VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never

va-m26-7-ch08-t06

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never.

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source:
  type: guide
  id: va-m26-7-ch08-t06
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never.
  coverage_tier: operative
  effective_date: '2010-11-08'
obligations:
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    canonical_id: va-m26-7-ch08-t06-full
    section: VA Pamphlet 26-7, Chapter , Topic 6 — What Happens to Fees and Charges If the Loan Never
    description: November 08, 2010, Change 15 • This section has been updated to make minor grammatical edits. a. Itemized Fees and Charges The borrower’s out-of-pocket expenses for itemized fees and charges already incurred, such as the appraisal and credit report, do not get refunded. b. The One Percent Flat Fee If the lender has already collected the one percent flat fee from the borrower, the lender must refund the fee. This appl
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      authority: VA Pamphlet 26-7, Chapter , Topic 6 — What Happens to Fees and Charges If the Loan Never
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      paragraph_quote: November 08, 2010, Change 15 • This section has been updated to make minor grammatical edits. a. Itemized Fees and Charges The borrower’s out-of-pocket expenses for itemized fees and charges already incurred, such as the appraisal and credit report, do not get refunded. b. The One Percent Flat Fee If the lender has already collected the one percent flat fee from the borrower, the lender must refund the fee. This applies to a loan that does not close for any reason, including the borrower going to another lender.
      drafter_attestation: Verbatim from VA Pamphlet 26-7, snapshot 8f28fe2bcf1f2e28; substring-verified (raw projection) on 2026-08-22.
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Verbatim regulatory text (1)

Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Pamphlet 26-7, Chapter , Topic 6 — What Happens to Fees and Charges If the Loan Never

Effective 2012-11-08 · VA Change Date for this topic

November 08, 2010, Change 15 • This section has been updated to make minor grammatical edits. a. Itemized Fees and Charges The borrower’s out-of-pocket expenses for itemized fees and charges already incurred, such as the appraisal and credit report, do not get refunded. b. The One Percent Flat Fee If the lender has already collected the one percent flat fee from the borrower, the lender must refund the fee. This applies to a loan that does not close for any reason, including the borrower going to another lender.

Source: VA Pamphlet 26-7, Chapter , Topic 6 — What Happens to Fees and Charges If the Loan Never · source URL · snapshot 8f28fe2bcf1f2e28

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Operationalizing VA Lenders Handbook (VA Pamphlet 26-7), Chapter 8, Topic 6 — What Happens to Fees and Charges If the Loan Never

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Source of record: https://claudeforcompliance.com/regs/va-m26-7-ch08-t06/ · register va-m26-7-ch08-t06 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.