Fannie Mae Servicing Guide — Full Verbatim Text
The Fannie Mae Single Family Servicing Guide — free, verbatim, and searchable. Broken into 352 individual sections across Parts A–F, each carrying the Guide’s exact text with 494 extracted requirements, plus clean section-scoped spreadsheet downloads.
Looking for a specific requirement — escrow administration, property insurance, investor reporting and remitting, delinquency management, forbearance, repayment plans, modifications, bankruptcy, foreclosure timelines, or REO? Jump to the section below. Every page is the verbatim Guide text, not a summary.
Part A — Setting Up Servicer Operations 63
A1
- Fannie Mae Servicing Guide A1-1-01 — Application and Approval of Seller/Servicer
- Fannie Mae Servicing Guide A1-1-02 — Representation and Warranty Requirements
- Fannie Mae Servicing Guide A1-1-03 — Evaluating a Servicer's Performance
- Fannie Mae Servicing Guide A1-2-01 — Servicer's Termination of the Lender Contract
- Fannie Mae Servicing Guide A1-2-02 — Fannie Mae's Termination of the Lender Contract without Cause
- Fannie Mae Servicing Guide Chapter A1-3 — Repurchases, Indemnifications, and Make Whole Payment Requests
- Fannie Mae Servicing Guide A1-3-01 — Requirements for Voluntary Repurchase
- Fannie Mae Servicing Guide A1-3-02 — Fannie Mae-Initiated Repurchases, Indemnifications, Make Whole Payment Requests and Deferred Payment Obligations
- Fannie Mae Servicing Guide A1-3-03 — Repurchase Obligations Related to Bifurcated Mortgage Loans
- Fannie Mae Servicing Guide A1-3-04 — Reporting the Repurchase
- Fannie Mae Servicing Guide A1-3-05 — Redelivering a Mortgage Loan
- Fannie Mae Servicing Guide A1-3-06 — Automatic Reclassification of MBS Mortgage Loans
- FNMA Servicing Guide A1-4 — Breach of Contract and Nonperformance
- Fannie Mae Servicing Guide A1-4.1-01 — Defining a Breach of Contract
- Fannie Mae Servicing Guide A1-4.1-02 — Fannie Mae's Remedies
- Fannie Mae Servicing Guide A1-4.2-01 — Compensatory Fees Other Than Delays in the Liquidation Process
- Fannie Mae Servicing Guide A1-4.2-02 — Compensatory Fees for Delays in the Liquidation Process
A2
- Fannie Mae Servicing Guide A2-1-01 — General Servicer Duties and Responsibilities
- Fannie Mae Servicing Guide A2-1-02 — Servicer's Duties and Responsibilities Related to MBS Mortgage Loans
- Fannie Mae Servicing Guide A2-1-03 — Servicer's Duties and Responsibilities Related to Mortgage Loans with Resale Restrictions or Shared Equity Transactions
- Fannie Mae Servicing Guide A2-1-04 — Execution of Legal Documents
- Fannie Mae Servicing Guide A2-1-05 — Note Holder Status for Legal Proceedings Conducted in the Servicer's Name
- Fannie Mae Servicing Guide A2-1-06 — Use of Fannie Mae Trademarks
- FNMA Servicing Guide A2-1-07 — Subservicing (05/13/2026)
- Fannie Mae Servicing Guide A2-1-08 — First Lien Mortgage Loan Requirements
- Fannie Mae Servicing Guide A2-1-09 — Compliance with Requirements and Laws
- Fannie Mae Servicing Guide A2-2-01 — Refinance and Lending Practices
- FNMA Servicing Guide A2-3 — Servicer Compensation
- Fannie Mae Servicing Guide A2-3-01 — Servicer Compensation
- Fannie Mae Servicing Guide A2-3-02 — Servicing Fees for Portfolio and MBS Mortgage Loans
- Fannie Mae Servicing Guide A2-3-03 — Yield Differential Adjustments
- Fannie Mae Servicing Guide A2-3-04 — Late Charges as Compensation
- Fannie Mae Servicing Guide A2-3-05 — Fees for Certain Servicing Activities
- Fannie Mae Servicing Guide A2-3-06 — Prepayment Premiums
- FNMA Servicing Guide A2-3-04 / A2-3-05 / A2-3-06 — Late Charge Reporting / Prohibited & Allowable Servicing Fees / Prepayment Premiums
- Fannie Mae Servicing Guide A2-4-01 — Quality Control Reviews
- Fannie Mae Servicing Guide A2-5-01 — Ownership and Retention of Individual Mortgage Loan Files and Records
- Fannie Mae Servicing Guide A2-6-01 — Custodial Documents
- FNMA Servicing Guide A2-7-01 — Concurrent Servicing Transfers
- Fannie Mae Servicing Guide A2-7-02 — Pledge of Servicing Rights and Transfer of Interest in Servicing Income
- Fannie Mae Servicing Guide A2-7-03 — Post-Delivery Servicing Transfers
- Fannie Mae Servicing Guide A2-8-01 — Mortgage Electronic Registration System
- Fannie Mae Servicing Guide A2-9-01 — General Requirements
- Fannie Mae Servicing Guide A2-9-02 — Special Provision for Puerto Rico
A3
A4
- Fannie Mae Servicing Guide Subpart A4 — Setting Up Servicer Operations
- Fannie Mae Servicing Guide Chapter A4-1 — Establishing and Implementing Internal Operations for All Mortgage Loans and Acquired Properties
- FNMA Servicing Guide A4-1-01 — Staffing, Training, Procedures, and Quality Control Requirements
- FNMA Servicing Guide A4-1-02 — Establishing Custodial Bank Accounts
- Fannie Mae Servicing Guide A4-1-03 — Addressing Borrower Inquiries and Disputes
- FNMA Servicing Guide A4-2 — Requirements for Delinquent Mortgage Loans and Mortgage Loans at Risk of Default
- Fannie Mae Servicing Guide A4-2.1-01 — Preventing Defaults and Managing Delinquencies
- Fannie Mae Servicing Guide A4-2.1-02 — Property Inspection Vendor Management and Oversight
- Fannie Mae Servicing Guide A4-2.1-03 — Managing Short Sales
- Fannie Mae Servicing Guide A4-2.1-04 — Establishing Contact with the Borrower
- Fannie Mae Servicing Guide A4-2.1-05 — Requirements for Collection and Foreclosure Prevention Strategies Unique to Second Lien Mortgage Loans
- Fannie Mae Servicing Guide A4-2.1-06 — Adverse Action Notification Certification
- Fannie Mae Servicing Guide A4-2.1-07 — Servicer's Duties and Responsibilities Related to Mortgage Loans with an Outstanding Non-Interest-Bearing Balance
- Fannie Mae Servicing Guide A4-2.2-01 — Selecting and Retaining Law Firms
- Fannie Mae Servicing Guide A4-2.2-02 — Law Firm Management and Oversight
- Fannie Mae Servicing Guide A4-2.2-03 — Prohibition Against Servicer-Specified Vendors for Fannie Mae Referrals, Use of Vendors, and Outsourcing Companies
- Fannie Mae Servicing Guide A4-2.2-04 — Law Firm Suspensions, Matter Transfers, and Terminations
Part B — Escrow, Taxes, Assessments & Insurance 33
B
- Fannie Mae Servicing Guide Part B — Escrow, Taxes, Assessments, and Insurance
- FNMA Servicing Guide B-1 — Escrow Account Administration
- Fannie Mae Servicing Guide B-1-01 — Administering an Escrow Account and Paying Expenses
- FNMA Servicing Guide B-2 — Property Insurance Requirements
- Fannie Mae Servicing Guide B-2-01 — Property Insurance Requirements Applicable to All Property Types
- SUPERSEDED — prior version (Servicing Guide edition published May 13, 2026) — Fannie Mae Servicing Guide B-2-01 — Property Insurance Requirements Applicable to All Property Types
- Fannie Mae Servicing Guide B-2-02 — Property Insurance Requirements for One- to Four-Unit Properties
- SUPERSEDED — prior version (Servicing Guide edition published May 13, 2026) — Fannie Mae Servicing Guide B-2-02 — Property Insurance Requirements for One- to Four-Unit Properties
- Fannie Mae Servicing Guide B-2-03 — Master Property Insurance Requirements for Project Developments
- SUPERSEDED — prior version (Servicing Guide edition published May 13, 2026) — Fannie Mae Servicing Guide B-2-03 — Master Property Insurance Requirements for Project Developments
- Fannie Mae Servicing Guide B-2-04 — Property Insurance Requirements for Individual Units in a Project Development
- SUPERSEDED — prior version (Servicing Guide edition published May 13, 2026) — Fannie Mae Servicing Guide B-2-04 — Individual Property Insurance Requirements for Units in Project Developments
- FNMA Servicing Guide B-3 — Flood Insurance Requirements
- Fannie Mae Servicing Guide B-3-01 — Flood Insurance Requirements Applicable to All Property Types
- Fannie Mae Servicing Guide Chapter B-4 — Additional Insurance Requirements
- Fannie Mae Servicing Guide B-4-01 — Additional Insurance Requirements
- Fannie Mae Servicing Guide Chapter B-5 — Property and Flood Insurance Loss Events and Claim Settlements
- Fannie Mae Servicing Guide B-5-01 — Insured Loss Events
- Fannie Mae Servicing Guide B-5-02 — Uninsured Loss Events
- Fannie Mae Servicing Guide Chapter B-6 — Lender-Placed Insurance
- Fannie Mae Servicing Guide B-6-01 — Lender-Placed Insurance Requirements
- FNMA Servicing Guide B-7 — Liability and Fidelity/Crime Insurance Requirements for Project Developments
- Fannie Mae Servicing Guide B-7-01 — General Liability Insurance Requirements for Project Developments
- Fannie Mae Servicing Guide B-7-02 — Fidelity/Crime Insurance Requirements for Project Developments
- FNMA Servicing Guide B-8 — Mortgage Insurance
- Fannie Mae Servicing Guide B-8.1-01 — Conventional Mortgage Insurance Servicer Responsibilities
- Fannie Mae Servicing Guide B-8.1-02 — Paying Conventional Mortgage Insurance Premiums
- Fannie Mae Servicing Guide B-8.1-03 — Replacing Conventional Mortgage Insurance Policies
- Fannie Mae Servicing Guide B-8.1-04 — Termination of Conventional Mortgage Insurance
- Fannie Mae Servicing Guide B-8.2-01 — FHA Mortgage Insurance Coverage Requirements
- Fannie Mae Servicing Guide B-8.2-02 — Conversion of FHA Coinsured Mortgage Loans to Full Insurance
- Fannie Mae Servicing Guide B-8.2-03 — Termination or Cancellation of FHA Mortgage Insurance and FHA Mortgage Insurance Premium
Part C — Investor Reporting & Remitting 27
C
- Fannie Mae Servicing Guide Part C — Mortgage Loan Payment Processing, Remitting, Accounting, and Reporting
- FNMA Servicing Guide C-1 — Processing Mortgage Loan Payments
- Fannie Mae Servicing Guide C-1.1-01 — Servicer Responsibilities for Processing Mortgage Loan Payments
- Fannie Mae Servicing Guide C-1.1-02 — Processing Payment Shortages or Funds Received When a Mortgage Loan Modification Is Pending
- Fannie Mae Servicing Guide C-1.1-03 — Automatically Drafting Payments from the Borrower's Bank Account
- Fannie Mae Servicing Guide C-1.1-04 — Accepting Biweekly Payments from Third-Party Payment Contractors
- Fannie Mae Servicing Guide C-1.2-01 — Processing Additional Principal Payments
- Fannie Mae Servicing Guide C-1.2-02 — Processing Short Sale Proceeds
- Fannie Mae Servicing Guide C-1.2-03 — Processing Payments in Full
- Fannie Mae Servicing Guide C-1.2-04 — Satisfying the Mortgage Loan and Releasing the Lien
- Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien
- FNMA Servicing Guide C-2 — Servicing ARM Loans
- Fannie Mae Servicing Guide C-2.1-01 — Responsibilities for ARM Loan Servicing
- Fannie Mae Servicing Guide C-2.1-02 — Notifying the Borrower Regarding Interest Rate and/or Payment Changes
- Fannie Mae Servicing Guide C-2.2-01 — Identifying and Disclosing Adjustment Errors
- Fannie Mae Servicing Guide C-2.2-02 — Assuming Responsibility for Conversion Notice Errors
- Fannie Mae Servicing Guide C-2.2-03 — Determining Whether to Provide a Refund or Credit for Overcharges
- Fannie Mae Servicing Guide C-2.3-01 — Processing ARM Conversions to Fixed Rate Mortgage Loans
- Fannie Mae Servicing Guide C-2.3-02 — Notifying Fannie Mae of Conversions for Portfolio Mortgage Loans
- Fannie Mae Servicing Guide C-2.3-03 — Repurchasing Converted MBS Mortgage Loans and Redelivering Them to Fannie Mae
- FNMA Servicing Guide C-3 — Remitting and Accounting
- Fannie Mae Servicing Guide C-3-01 — Responsibilities Related to Remitting P&I Funds to Fannie Mae
- Fannie Mae Servicing Guide C-3-02 — Remitting Payoff Proceeds
- FNMA Servicing Guide C-4 — Reporting
- Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
- Fannie Mae Servicing Guide C-4.2-01 — Filing IRS Forms
- Fannie Mae Servicing Guide C-4.3-01 — Servicer Responsibilities Related to Investor Reporting
Part D — Default Management 58
D1
- Fannie Mae Servicing Guide Subpart D1 — Assisting the Borrower with Property-Related Issues and Legal Actions
- FNMA Servicing Guide D1-1 — Requests for the Release of Property and/or Charge-Off of a Mortgage Loan
- Fannie Mae Single Family Servicing Guide D1-1-01, Evaluating a Request for the Release, or Partial Release, of Property Securing a Mortgage Loan (07/12/2023)
- Fannie Mae Servicing Guide D1-1-02 — Evaluating a First Lien Mortgage Loan for Charge-Off and Release of Lien
- Fannie Mae Servicing Guide D1-1-03 — Evaluating a Second Lien Consideration of a Second Lien Mortgage Loan
- Fannie Mae Servicing Guide D1-2-01 — Renovation Mortgage Loans
- SUPERSEDED — prior version (Servicing Guide edition published May 13, 2026) — Fannie Mae Servicing Guide D1-2-01 — Renovation Mortgage Loans
- Fannie Mae Servicing Guide D1-3-01 — Evaluating the Impact of a Disaster Event and Assisting a Borrower
- FNMA Servicing Guide D1-4 — Transfers of Ownership
- Fannie Mae Servicing Guide D1-4.1-01 — Determining Whether a Transfer of Ownership Is Permitted
- Fannie Mae Servicing Guide D1-4.1-02 — Allowable Exemptions Due to the Type of Transfer
- Fannie Mae Servicing Guide D1-4.1-03 — Allowable Exceptions Due to State Law Restrictions (“Window-Period” Mortgage Loans)
- Fannie Mae Servicing Guide D1-4.1-04 — Transfers of Ownership by Grant Deed
- Fannie Mae Single Family Servicing Guide D1-4.1-05, Enforcing the Due-on-Sale (or Due-on-Transfer) Provision (11/08/2017)
- Fannie Mae Single Family Servicing Guide D1-4.2-01, Conventional Mortgage Loans that Do Not Include a Due-on-Sale (or Due-on-Transfer) Provision (09/09/2020)
- Fannie Mae Single Family Servicing Guide D1-4.2-02, Conventional Mortgage Loans That Include a Due-on-Sale (or Due-on-Transfer) Provision (11/08/2017)
- Fannie Mae Servicing Guide D1-4.3-01 — Transfers of Ownership on FHA and VA Mortgage Loans
- Fannie Mae Servicing Guide D1-4.3-02 — Transfers of Ownership on RD Mortgage Loans
- Fannie Mae Servicing Guide D1-5-01 — Call Options and Cross-Default Provisions
- Fannie Mae Servicing Guide D1-6-01 — Requesting to Waive Certain Rights under the Mortgage Loan
- Fannie Mae Servicing Guide D1-6-02 — Handling Notices of Liens, Legal Action, Other Actions Impacting Fannie Mae's Interest
- Fannie Mae Servicing Guide D1-6-03 — Handling Property Forfeitures and Seizures
D2
- Fannie Mae Servicing Guide Subpart D2 — Assisting a Borrower Who is Facing Default or in Default
- FNMA Servicing Guide D2-1 — Working with a Borrower Who is Facing Default
- Fannie Mae Servicing Guide D2-1-01 — Determining if the Borrower's Mortgage Payment is in Imminent Default
- FNMA Servicing Guide D2-2 — Requirements for Contacting a Borrower
- Fannie Mae Servicing Guide D2-2-01 — Achieving Quality Right Party Contact with a Borrower
- Fannie Mae Servicing Guide D2-2-02 — Outbound Contact Attempt Requirements
- Fannie Mae Servicing Guide D2-2-03 — Sending a Payment Reminder Notice
- Fannie Mae Servicing Guide D2-2-04 — Sending a Borrower a Solicitation Package for a Workout Option
- Fannie Mae Servicing Guide D2-2-05 — Receiving a Borrower Response Package
- Fannie Mae Servicing Guide D2-2-06 — Sending a Breach or Acceleration Letter
- Fannie Mae Servicing Guide D2-2-07 — Resolving an Appeal of a Mortgage Loan Modification Trial Period Plan Denial for a Principal Residence
- Fannie Mae Servicing Guide D2-2-08 — Interviewing Face-to-Face with a Borrower for Certain FHA and HUD Mortgage Loans
- Fannie Mae Servicing Guide D2-2-09 — Additional Borrower Contact Requirements for the Servicer of a Second Lien Mortgage Loan
- Fannie Mae Servicing Guide D2-2-10 — Requirements for Performing Property Inspections
- FNMA Servicing Guide D2-3 — Fannie Mae's Home Retention and Liquidation Workout Options
- FNMA Servicing Guide D2-3.1 — Determining the Appropriate Workout Option / Conditions for MBS Pool Modification / Group Home Servicing
- Fannie Mae Servicing Guide D2-3.1-01 — Determining the Appropriate Workout Option
- Fannie Mae Servicing Guide D2-3.1-02 — Conditions of a First and Second Lien Mortgage Loan Modification for an MBS Mortgage Loan
- Fannie Mae Servicing Guide D2-3.1-03 — Working with a Borrower that has a Group Home Mortgage Loan
- Fannie Mae Servicing Guide D2-3.1-04 — Offering a Workout Option When Also Servicing a Subordinate Lien Mortgage Loan
- Fannie Mae Servicing Guide D2-3.1-05 — Interacting with Mortgage Assistance Fund Program Providers
- Fannie Mae Servicing Guide D2-3.1-06 — Notifying Fannie Mae of Lead-Based Paint Citations
- Fannie Mae Servicing Guide D2-3.2-01 — Forbearance Plan
- Fannie Mae Servicing Guide D2-3.2-02 — Repayment Plan
- Fannie Mae Servicing Guide D2-3.2-03 — Government Mortgage Loan Modifications
- Fannie Mae Servicing Guide D2-3.2-04 — Payment Deferral
- Fannie Mae Servicing Guide D2-3.2-05 — Disaster Payment Deferral
- Fannie Mae Servicing Guide D2-3.2-06 — Fannie Mae Flex Modification
- Fannie Mae Single Family Servicing Guide D2-3.3-01, Fannie Mae Short Sale (08/13/2025)
- Fannie Mae Servicing Guide D2-3.4-01 — Military Indulgence
- Fannie Mae Single Family Servicing Guide D2-3.4-02, Offering a Mortgage Release (Deed-in-Lieu of Foreclosure) for a Second Lien Mortgage Loan (11/12/2014)
- Fannie Mae Servicing Guide D2-3.4-03 — Assignment of a Mortgage Loan to the Insurer or Guarantor
- Fannie Mae Servicing Guide D2-3.4-04 — Qualifying Mortgage Assumption Workout Option
- Fannie Mae Servicing Guide D2-4-01 — Reporting a Delinquent Mortgage Loan to Fannie Mae
- Fannie Mae Servicing Guide D2-4-02 — Reporting a Workout Option to Fannie Mae
Part E — Default-Related Legal Services / REO 95
E
- Fannie Mae Servicing Guide Part E — Default-Related Legal Services, Bankruptcy, Foreclosure Proceedings, and Acquired Properties
- FNMA Servicing Guide E-1 — Referring Default-Related Legal Matters and Non-Routine Litigation to Law Firms
- Fannie Mae Servicing Guide E-1.1-01 — General Requirements for Referring a Mortgage Loan to a Law Firm
- Fannie Mae Servicing Guide E-1.1-02 — Required Referral Documents
- Fannie Mae Servicing Guide E-1.1-03 — Required Referral Data
- Fannie Mae Servicing Guide E-1.2-01 — Timing of the Bankruptcy Referral
- Fannie Mae Servicing Guide E-1.2-02 — Timing of the Foreclosure Referral for Mortgage Loans Generally
- Fannie Mae Servicing Guide E-1.2-03 — Timing of the Foreclosure Referral for Second Lien Conventional Mortgage Loans Not Secured by a Principal Residence
- Fannie Mae Servicing Guide E-1.2-04 — Timing of the Foreclosure Referral for Government Mortgage Loans
- Fannie Mae Servicing Guide E-1.3-01 — General Servicer Responsibilities for Non-Routine Matters
- Fannie Mae Servicing Guide E-1.3-02 — Reporting Non-Routine Litigation to Fannie Mae
- Fannie Mae Servicing Guide E-1.3-03 — Reporting "Legal Filings" to MERS
- FNMA Servicing Guide E-2 — Managing Bankruptcy Proceedings
- Fannie Mae Servicing Guide E-2.1-01 — General Servicing Requirements for Mortgage Loans Under Bankruptcy Protection
- Fannie Mae Servicing Guide E-2.1-02 — Confirming Bankruptcy Information
- Fannie Mae Servicing Guide E-2.1-03 — Suspending Debt Collection Efforts
- Fannie Mae Servicing Guide E-2.1-04 — Expected Servicer/Attorney Interaction During Bankruptcy Proceedings
- Fannie Mae Servicing Guide E-2.1-05 — Filing a Notice of Appearance and Sending Proper Notices
- Fannie Mae Servicing Guide E-2.1-06 — Reviewing Bankruptcy Reorganization Plans
- Fannie Mae Servicing Guide E-2.1-07 — Preparing and Filing a Proof of Claim
- Fannie Mae Servicing Guide E-2.1-08 — Monitoring Borrower Payments and Critical Dates
- Fannie Mae Servicing Guide E-2.1-09 — Identifying Workout Opportunities
- Fannie Mae Servicing Guide E-2.1-10 — Dealing with Delays in the Bankruptcy Process
- Fannie Mae Servicing Guide E-2.1-11 — Remitting P&I for MBS Mortgage Loans That Are Part of a Bankruptcy
- Fannie Mae Servicing Guide E-2.2-01 — Managing Chapter 7 Bankruptcies
- Fannie Mae Servicing Guide E-2.2-02 — Managing Chapter 11 Bankruptcies
- Fannie Mae Servicing Guide E-2.2-03 — Managing Chapter 12 Bankruptcies
- Fannie Mae Servicing Guide E-2.2-04 — Managing Chapter 13 Bankruptcies
- Fannie Mae Servicing Guide E-2.3-01 — Identifying Abusive Filers
- Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property
- Fannie Mae Servicing Guide E-2.3-03 — Handling Cramdowns of the Mortgage Debt
- Fannie Mae Servicing Guide E-2.3-04 — Bankruptcies Involving Mortgage Loans Secured by Investment Properties
- Fannie Mae Servicing Guide E-2.3-05 — Bankruptcies Involving Multiple Fannie Mae Mortgage Loans
- Fannie Mae Servicing Guide E-2.3-06 — Responding to Bankruptcies Identified After Foreclosure Sale
- Fannie Mae Servicing Guide E-2.3-07 — Cross-Border Insolvency Proceedings
- FNMA Servicing Guide E-3 — Managing Foreclosure Proceedings
- Fannie Mae Servicing Guide E-3.1-01 — General Servicing Requirements Related to Foreclosure Proceedings
- Fannie Mae Servicing Guide E-3.1-02 — Performing Due Diligence Prior to Considering Foreclosure
- Fannie Mae Servicing Guide E-3.1-03 — Fannie Mae Address for Instruments of Record
- Fannie Mae Servicing Guide E-3.1-04 — Addressing a Bankruptcy Filed During Active Foreclosure
- Fannie Mae Servicing Guide E-3.2-01 — Conducting Prereferral Review
- Fannie Mae Servicing Guide E-3.2-02 — Initiating Foreclosure Proceedings on a First Lien Conventional Mortgage Loan
- Fannie Mae Servicing Guide E-3.2-03 — Initiating Foreclosure Proceedings on a Second Lien Conventional Mortgage Loan
- Fannie Mae Servicing Guide E-3.2-04 — Postponing Foreclosure Referral for Mortgage Loans Not Secured by a Principal Residence
- Fannie Mae Servicing Guide E-3.2-05 — Expected Servicer/Attorney Interaction During Foreclosure Proceedings
- Fannie Mae Servicing Guide E-3.2-06 — Conducting Borrower Outreach During Foreclosure
- Fannie Mae Servicing Guide E-3.2-07 — Impact of Engagement with a Mortgage Assistance Fund Program Provider
- Fannie Mae Servicing Guide E-3.2-08 — Processing Reinstatements During Foreclosure
- Fannie Mae Servicing Guide E-3.2-09 — Conducting Foreclosure Proceedings
- Fannie Mae Servicing Guide E-3.2-10 — Paying Certain Expenses During the Foreclosure Process
- Fannie Mae Servicing Guide E-3.2-11 — Collecting Under an Assignment of Rents
- Fannie Mae Servicing Guide E-3.2-12 — Performing Property Preservation During Foreclosure Proceedings
- Fannie Mae Servicing Guide E-3.2-13 — Addressing Title Defects Generally
- Fannie Mae Servicing Guide E-3.2-14 — Addressing Title Defects for Bifurcated Mortgage Loans
- Fannie Mae Servicing Guide E-3.2-15 — Allowable Time Frames for Completing Foreclosure
- Fannie Mae Servicing Guide E-3.3-01 — Completing Preforeclosure Sale Review
- Fannie Mae Servicing Guide E-3.3-02 — Certifying the Status of Workout Negotiations Prior to Foreclosure Sale
- Fannie Mae Servicing Guide E-3.3-03 — Inspecting Properties Prior to Foreclosure Sale
- Fannie Mae Servicing Guide E-3.3-04 — Marketing the Foreclosure Sale and Using Foreclosure Auction Services
- Fannie Mae Servicing Guide E-3.3-05 — Issuing Bidding Instructions
- Fannie Mae Servicing Guide E-3.3-06 — Handling a Suspension or Reduction of the Redemption Period
- Fannie Mae Servicing Guide E-3.3-07 — Pursuing a Deficiency Judgment
- Fannie Mae Servicing Guide E-3.4-01 — Suspending Foreclosure Proceedings for Workout Negotiations
- Fannie Mae Servicing Guide E-3.4-02 — Canceling the Foreclosure Sale for a Completed Workout
- Fannie Mae Servicing Guide E-3.5-01 — Foreclosure of a Property Securing an MBS Mortgage Loan
- Fannie Mae Servicing Guide E-3.5-02 — Handling Third-Party Sales
- Fannie Mae Servicing Guide E-3.5-03 — Providing Evidence of Title
- FNMA Servicing Guide E-4 — Managing Acquired Properties
- Fannie Mae Servicing Guide E-4.1-01 — Notifying Fannie Mae of an Acquired Property
- Fannie Mae Servicing Guide E-4.1-02 — Eliminations and Rescissions of Foreclosure Sales
- Fannie Mae Servicing Guide E-4.2-01 — Completing Conveyance Documents
- Fannie Mae Servicing Guide E-4.2-02 — Handling Reconveyance to the Insurer or Guarantor
- Fannie Mae Servicing Guide E-4.3-01 — Managing the Property Post-Foreclosure Sale
- Fannie Mae Servicing Guide E-4.3-02 — Inspecting Properties Post-Foreclosure Sale
- Fannie Mae Servicing Guide E-4.3-03 — The Broker's, Agent's, or Property Management Company's Responsibilities
- Fannie Mae Servicing Guide E-4.3-04 — Handling Eviction Proceedings
- Fannie Mae Servicing Guide E-4.4-01 — Continuing or Canceling Property Insurance Coverage
- Fannie Mae Servicing Guide E-4.4-02 — Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds
- Fannie Mae Servicing Guide E-4.4-03 — Canceling Flood Insurance Coverage for Acquired Properties
- Fannie Mae Servicing Guide E-4.4-04 — Remitting Flood Insurance Settlement Proceeds or Unearned Premium Refunds
- Fannie Mae Servicing Guide E-4.5-01 — Filing MI Claims for Conventional Mortgage Loans or for Other Mortgage Loans for which Fannie Mae Bears the Risk of Loss
- Fannie Mae Servicing Guide E-4.5-02 — Filing MI Claims for FHA Mortgage Loans
- Fannie Mae Servicing Guide E-4.5-03 — Filing MI Claims for FHA Coinsured Mortgage Loans
- Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans
- Fannie Mae Servicing Guide E-4.5-05 — Filing MI Claims for HUD Section 184 Mortgage Loans
- Fannie Mae Servicing Guide E-4.5-06 — Filing MI Claims for VA Mortgage Loans
- Fannie Mae Servicing Guide E-4.5-07 — Filing MI Claims for RD Mortgage Loans
- FNMA Servicing Guide E-5 — Requesting Reimbursement for Expenses Associated with Default-Related Legal Matters
- Fannie Mae Servicing Guide E-5-01 — Requesting Reimbursement for Expenses
- Fannie Mae Servicing Guide E-5-02 — Servicer Responsibilities Prior to Requesting Reimbursement of Attorney Fees and Costs
- Fannie Mae Servicing Guide E-5-03 — Allowable Bankruptcy Fees
- Fannie Mae Servicing Guide E-5-04 — Allowable Foreclosure Fees
- Fannie Mae Servicing Guide E-5-05 — Reimbursing Law Firms/Reimbursement of Uncollected Fees, Costs or Advances
- Fannie Mae Servicing Guide E-5-06 — Technology Fees and Electronic Invoicing
- Fannie Mae Servicing Guide E-5-07 — Other Reimbursable Default-Related Legal Expenses
Part F 73
F
- Fannie Mae Servicing Guide Part F — Servicing Guide Procedures, Exhibits, and Quick Reference Materials
- FNMA Servicing Guide F-1 — Servicing Guide Procedures
- Fannie Mae Servicing Guide F-1-01 — Servicing ARM Loans
- Fannie Mae Servicing Guide F-1-02 — Escrow, Taxes, Assessments, and Insurance
- Fannie Mae Servicing Guide F-1-03 — Establishing and Implementing Custodial Accounts
- Fannie Mae Servicing Guide F-1-04 — Evaluating a Request for the Release, or Partial Release, of Property Securing a Mortgage Loan
- Fannie Mae Servicing Guide F-1-05 — Expense Reimbursement
- Fannie Mae Servicing Guide F-1-06 — Filing an MI Claim for a Liquidated Mortgage Loan or Acquired Property
- Fannie Mae Servicing Guide F-1-07 — Handling Property Forfeitures and Seizures
- Fannie Mae Servicing Guide F-1-08 — Managing Foreclosure Proceedings
- Fannie Mae Servicing Guide F-1-09 — Processing Mortgage Loan Payments and Payoffs
- Fannie Mae Servicing Guide F-1-10 — Obtaining and Executing Legal Documents
- Fannie Mae Servicing Guide F-1-11 — Post-Delivery Servicing Transfers
- Fannie Mae Servicing Guide F-1-12 — Preparing to Implement a Workout Option
- Fannie Mae Servicing Guide F-1-13 — Processing a Fannie Mae Mortgage Release (Deed-In-Lieu of Foreclosure)
- Fannie Mae Servicing Guide F-1-14 — Processing a Fannie Mae Short Sale
- Fannie Mae Servicing Guide F-1-15 — Processing a Government Mortgage Loan Modification
- Fannie Mae Servicing Guide F-1-16 — Processing a Repayment Plan
- Fannie Mae Servicing Guide F-1-17 — Processing a Transfer of Ownership
- Fannie Mae Servicing Guide F-1-18 — Processing a Workout Incentive Fee
- Fannie Mae Servicing Guide F-1-19 — Processing a Military Indulgence
- Fannie Mae Servicing Guide F-1-20 — Remitting and Accounting to Fannie Mae
- Fannie Mae Servicing Guide F-1-21 — Reporting a Delinquent Mortgage Loan via Fannie Mae's Servicing Solutions System
- Fannie Mae Servicing Guide F-1-22 — Reporting a Workout Option via Fannie Mae's Servicing Solutions System
- Fannie Mae Servicing Guide F-1-23 — Reporting to Third Parties
- Fannie Mae Servicing Guide F-1-24 — Requesting Fannie Mae's Approval via Fannie Mae's Servicing Solutions System
- Fannie Mae Servicing Guide F-1-25 — Reclassifying or Voluntary Repurchasing an MBS Mortgage Loan
- Fannie Mae Servicing Guide F-1-26 — Servicing eMortgages
- Fannie Mae Servicing Guide F-1-27 — Processing a Fannie Mae Flex Modification
- Fannie Mae Servicing Guide F-1-28 — Reviewing a Transfer of Ownership for Credit and Financial Capacity
- Fannie Mae Servicing Guide Chapter F-2 — Exhibits
- Fannie Mae Servicing Guide F-2-01 — Bankruptcy Referral and Completion Timelines
- Fannie Mae Servicing Guide F-2-02 — Incentive Fees for Workout Options
- Fannie Mae Servicing Guide F-2-03 — Compensatory Fee Calculation Examples
- Fannie Mae Servicing Guide F-2-04 — Firm Minimum Requirements
- Fannie Mae Servicing Guide F-2-05 — Historical Yield Differential Adjustment Provisions
- Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for Workout Options
- Fannie Mae Servicing Guide F-2-07 — Reporting the Principal Amount for Mortgage Loans with Principal Forbearance
- Fannie Mae Servicing Guide F-2-08 — Servicing Fees for MBS Mortgage Loans
- Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans
- Fannie Mae Servicing Guide F-2-10 — Fannie Mae's Workout Hierarchy
- Fannie Mae Servicing Guide Chapter F-3 — Acronyms and Glossary of Defined Terms
- Fannie Mae Servicing Guide F-3-01 — Acronyms and Glossary of Defined Terms: A
- Fannie Mae Servicing Guide F-3-02 — Acronyms and Glossary of Defined Terms: B
- Fannie Mae Servicing Guide F-3-03 — Acronyms and Glossary of Defined Terms: C
- Fannie Mae Servicing Guide F-3-04 — Acronyms and Glossary of Defined Terms: D
- Fannie Mae Servicing Guide F-3-05 — Acronyms and Glossary of Defined Terms: E
- Fannie Mae Servicing Guide F-3-06 — Acronyms and Glossary of Defined Terms: F
- Fannie Mae Servicing Guide F-3-07 — Acronyms and Glossary of Defined Terms: G
- Fannie Mae Servicing Guide F-3-08 — Acronyms and Glossary of Defined Terms: H
- Fannie Mae Servicing Guide F-3-09 — Acronyms and Glossary of Defined Terms: I
- Fannie Mae Servicing Guide F-3-10 — Acronyms and Glossary of Defined Terms: J
- Fannie Mae Servicing Guide F-3-11 — Acronyms and Glossary of Defined Terms: K
- Fannie Mae Servicing Guide F-3-12 — Acronyms and Glossary of Defined Terms: L
- Fannie Mae Servicing Guide F-3-13 — Acronyms and Glossary of Defined Terms: M
- Fannie Mae Servicing Guide F-3-14 — Acronyms and Glossary of Defined Terms: N
- Fannie Mae Servicing Guide F-3-15 — Acronyms and Glossary of Defined Terms: O
- Fannie Mae Servicing Guide F-3-16 — Acronyms and Glossary of Defined Terms: P
- Fannie Mae Servicing Guide F-3-17 — Acronyms and Glossary of Defined Terms: Q
- Fannie Mae Servicing Guide F-3-18 — Acronyms and Glossary of Defined Terms: R
- Fannie Mae Servicing Guide F-3-19 — Acronyms and Glossary of Defined Terms: S
- Fannie Mae Servicing Guide F-3-20 — Acronyms and Glossary of Defined Terms: T
- Fannie Mae Servicing Guide F-3-21 — Acronyms and Glossary of Defined Terms: U
- Fannie Mae Servicing Guide F-3-22 — Acronyms and Glossary of Defined Terms: V
- Fannie Mae Servicing Guide F-3-23 — Acronyms and Glossary of Defined Terms: W
- Fannie Mae Servicing Guide F-3-24 — Acronyms and Glossary of Defined Terms: X
- Fannie Mae Servicing Guide F-3-25 — Acronyms and Glossary of Defined Terms: Y
- Fannie Mae Servicing Guide F-3-26 — Acronyms and Glossary of Defined Terms: Z
- Fannie Mae Servicing Guide Chapter F-4 — Servicing Guide Resources
- Fannie Mae Servicing Guide F-4-01 — References to Fannie Mae's Website
- Fannie Mae Servicing Guide F-4-02 — List of Contacts
- Fannie Mae Servicing Guide F-4-03 — List of Lender Contracts
Other (Lender Letters / Notices) 3
352 sections in total.
Operationalizing the Servicing Guide
This is Fannie Mae’s own words, source-verified — the grounding you need to check your servicing policies and procedures against Guide requirements, operationalize a change, and produce audit-ready evidence, all without invented text. See how the corpus is built and verified, the Fannie Mae Selling Guide, and the regulatory update kits. Free to read and download · compiled by Claude for Compliance.