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 3 — Space Requirements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 4 — Access PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 5 — Encroachments PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 6 — Drainage and Topography PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 7 — Geological or Soil Instability, Subsidence, and Sinkholes PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 8 — Special Flood Hazard Area PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 9 — Coastal Barrier Resources System PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 10 — Lava Flow Hazard Zones PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 11 — Non-Residential Use PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 12 — Zoning PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 13 — Local Housing/Planning Authority Code Enforcement PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 14 — Utilities PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 15 — Water Supply and Sanitary Facilities PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 16 — Individual Water Supply PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 17 — Individual Sewage Disposal PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 18 — Shared Wells PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 19 — Community Water Supply/Sewage Disposal Requirements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 21 — Defective Conditions PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 22 — Mechanical Systems PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 23 — Heating PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 24 — Leased Mechanical Systems and Equipment PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 25 — Alternative Energy Equipment PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 26 — Roof Covering PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 27 — Attics PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 28 — Crawl Space PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 29 — Basements PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 30 — Swimming Pools PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 31 — Burglar Bars PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 32 — Lead-Based Paint PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 33 — Wood Destroying Insects/Fungus/Dry Rot PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 34 — Radon Gas PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 35 — Potential Environmental Problem PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 36 — Stationary Storage Tanks PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 37 — Mineral, Oil, and Gas Reservations or Leases PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 38 — High Voltage Electric Transmission Lines PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 39 — High Pressure Gas and Liquid Petroleum Pipelines PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 40 — Properties near Airports PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 41 — Manufactured Home Classified as Real Estate PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 42 — Modular Homes PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 43 — Energy Conservation and Sustainability PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 44 — Requests for Waiver of MPR Repairs PDF
- VA Lender Handbook M26-7 Chapter 13 — Notices of Value PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 1 — Issuing the Notice of Value PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 2 — Scope of Appraisal Review PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 3 — Appraisal Review Process PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 4 — Appraisal Management System PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 5 — Notice of Value Timeliness Expectation PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 6 — Appraisal Review Reference Materials PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 7 — Notice of Value Validity Period PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 8 — Notice of Value Conditions PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 9 — Repairs PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 10 — Post Construction PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 11 — New Construction PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 12 — Proposed PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 13 — New or Proposed PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 14 — Lead/Water PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 16 — Other Conditions PDF
- VA Lender Handbook M26-7 Chapter 14 — Construction Inspections PDF
- VA Lender Handbook M26-7 Chapter 15 — Lender Appraisal Processing Program (LAPP) PDF
- VA Lender Handbook M26-7 Chapter 16 — Common Interest Communities, Condominiums and Planned Unit Developments PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 1 — Contains a statement of the purposes of the association. PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 3 — Contains provisions establishing and describing the voting rights of each member. PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 5 — Contains provisions for amendment by the members. PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 6 — Contains provisions for amendment (continued) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 7 — Non-exclusive easement,(continued) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 17 — Provisions guaranteeing mortgagees (continued) PDF
- VA Lenders Handbook (VA Pamphlet 26-7), Chapter 16, Topic 20 — Contains provisions for termination. PDF
- VA Lender Handbook M26-7 Chapter 17 — VA Sanctions Against Program Participants PDF
- VA Lender Handbook M26-7 Chapter 18 — Servicer Appraisal Processing Program (SAPP) PDF
- VA Lenders Handbook M26-7, Chapter 18, Topic 1 — Purpose and Eligibility Requirements PDF
- VA Lenders Handbook M26-7, Chapter 18, Topic 2 — Applying for Authority PDF
- VA Lenders Handbook M26-7, Chapter 18, Topic 3 — Training and Initial Test Case Reviews PDF
- VA Lenders Handbook M26-7, Chapter 18, Topic 4 — Servicer Responsibilities PDF
- VA Lenders Handbook M26-7, Chapter 18, Topic 5 — Processing Procedures PDF
- VA Lenders Handbook M26-7, Chapter 18, Topic 6 — Servicer Quality Control System Requirements PDF
VA Statute (38 U.S.C.) 24
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3701 — Definitions
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3702 — Basic entitlement
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3703 — Basic entitlement; loan guaranty amounts
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3704 — Restrictions on loans
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3705 — Warranties
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3706 — Escrow of deposits and downpayments
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3707 — Adjustable rate mortgages
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3708 — Authority to buy down interest rates: pilot program
- 38 U.S.C. §3709 — Refinancing of housing loans
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3710 — Purchase or construction of homes
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3711 — Direct loans to veterans
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3712 — Loans to purchase manufactured homes and lots
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3713 — Release from liability under guaranty
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3714 — Assumptions; release from liability
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3720 — Powers of Secretary
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3721 — Incontestability
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3722 — Veterans Housing Benefit Program Fund
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3723
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3726 — Withholding of payments, benefits, etc.
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3727 — Expenditures to correct or compensate for structural defects in mortgaged homes
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3728 — Exemption from State anti-usury provisions
- VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3729 — Loan fee
- 38 U.S.C. §3732 — Procedure on default
- 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31)
VA Regulation (38 C.F.R.) 7
- 38 CFR §36.4301 — VA loan-guaranty definitions
- 38 CFR §36.4307 — Interest rate reduction refinancing loan
- 38 CFR §36.4310 — Amortization
- 38 CFR §36.4313 — Charges and fees
- 38 CFR §36.4315 — Loan modifications
- 38 CFR §36.4317 — Servicer reporting requirements
- 38 CFR §36.4350 — Servicing procedures for holders
259 sections in total.
Operationalizing the VA handbooks
Verbatim, source-verified VA text — the grounding to check servicer policies and procedures against VA requirements (VASP eligibility, VALERI event reporting, loss-mitigation waterfall), operationalize a change, and produce audit-ready evidence, with no invented text. See how the corpus is verified. Free to read and download · compiled by Claude for Compliance.