FHA Single Family Housing Policy Handbook 4000.1, Part II

hud-4000-1-ii-8-programs-and-products-condominiums

HUD effective date: 04/10/2025 · section II.B.8 · Handbook 4000.1 · revision effective 11/10/2026

FHA Single Family Housing Policy Handbook 4000.1, Part II — 8. Programs and Products - Condominiums (04/10/2025).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part II — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part II — 8. Programs and Products - Condominiums (04/10/2025)

Effective 2025-04-10 · publisher's stamp for this provision

If IMIP paid on the existing HECM is greater than the new IMIP due, there will be no refunds. No additional credit is given for the IMIP paid on the last HECM transaction. (C) Calculation of Monthly Mortgage Insurance Premium Mortgagees must use the formula of one-twelfth of 0.50 percent multiplied by the outstanding mortgage balance to calculate the monthly Mortgage Insurance Premium (MIP). The amount of the annual MIP will begin to accrue on the outstanding mortgage balance from the day after the expiration of the rescission period.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part II

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-ii-8-programs-and-products-condominiums/ · register hud-4000-1-ii-8-programs-and-products-condominiums · Claude for Compliance. Free to read and download; see regulatory updates and methodology.