SBA SOP 50 10 8.1, App17.B.5 — CAPLines (All Variants)

sba-sop81-app17-b-5

Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section App17.B.5 (CAPLines (All Variants)). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.

This register: .xlsx .csv

See also

SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.

Verbatim regulatory text (1)

Verbatim provisions from SBA SOP 50 10 8.1, App17.B.5 — CAPLines (All Variants) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

SOP 50 10 8.1 App17.B.5

Effective 2026-10-01 · publisher's stamp for this provision

5. CAPLines (All Variants) a. Working Capital, Contract, and Seasonal CAPLines The maximum maturity on a Working Capital, Contract, or Seasonal CAPLine is 10 years. Any CAPLine with a maturity of less than 10 years can be renewed as long as the total revolving repayment period does not exceed 120 months. The renewal is an extension of maturity (not a new loan). Thus, the loan number remains the same. If the original maturity was for 12 months or less, and the new maturity exceeds 12 months, an additional guaranty fee will be due. See Section A, Ch. 5, Para. C.1.a.v., Additional Guaranty Fee for Extensions of Short-Term Loans. b. Builders CAPLines 13 CFR § 120.396 The loan must not exceed 60 months plus the estimated time to complete construction or rehabilitation. c. All CAPLines must have an exit strategy. Final disbursement should occur far enough in advance of maturity so that a sufficient amount of time is available for the assets acquired with proceeds to be converted back to cash and final payment. d. Contract, Seasonal, and Builders CAPLines that finance a single transaction should have a maturity tied to the seasonal cycle, contract completion date, or project completion date. e. Loan maturity must not exceed the period of the guaranty.

Source: SBA SOP 50 10 8.1, App17.B.5 — CAPLines (All Variants) · source URL · snapshot 0fb0c4692cf52938

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Source of record: https://claudeforcompliance.com/regs/sba-sop81-app17-b-5/ · register sba-sop81-app17-b-5 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.