Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans
Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans.
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Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans
F-2-09, Servicing Fees for Portfolio Mortgage Loans (09/11/2019) Introduction This exhibit contains servicing fees for portfolio mortgage loans. Servicing Fees for Portfolio Mortgage Loans Servicing Fees for Portfolio Mortgage Loans The following table describes the servicing fees that apply to portfolio mortgage loans. Product Servicing Fee RD direct-leveraged conventional fixed-rate mortgage loans and RD-guaranteed fixed-rate mortgage loans 0.25% minimum fee Product Servicing Fee HUD-guaranteed Section 184 mortgage loans and FHA-insured Section 248 mortgage loans with a fixed interest rate 0.5% maximum fee 0.25% minimum fee FHA-insured Section 248 mortgage loans with an adjustable interest rate 0.25% minimum fee 0.5% maximum fee HomeStyle Renovation mortgage loans with a fixed interest rate 0.25% minimum fee 0.5% maximum fee for mortgage loans delivered on or after June 1, 2019 HomeStyle Construction-to-Permanent mortgage loans with an adjustable interest rate 0.25% minimum fee 1% maximum fee during construction phase, only if the mortgage loan is delivered under a commitment that specifies the premium pricing option 0.5% maximum fee during permanent phase, only if the mortgage is delivered under a commitment that specifies the premium pricing option HomeStyle Construction-to-Permanent mortgage loans with a fixed interest rate 0.25% minimum fee 1% maximum fee during construction phase if the mortgage loan is delivered under a commitment that specifies the premium pricing option 0.5% maximum fee upon completion of the construction phase, if the mortgage loan is delivered under a commitment that specifies the premium pricing option or the mortgage loan is delivered on or after June 1, 2019 FHA Title I mortgage loans 0.5% minimum fee 1.25% maximum fee Fixed-rate second-lien mortgage loans 0.5% minimum fee 1.25% maximum fee Conventional fixed-rate, fully amortizing first-lien mortgage loans with the scheduled/scheduled remittance type 0.25% minimum fee 0.5% maximum fee for mortgage loans delivered on or after June 1, 2019 Product Servicing Fee All other fixed-rate monthly payment first-lien mortgage loans with an actual/actual or scheduled/actual remittance type Either 0.25% or 0.375% minimum fee (at lender's option) 0.5% maximum fee for mortgage loans delivered on or after June 1, 2019 Biweekly payment first-lien mortgage loans Either 0.25% or 0.375% minimum fee (at lender's option) All ARM loans 0.25% minimum fee
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