SBA SOP 50 10 8.1, App17.B.4 — 7(a) Manufacturers’ Access to Revolving Credit (MARC) Loans

sba-sop81-app17-b-4

Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section App17.B.4 (7(a) Manufacturers’ Access to Revolving Credit (MARC) Loans). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.

This register: .xlsx .csv

See also

SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.

Verbatim regulatory text (1)

Verbatim provisions from SBA SOP 50 10 8.1, App17.B.4 — 7(a) Manufacturers’ Access to Revolving Credit (MARC) Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

SOP 50 10 8.1 App17.B.4

Effective 2026-10-01 · publisher's stamp for this provision

4. 7(a) Manufacturers’ Access to Revolving Credit (MARC) Loans a. Revolving loans: i. Revolving loans have a maximum maturity of 20 years. Since revolving MARC loans have a maximum amortization of 10 years, they are not subject to the subsidy recoupment fee. ii. Revolving loans of more than 12 months must be structured with a term-out period that is at least as long as the draw period, with no draws permitted during the term-out period. iii. Revolving loans may not revolve for more than 10 years. At the end of the revolving period, the loan must be converted to a fully amortizing loan with a maximum additional repayment term of up to 10 years. iv. Revolving loans may be established as renewable each year, provided they do not exceed the maximum revolving period of 10 years. If the original maturity was for 12 months or less, and the new maturity exceeds 12 months, an additional guaranty fee will be due. v. Revolving loans with maturities of 12 months or less may be initially structured without a term-out; however, if the loan is renewed or the maturity extended beyond 12 months, the requirements above will apply.

Source: SBA SOP 50 10 8.1, App17.B.4 — 7(a) Manufacturers’ Access to Revolving Credit (MARC) Loans · source URL · snapshot 0fb0c4692cf52938

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Source of record: https://claudeforcompliance.com/regs/sba-sop81-app17-b-4/ · register sba-sop81-app17-b-4 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.