Freddie Mac Single-Family Seller/Servicer Guide Chapter 9101 — Delinquency Management for Mortgages Secured by Primary Residences
Chapter 9101 governs collection efforts, Borrower communications, foreclosure postponement, and management of the appeals process for denial of a Trial Period Plan, for Mortgages secured by Primary Residences. NOTE: actual title is "Delinquency Management for Mortgages Secured by Primary Residences".
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Chapter 9101 — Delinquency Management for Mortgages Secured by Primary Residences — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide Section 9101.1(a) — Servicer collection efforts
The Servicer must treat each Delinquency individually by varying the collection techniques to fit the individual circumstances.
Freddie Mac Guide Section 9101.1(a) — Loss mitigation referral on risk of loss
If there is a known potential risk of loss or ownership to Freddie Mac, the Borrower must be referred for loss mitigation immediately.
Freddie Mac Guide Section 9101.1(b) — Borrowers on automatic withdrawal (ACH)
processed on the specified date the Borrower has agreed to, the Servicer must begin efforts to contact the Borrower within 48 hours to determine the reason for the missed payment.
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide Chapter 9101 — Delinquency Management for Mortgages Secured by Primary Residences
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-9101/
· register fhlmc-9101 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.