UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program)

uad-3-6-report-style-guide

UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program). Full verbatim text, substring-verified against snapshot 111ce9a58fcf6ee9.

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source:
  type: regulation
  id: uad-3-6-report-style-guide
  authority: UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program)
  description: UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program). Full verbatim text, substring-verified against snapshot 111ce9a58fcf6ee9.
  effective_date: '2026-11-02'
obligations:
  - id: uad-3-6-report-style-guide-full
    canonical_id: uad-3-6-report-style-guide-full
    section: UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program)
    description: 'This document relates to the Uniform Mortgage Data Program®, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of the Federal Housing Finance Agency. © 2026 Fannie Mae and Freddie Mac. All Rights Reserved. Trademarks of the respective owners. Uniform Appraisal Dataset (UAD) Specification Issued by Fannie Mae and Freddie Mac Appendix E: Report Style Guide Document Version 1.5 March 10, 2026 A'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - uad-3-6
      - reg-update
      - ingested
    primary_source:
      tier: 1
      authority: UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program)
      source_class: uad-3-6
      source_url: https://singlefamily.fanniemae.com/delivering/uniform-mortgage-data-program/uniform-appraisal-dataset
      snapshot_id: 111ce9a58fcf6ee9
      fetched_at: '2026-08-23T12:29:13.930951+00:00'
      content_hash: sha256:111ce9a58fcf6ee90b8981da205692de64162b32d5ae438a241664483344c59d
      paragraph_quote: 'This document relates to the Uniform Mortgage Data Program®, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of the Federal Housing Finance Agency. © 2026 Fannie Mae and Freddie Mac. All Rights Reserved. Trademarks of the respective owners. Uniform Appraisal Dataset (UAD) Specification Issued by Fannie Mae and Freddie Mac Appendix E: Report Style Guide Document Version 1.5 March 10, 2026 Appendix E: Report Style Guide Page 2 of 92 VERSION 1.3 Revision History Date Version Change # Revision Description 3/10/2026 1.5 2026-002 Clarified… - the bottom margin of report. - the display color in Main Text for SIG rule. - the display color in Table Elements for TB-SCA_sub-H1. 2026-023 Removed Yes/No labels from Ground Rent checkboxes in Project Information. 2026-024 Clarified checkmark display for Utilities table. 2026-056 Clarified alignment of $ figure in Indicated Value by Cost Approach, Depreciated Cost – Dwelling, Depreciated Cost – Outbuilding, As Is Value of Site Improvements, Site Value. 6/10/2025 1.4 2025-002 Corrected typo in Completion Report Footer Text. 2025-006 Added Wingdings as an alternative for checkboxes. Clarified to use a checkmark for selected checkboxes. 2025-016 Added guidelines for the Sales Comparison Approach table Line Display. 2025-019 Clarified what the “/” between two numbers means (e.g., 9/13) in the Terminology Used in Style Guide chapter. 2025-025 Photos, Sketch, Graphs, Maps chapter name changed to Images; added clarification on display of images. 2025-041 Included a reference to Appendix D-1: Sample Scenario SF5-A using alternative font 2025-052 Provided example of the space between the bottom of one section and the top of the black tab of the next section (TAB) 9/17/2024 1.3 2024-002 Clarified column display for Comparable Rental Analysis 2024-024 Removed “Property Value Trend” from Market section 2024-043 Added Reconsideration of Value subsection 2024-056 Clarified ‘$’ sign is only displayed in TB-SCA_sub-H1-ADJ when there is a dollar amount 12/12/2023 1.2 2023-001 Removed “Under Review” from Market section 2023-031 Removed “Subject Conforms to Surrounding Area,” “Reason,” and “Description” from Market section Changed report label “Market Boundary” to “Market Area Boundary” 2023-061 Genericize description of date in footer Appendix E: Report Style Guide Page 3 of 92 Version 1.5 Date Version Change # Revision Description 6/27/2023 1.1 Formatting changes Revisions to content • Corrected Report Title font from Bold to Regular • Added a subsection for “Font” • Modified alignment in Cert 6 for Completion Report 3/29/2023 1.0 Initial publication Appendix E: Report Style Guide Page 4 of 92 Version 1.5 Introduction The Report Style Guide describes the design and layout of the Uniform Residential Appraisal Report (URAR), Restricted Appraisal Update Report (“Appraisal Update”), and Completion Report. It includes specifications for the sizes and positioning of all elements that could appear in any of these reports, regardless of conditionality. Part 1 describes in detail the basic page layout used throughout, along with the headers, footers, main headings, and subheadings. This is followed by a description of each text element that can appear in the reports and specifications for each table element. • Appendix E-1: Report Style Guide Supplement – URAR with Codes shows a marked-up report with the codes indicated. Part 2 outlines each URAR report section in detail and notes any exceptions to the elements described in Part 1 of the Report Style Guide. Finally, Parts 3 and 4 are set aside for the Appraisal Update and the Completion Report. While these two reports follow the same basic page layout and elements of the URAR, they are separate from it and are described here in detail. • Appendix E-2: Report Style Guide Supplement – Restricted Appraisal Update Report with Codes shows a marked-up report with the codes indicated. • Appendix E-3: Report Style Guide Supplement – Completion Report with Codes shows a marked- up report with the codes indicated. Appendix E: Report Style Guide Page 5 of 92 Version 1.5 Table of Contents Revision History ............................................................................................................................................... 2 Introduction ..................................................................................................................................................... 4 Table of Contents ............................................................................................................................................. 5 Part 1. Design ................................................................................................................................................. 13 General Design ........................................................................................................................................... 13 Font ..................................................................................................................................................................... 13 Units Used in Style Guide .................................................................................................................................... 14 Terminology Used in Style Guide ........................................................................................................................ 14 Page Size ............................................................................................................................................................. 16 Layout Grid .......................................................................................................................................................... 16 Margins ............................................................................................................................................................... 16 Header Text ......................................................................................................................................................... 16 Footer Text .......................................................................................................................................................... 17 Section Headings ........................................................................................................................................ 19 TITLE – Report Title ............................................................................................................................................. 19 TITLE-ADD – Subject Address for Report Title .................................................................................................... 19 SUM-HD – Summary Section Title ...................................................................................................................... 19 TAB – Section Title (Black Tab)............................................................................................................................ 19 TAB-C– Section Title (Black Tab) Continued to Another Page ............................................................................ 20 H1 – Subsection Title (Gray Bar) ......................................................................................................................... 20 H1-TX – Italic text in H1 (Gray Bar) ..................................................................................................................... 20 H2 – Subheading (Black Rule) ............................................................................................................................. 20 H2-1 - Subheading (Black Rule, one column) ...................................................................................................... 21 TX-B – Subheading Bold ...................................................................................................................................... 21 Main Report Text ....................................................................................................................................... 22 TXR-B – Text with Rule Bold ................................................................................................................................ 22 TXR –Text with Rule ............................................................................................................................................ 22 TXR-I – Text with Rule Indented ......................................................................................................................... 22 TXR-II – Text with Rule Double Indented ............................................................................................................ 23 TX-BI – Text Bold Italic ........................................................................................................................................ 23 TAB-TX – Italic Text above TAB Rule ................................................................................................................... 23 H1-TX – Italic Text in H1 (Gray Bar) .................................................................................................................... 23 Appendix E: Report Style Guide Page 6 of 92 Version 1.5 TXC – Commentary Text ..................................................................................................................................... 23 TXC-B – Commentary Text with Bold Intro ......................................................................................................... 24 TXC-B1 – Commentary Text, one column with Bold Intro .................................................................................. 24 TXC-I – Commentary Text Italic .......................................................................................................................... 24 TXC-I1 – Commentary Text Italic, one column ................................................................................................... 24 TXC-NP – Commentary Text Numbered Paragraph ............................................................................................ 25 TXC-NPI-B – Commentary Text Numbered Paragraph Bold ............................................................................... 25 FN – Footnote Text ............................................................................................................................................. 25 SIG – Signature .................................................................................................................................................... 25 SIG-B – Signature below Rule ............................................................................................................................. 26 Y/N – Yes/No (sets above checkbox [CK] elements) ........................................................................................... 26 CK – Checkbox (full page width) ......................................................................................................................... 26 CK1 – Checkbox (one column) ............................................................................................................................ 26 CK-H2 – Checkbox with H2 ................................................................................................................................. 27 CK-TAB – Checkboxes on Black Tab .................................................................................................................... 27 CK-1I – Checkbox one column Indented ............................................................................................................. 28 Table Guidelines ......................................................................................................................................... 28 Table Elements ........................................................................................................................................... 29 TB - Table Text .................................................................................................................................................... 29 TB-I - Table Text Indented ................................................................................................................................... 29 TB-B - Table Text Bold ......................................................................................................................................... 29 TCH - Table Column Heading .............................................................................................................................. 29 TB_sub-H1 – Dark Gray Bar in table ................................................................................................................... 30 TB_sub-H1-R - Dark Gray Bar in table align right ................................................................................................ 30 TB-SCA_sub-H1 – Dark Gray Bar in Comparable Grids ....................................................................................... 30 TB-SCA_sub-H1-ADJ - Dark Gray Bar in Comparable Grids – Adjustable Row .................................................... 31 TB-SCA_H2 - Light Gray Bar in Comparable Grids ............................................................................................... 31 Images ....................................................................................................................................................... 31 CAP—Captions .................................................................................................................................................... 31 Part 2. Specific Section Details ........................................................................................................................ 33 Overview ................................................................................................................................................... 33 Summary.................................................................................................................................................... 33 Property Description (H1) ................................................................................................................................... 33 Appendix E: Report Style Guide Page 7 of 92 Version 1.5 Apparent Defects, Damages, Deficiencies Requiring Action (H1) ...................................................................... 34 Assignment Information ............................................................................................................................. 35 Contact Information (H1) .................................................................................................................................... 36 Assignment Information and Scope of Work Commentary (H1) ........................................................................ 37 Assignment Information Exhibits (H1) ................................................................................................................ 37 Subject Property ......................................................................................................................................... 37 Ownership Rights (H1) ........................................................................................................................................ 37 Legal Description (H1) ......................................................................................................................................... 38 Subject Property Commentary (H1) ................................................................................................................... 38 Subject Property Exhibits (H1) ............................................................................................................................ 38 Site ............................................................................................................................................................ 38 Site Influence (H1) .............................................................................................................................................. 39 View and Impact to Value/Marketability (H1) .................................................................................................... 40 Site Features and Impact to Value/Marketability (H1) ....................................................................................... 40 Utilities and Impact to Value/Marketability (H1) ............................................................................................... 40 Apparent Defects, Damages, Deficiencies (Site) (H1) ......................................................................................... 41 Site Valuation Methodology (H1) ....................................................................................................................... 41 Site Commentary (H1) ........................................................................................................................................ 42 Site Exhibits (H1) ................................................................................................................................................. 42 Disaster Mitigation ..................................................................................................................................... 42 Disaster Mitigation Commentary (H1) ................................................................................................................ 42 Disaster Mitigation Exhibits (H1) ........................................................................................................................ 42 Energy Efficient and Green Features ............................................................................................................ 42 Energy Efficient & Green Features Impact to Value/Marketability (H1) ............................................................ 43 Energy Efficient & Green Features Commentary (H1) ........................................................................................ 43 Energy Efficient & Green Features Exhibits (H1) ................................................................................................ 43 Sketch ........................................................................................................................................................ 44 Sketch Commentary (H1) .................................................................................................................................... 44 Dwelling Exterior ........................................................................................................................................ 44 Quality and Condition (H1) ................................................................................................................................. 44 Noncontinuous Finished Area (H1) ..................................................................................................................... 45 Mechanical System Details (H1) ......................................................................................................................... 45 Apparent Defects, Damages, Deficiencies – (Dwelling Exterior – [Structure Identifier]) (H1) ........................... 46 Appendix E: Report Style Guide Page 8 of 92 Version 1.5 Dwelling Exterior Commentary (Dwelling Exterior – [Structure Identifier]) (H1) ............................................... 46 Dwelling Exterior Exhibits (Dwelling Exterior – [Structure Identifier]) (H1) ....................................................... 46 Manufactured Home .................................................................................................................................. 46 HUD Data Plate (H1) ........................................................................................................................................... 47 HUD Certification Label (H1) ............................................................................................................................... 47 Manufactured Home Certification Program (H1) ............................................................................................... 47 Invoice Information (H1) ..................................................................................................................................... 47 Manufactured Home Commentary (H1) ............................................................................................................. 48 Manufactured Home Exhibits (H1) ..................................................................................................................... 48 Unit Interior ............................................................................................................................................... 48 ADU Information ................................................................................................................................................. 48 Level and Room Detail (H2) ................................................................................................................................ 48 Quality and Condition (H1) ................................................................................................................................. 49 Accessibility Features for Individuals with Disabilities (H1) ............................................................................... 50 Apparent Defects, Damages, Deficiencies (Unit Interior - [Outbuilding Type] - [Structure Identifier] - [Unit Identifier]) (H1) ................................................................................................................................................... 50 Unit Interior Commentary (H1) .......................................................................................................................... 50 Unit Interior Exhibits (H1) ................................................................................................................................... 50 Functional Obsolescence ............................................................................................................................ 50 Functional Obsolescence Commentary (H1) ...................................................................................................... 51 Functional Obsolescence Exhibits (H1) ............................................................................................................... 51 Outbuilding ................................................................................................................................................ 51 Detail (H1) ........................................................................................................................................................... 51 Mechanical System Details (H1) ......................................................................................................................... 52 Apparent Defects, Damages, Deficiencies ([Outbuilding Type]) (H1) ................................................................. 52 Outbuilding Commentary (H1) ........................................................................................................................... 52 Outbuilding Exhibits (H1) .................................................................................................................................... 52 Vehicle Storage .......................................................................................................................................... 53 Apparent Defects, Damages, Deficiencies (Vehicle Storage) (H1) ...................................................................... 53 Vehicle Storage Commentary (H1) ..................................................................................................................... 53 Vehicle Storage Exhibits (H1) .............................................................................................................................. 53 Subject Property Amenities ........................................................................................................................ 53 Apparent Defects, Damages, Deficiencies (Subject Property Amenities) (H1) ................................................... 54 Subject Property Amenities Commentary (H1) .................................................................................................. 54 Appendix E: Report Style Guide Page 9 of 92 Version 1.5 Subject Property Amenities Exhibits (H1) ........................................................................................................... 54 Overall Quality and Condition ..................................................................................................................... 54 Reconciliation of Overall Quality and Condition (H1) ......................................................................................... 55 Highest and Best Use .................................................................................................................................. 55 Highest and Best Use Commentary (H1) ............................................................................................................ 55 Highest and Best Use Exhibits (H1) ..................................................................................................................... 55 Market ....................................................................................................................................................... 55 Search Result Metrics (H1) ................................................................................................................................. 55 Housing Trends (H1) ........................................................................................................................................... 56 Market Commentary (H1) ................................................................................................................................... 56 Market Exhibits (H1) ........................................................................................................................................... 56 Project Information .................................................................................................................................... 56 Cooperative Information (H1)............................................................................................................................. 57 Project Factors and Impact to Value/Marketability (H1) ................................................................................... 57 Project Information Commentary (H1) ............................................................................................................... 58 Project Information Exhibits (H1) ....................................................................................................................... 58 Subject Listing Information ......................................................................................................................... 58 Subject Listing Information Exhibits (H1)............................................................................................................ 59 Sales Contract ............................................................................................................................................ 59 Financial Sales Concessions (H1) ........................................................................................................................ 59 Sales Contract Analysis (H1) ............................................................................................................................... 59 Sales Contract Exhibits (H1) ................................................................................................................................ 59 Prior Sale and Transfer History .................................................................................................................... 60 Subject Transfer History (H1) .............................................................................................................................. 60 Comparable Transfer History (H1) ...................................................................................................................... 60 Prior Sale and Transfer History Exhibits (H1) ...................................................................................................... 61 Sales Comparison Approach ........................................................................................................................ 61 Sales Comparison Approach Table ..................................................................................................................... 61 Reconciliation of Sales Comparison Approach (H1) ........................................................................................... 65 Additional Properties Analyzed Not Used (H1)................................................................................................... 65 Sales Comparison Map (H1) ................................................................................................................................ 66 Sales Comparison Approach Exhibits (H1) .......................................................................................................... 66 Rental Information ..................................................................................................................................... 66 Appendix E: Report Style Guide Page 10 of 92 Version 1.5 Rent Schedule (H1) ............................................................................................................................................. 66 Comparable Rental Properties (H1) .................................................................................................................... 68 Comparable Rental Analysis (H1)........................................................................................................................ 68 Rental Analysis Commentary (H1) ...................................................................................................................... 70 Rental Information Exhibits (H1) ........................................................................................................................ 70 Income Approach ....................................................................................................................................... 70 Gross Rent Multiplier Comparables (H1) ............................................................................................................ 70 Indicated Value by Income Approach (H1) ......................................................................................................... 71 Income Approach Commentary (H1) .................................................................................................................. 71 Income Approach Exhibits (H1) .......................................................................................................................... 71 Cost Approach ............................................................................................................................................ 71 Indicated Value by Cost Approach (H1) .............................................................................................................. 72 Depreciated Cost – Dwelling – [Structure Identifier] (H1) .................................................................................. 72 Depreciated Cost – Outbuilding – [Outbuilding Type] (H1) ................................................................................ 73 As Is Value of Site Improvements (H1) ............................................................................................................... 73 Site Value (H1) .................................................................................................................................................... 74 General Description (H1) .................................................................................................................................... 74 Cost Approach Commentary (H1) ....................................................................................................................... 75 Cost Approach Exhibits (H1) ............................................................................................................................... 75 Reconciliation ............................................................................................................................................ 75 Approaches to Value (H1) ................................................................................................................................... 75 Appraisal Summary (H1) ..................................................................................................................................... 75 Client Requested Conditions (H1) ....................................................................................................................... 76 Reconciliation of Market Value (H1) ................................................................................................................... 76 Apparent Defects, Damages, Deficiencies (H1) .................................................................................................. 76 Reconciliation Exhibits (H1) ................................................................................................................................ 78 Revision History ......................................................................................................................................... 78 Reconsideration of Value (H1) ............................................................................................................................ 78 Supplemental Information .......................................................................................................................... 79 Supplemental Information Exhibits (H1) ............................................................................................................ 79 Certifications and Scope of Work ................................................................................................................ 79 Scope of Work (H1) ............................................................................................................................................. 79 Intended Use (H1) ............................................................................................................................................... 79 Appendix E: Report Style Guide Page 11 of 92 Version 1.5 Intended User (H1) ............................................................................................................................................. 79 Definition of Market Value (H1) ......................................................................................................................... 80 Statement of Assumptions and Limiting Conditions (H1)................................................................................... 80 Certifications ....................................................................................................................................................... 80 Appraiser Certifications (H1) .............................................................................................................................. 80 Supervisory Appraiser Certifications (H1) ........................................................................................................... 80 Signature (H1) ..................................................................................................................................................... 81 Part 3. Restricted Appraisal Update Report ..................................................................................................... 82 Overview ................................................................................................................................................... 82 Header Text ......................................................................................................................................................... 82 Footer Text .......................................................................................................................................................... 82 Subject Property ......................................................................................................................................... 82 Legal Description (H1) ......................................................................................................................................... 83 Original Appraisal ....................................................................................................................................... 83 Appraisal Update ........................................................................................................................................ 83 Appraisal Update Commentary (H1)................................................................................................................... 83 Appraisal Update Exhibits (H1) ........................................................................................................................... 83 Assignment Information ............................................................................................................................. 83 Contact Information (H1) .................................................................................................................................... 84 Assignment Information and Scope of Work Commentary (H1) ........................................................................ 84 Certifications and Scope of Work ................................................................................................................ 85 Scope of Work (H1) ............................................................................................................................................. 85 Intended Use (H1) ............................................................................................................................................... 85 Intended User (H1) ............................................................................................................................................. 85 Certifications ....................................................................................................................................................... 85 Appraiser Certifications (H1) .............................................................................................................................. 85 Supervisory Appraiser Certifications (H1) ........................................................................................................... 86 Signature (H1) ..................................................................................................................................................... 86 Part 4. Completion Report .............................................................................................................................. 87 Overview ................................................................................................................................................... 87 Header Text ......................................................................................................................................................... 87 Footer Text .......................................................................................................................................................... 87 Subject Property ......................................................................................................................................... 88 Appendix E: Report Style Guide Page 12 of 92 Version 1.5 Legal Description (H1) ......................................................................................................................................... 88 Original Appraisal ....................................................................................................................................... 88 Itemized List of Repairs ............................................................................................................................... 88 New Observed Items for Repair .................................................................................................................. 89 Completion Status ...................................................................................................................................... 89 Completion Report Commentary ................................................................................................................ 89 Completion Report Exhibits ........................................................................................................................ 90 Assignment Information ............................................................................................................................. 90 Contact Information (H1) .................................................................................................................................... 90 Assignment Information and Scope of Work Commentary (H1) ........................................................................ 90 Certifications and Intended Use/User ......................................................................................................... 91 Intended Use (H1) ............................................................................................................................................... 91 Intended User (H1) ............................................................................................................................................. 91 Certifications ....................................................................................................................................................... 91 Appraiser Certifications (H1) .............................................................................................................................. 91 Supervisory Appraiser Certifications (H1) ........................................................................................................... 91 Signature (H1) ..................................................................................................................................................... 92 Appendix E: Report Style Guide Page 13 of 92 Version 1.5 Part 1. Design This chapter includes specifications for the overall design elements that apply to all pages of the URAR, Appraisal Update, and Completion Report. The overall measurements of the page in the report are defined in inches (see page 8). All other layout measurements in the Style Guide use typographic standards (see “Units Used in this Guide” below). Font Myriad Pro is the preferred font. Calibri may be used as an alternative; however, this change may affect the length and pagination of the report, e.g., line breaks within the individual certifications. The Appendix C Layouts were designed on a particular platform with a design program. Not every design program matches others perfectly. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). For an example of a report using Calibri, see Appendix D-1: Sample Scenario SF5-A. SAMPLE USING MYRIAD PRO SAMPLE USING CALIBRI Appendix E: Report Style Guide Page 14 of 92 Version 1.5 Units Used in Style Guide In this guide, the two units of measurement used in describing the widths of elements are points and picas. A point is equal to 1/72 inch (72 points in an inch). 1 pica is equal 1/6 of an inch (or 12 points). 6 picas equal 1 inch; 3 picas equal ½ inch. Picas are often used for fixed horizontal measurements (most often column width). Picas are often abbreviated as “p” (such as 16p). Picas are usually represented with points in this fashion: (picas)p(points), for example: 3p9 or 2p6. For example, the standard width for one column of text on this two-column grid document is 22 picas and 0 points (normally abbreviated as 22p0). SOME PICAS TO INCHES CONVERSIONS Terminology Used in Style Guide 1. In this guide, rule refers to all lines in the report. For example, the “line” above these sentences is a 1-½ point rule. Offset refers to the space between the base of text and the rule below it. For example, the rule above these sentences is offset 4 points from the heading above it. RULE AND OFFSET 2. Vertical spacing between lines of text, sometimes called line spacing, is measured from the base of one line of text to the base of the next line of text. The size of the text is separated from the vertical spacing measurement by a slash “/”. For example, 9/13 means 9 point text with 13 points of vertical spacing. VERTICAL SPACING Appendix E: Report Style Guide Page 15 of 92 Version 1.5 3. Initial Caps refers to text set with each word capitalized, unless it is an article, conjunction, or preposition. INITIAL CAPS EXAMPLES 4. Codes refer to the design elements or styles described throughout this document. These define how each element is displayed. The following table is a summary of these codes: Codes Used in Style Guide Code Description HDR (HDR-L, HDR-R) Header (Left and Right) FTR (FTR-L, FTR-R) Footer (Left and Right) TITLE Report Title TITLE-ADD Subject Address for Report Title SUM-HD Summary Section Title TAB Section Title (Black Tab) TAB-C Section Title (Black Tab) continued to another page H1 Subsection Title (Gray Bar) H1-TX Italic text that follows H1 (Gray Bar) H2 Subheading (Black Rule) H2-1 Subheading (Black Rule, one column) TX-B Subheading Bold TXR-B Text with Rule - Bold TXR Text with Rule TXR-I Text with Rule Indented TXR-II Text with Rule Double Indented TX-BI Text Bold Italic TAB-TX Italic Text above Tab Rule H1-TX Italic Text in H1 (Gray Bar) TXC Commentary Text TXC-B Commentary Text with Bold Intro TXC-B1 Commentary Text, one column with Bold Intro TXC-I Commentary Text Italic TXC-I1 Commentary Text Italic, one column TXC-NP Commentary Text Numbered Paragraph TXC-NPI-B Commentary Text Numbered Paragraph Bold Appendix E: Report Style Guide Page 16 of 92 Version 1.5 Codes Used in Style Guide Code Description FN Footnote Text SIG Signature SIG-B Signature Below Rule Y/N Yes / No (sets above checkbox [CK] elements ) CK Checkbox (full page width) CK1 Checkbox (one column) CK-H2 Checkbox with H2 CK-TAB Checkboxes on Black Tab CK-1I Checkbox one column Indented TB Table Text TB-I Table text Indented TB-B Table text Bold TCH Table Column Heading TB_sub-H1 Dark Gray Bar in table (see DDDs) TB-sub-H1-R Dark Gray Bar in Table Align Right (Totals and Subtotals) TB-SCA_sub-H1 Dark Gray Bar in Comparable Grids TB-SCA_sub-H1-ADJ Dark Gray Bar in Comparable Grids - Adjustable Row TB-SCA_H2 Light Gray Bar in Comparable Grids Page Size 8.5" x 14" (Legal) Layout Grid 2-column format: • 2 columns each with width of 22 picas (3.66"), with 1 pica gutter (.17”). Character count: 60- 65 characters per line. 1-column format: • A column width of 45 picas (7.5"). Character count: 130-140 characters per line. Margins Top, left, and right margins are .5". Bottom margin is between .375” - .5”. Header Text Displays on all report pages except Summary. ½ point 50% black rule x 45 picas, offset 6 points above to: (HDR-L) Left side: • 9-point Myriad Pro Bold “Uniform Residential Appraisal Report”. Appendix E: Report Style Guide Page 17 of 92 Version 1.5 (HDR-R) Right side: • “Page [X] of [XX]” (where [X] stands for page number, [XX] for total pages in document) sets at top margin in 9-point Myriad Pro Regular, align right on 45 picas. HDR Footer Text Displays on all report pages. 2-point rule x 45 picas, 6 points space below to: (FTR-L) Left side • 8-point Myriad Pro Bold “Appraisal Version #”, one line space below to 50% black “Fannie Mae | Freddie Mac,” Month YYYY (FTR-R) Right side • 8-point Myriad Pro Bold with Myriad Pro Regular. Identifiers set stacked, aligned right, 1 em space to identifiers, set in 8 point regular, align left, longest identifier aligns right on rule above. Baseline of last line sits on bottom margin of .5". FTR Appendix E: Report Style Guide Page 18 of 92 Version 1.5 Appendix E: Report Style Guide Page 19 of 92 Version 1.5 Below are specifications for all section headings. Unless specified otherwise, design elements print 100% black. TITLE – Report Title TEXT 32-point Myriad Pro Regular, align left. SPACE 2 picas 2 points to page margin above; 6 points space below to TITLE-ADD. TITLE TITLE-ADD – Subject Address for Report Title TEXT 12/13 Myriad Pro Black, all caps. SPACE 3 picas space below to SUM-HD. TITLE-ADD SUM-HD – Summary Section Title TEXT 14-point Myriad Pro Black, all caps. RULE 2-point rule x 45 picas wide. Offset: 0 picas 5 points. SUM-HD TAB – Section Title (Black Tab) TEXT 9/13 Myriad Pro Bold set white in black bar, align left and indent 0 picas 4 points. RULE ½ point rule x 45 picas wide. Offset: 0 picas 3 points. TAB 12 picas wide x 1p3 picas high. Top left and right corners rounded 1 pica 0 points; width can be adjusted as needed for longer titles. SPACE 1 pica 7.5 points of space to element above (see example below); at the top of a page, 1 pica space to heading rule. TAB Appendix E: Report Style Guide Page 20 of 92 Version 1.5 Example of the space between the bottom of one section and the top of the black tab of the next section. TAB-C– Section Title (Black Tab) Continued to Another Page TEXT 9/13 Myriad Pro Bold, followed by 7-point Myriad Pro Bold Italic “(continued)” set white in black bar, align left and indent 0 picas 4 points. RULE ½ point rule x 45 picas wide. Offset 0 picas 3 points. TAB 12 picas wide x 1 pica 3 points picas high. Top left and right corners rounded 1 pica 0 points; width can be adjusted as needed for longer titles. SPACE Sets at the top of page, 1 pica space to heading rule. TAB-C H1 – Subsection Title (Gray Bar) TEXT 10/13 Myriad Pro Bold. Align left and indent 0 picas 4 points. RULE 15-point rule x 45 picas wide in 10% Black. Offset: -4 points, Offset before rule: 1 pica 1 point; offset after rule: 2 points. SPACE Space above to heading is 1 pica 3 points. H1 H1-TX – Italic text in H1 (Gray Bar) TEXT 9/11 Myriad Pro Italic flush right x 45 picas; in line with “Financial Sales Concessions” H1 head. H1-TX H2 – Subheading (Black Rule) TEXT 9/13-point Myriad Pro Bold. INDENT Align left and indent 0 picas 4 points. RULE 1 point rule x 45 picas wide. Offset 0 picas 4 points. SPACE Space above heading is 1 pica 3 points. Appendix E: Report Style Guide Page 21 of 92 Version 1.5 H2 H2-1 - Subheading (Black Rule, one column) TEXT 9/13-point Myriad Pro Bold. INDENT Align left and indent 0 picas 4 points. RULE 1 point rule x 22 picas wide. Offset 0 picas 4 points. SPACE Space above heading is 1 pica 3 points. H2-1 TX-B – Subheading Bold TEXT 9/13 Myriad Pro Bold x 22 picas (~30 characters max). INDENT Align left and text indent 4 points. RULE No rule TX-B Appendix E: Report Style Guide Page 22 of 92 Version 1.5 TXR-B – Text with Rule Bold TEXT TXR-B – 9/13 Myriad Pro Bold (~30 characters max). INDENT Align left and text indent 4 points. TABS Set tab at 11 picas. RULE ½ point rule in 50% black x 22 picas. Offset 0 picas 2 points. TXR-B TXR –Text with Rule TEXT TXR – 9/13 Myriad Pro Regular (~33 characters max). INDENT Align left and text indent 4 points. TABS Set tab at 11 picas. RULE ½ point rule in 50% black x 22 picas. Offset 0 picas 2 points. TXR NOTE TXR usually appears with another text element. TXR-I – Text with Rule Indented TEXT 9/13 Myriad Pro Regular (~30 characters max), tabbed at 11 picas to: TXR – 9/13 Myriad Pro Regular (~33 characters max). These two elements together set x 22 picas. INDENT Align left and text indent 0 picas 12 points. TABS Set tab 11 picas. RULE ½ point rule in 50% black. Offset: 0 picas 2 points. TXR-I Appendix E: Report Style Guide Page 23 of 92 Version 1.5 TXR-II – Text with Rule Double Indented TEXT 9/13 Myriad Pro Regular (~29 characters max), tabbed at 11 picas to: TXR – 9/13 Myriad Pro Regular (~33 characters max). These two elements together set x 22 picas. INDENT Align left and text indent 21 points. TABS Set tab 11 picas. RULE ½ point rule in 50% black. Offset: 2 points. TXR-II TX-BI – Text Bold Italic TEXT 9/13 Myriad Pro Bold Italic (~30 characters max). INDENT Align left and text indent 4 points. TX-BI TAB-TX – Italic Text above TAB Rule TEXT 9/13 Myriad Pro Italic x 45 picas; at tab 12 picas 4 points from TAB head, 2 points space to rule below. TAB-TX H1-TX – Italic Text in H1 (Gray Bar) TEXT 9/11 Myriad Pro Italic flush right x 45 picas; in line with “Financial Sales Concessions” H1 head. H1-TX TXC – Commentary Text TEXT 9/11 Myriad Pro Regular x 45 picas; 5.5 points additional space above. INDENT Align left and text indent 4 points. TXC Appendix E: Report Style Guide Page 24 of 92 Version 1.5 NOTES Sets sentence case. TXC-B – Commentary Text with Bold Intro TEXT 9/11 Myriad Pro Regular (~135 characters max) with Bold intro phrase (~124 characters max); x 45 picas; 5.5 points additional space above. INDENT Align left and text indent 4 points. TXC-B NOTES Intro phrase sets bold initial cap; comments set Myriad Pro Regular. TXC-B1 – Commentary Text, one column with Bold Intro TEXT 9/11 Myriad Pro Regular (~66 characters max) with Bold intro phrase (~61 characters max) x 22 picas; 5.5 points additional space above (except at top of column). INDENT Align left and text indent 4 points. TXC-B1 NOTES Intro phrase sets bold initial cap; comments set Myriad Pro Regular. TXC-I – Commentary Text Italic TEXT 9/11 Myriad Pro Italic x 45 picas (~149 characters max); 5.5 points additional space above (except at top of column). INDENT Align left and text indent 4 points. TXC-I TXC-I1 – Commentary Text Italic, one column TEXT 9/11 Myriad Pro Italic x 22 picas (~73 characters max); 5.5 points additional space above (except at top of column). INDENT Align left and text indent 4 points. TXC-I1 Appendix E: Report Style Guide Page 25 of 92 Version 1.5 TXC-NP – Commentary Text Numbered Paragraph TEXT 9/11 Myriad Pro Regular x 45 picas (~135 characters max); 5.5 points additional space above (except at top of column); Number sets bold followed by a period and word space. TXC-NP NOTES Sets sentence case. TXC-NPI-B – Commentary Text Numbered Paragraph Bold TEXT 9/11 Myriad Pro Regular (~135 characters max) x 45 picas with Bold introductory phrase (~124 characters max); 5.5 points additional space above; Indent 1 pica 6 points. TXC-NPI-B NOTES Intro phrase “Description of Prior Services” sets bold, initial cap to sentence case description text. FN – Footnote Text TEXT 8/10 Myriad Pro Regular (~148 characters max) x 45 picas; 5 points additional space above. FN NOTES Sets sentence case. SIG – Signature TEXT Date only: 9/13 Myriad Pro Regular x 22 picas. INDENT Align left and text indent 4 points. TABS Tabbed at 11 picas. RULE ½ point rule in solid black x 22 picas. Offset 0 picas 2 points. SIG NOTES Area before tab is for Appraiser’s or Supervisory Appraiser’s signature. Appendix E: Report Style Guide Page 26 of 92 Version 1.5 SIG-B – Signature below Rule TEXT 9/13 Myriad Pro Regular x 22 picas, below SIG INDENT Align left and text indent 4 points. TABS Tabbed at 11 picas. SIG-B Y/N – Yes/No (sets above checkbox [CK] elements) TEXT 8/9 Myriad Pro Bold x 22 picas. INDENT Align left and indent 19 picas 6 points. Y/N CK – Checkbox (full page width) TEXT 9/11 Myriad Pro Bold x 45 picas. INDENT Align left and text indent 4 points. NOTES Checkboxes set 12-point Wingdings2 with 7 points space between; sets initial cap. • To display with a checkmark, use “R” • To display unchecked box, use “?” Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3), meaning all selected checkboxes should display with a checkmark. CK NOTES Sets sentence case. CK1 – Checkbox (one column) TEXT 9/11 Myriad Pro Bold x 19 picas, 3 points. INDENT Align left and text indent 4 points. Appendix E: Report Style Guide Page 27 of 92 Version 1.5 CK1 NOTES Checkboxes set 12-point Wingdings2 “R”, unchecked boxes set 12-point Wingdings2 “#” with 7 points space between; align right at 22 picas; sets initial cap. Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). CK-H2 – Checkbox with H2 TEXT H2 sets 9/13-point Myriad Pro Bold; Y/N sets 8/9 Myriad Pro Bold x 22 picas. INDENT Align left and indent 0 picas 4 points. RULE 1 point rule x 45 picas wide. Offset 0 picas 4 points. NOTES Checkboxes set 12-point Wingdings2 “R”, unchecked boxes set 12-point Wingdings2 “#” with 7 points space between; align right at 22 picas; Y/N above. Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). CK-H2 CK-TAB – Checkboxes on Black Tab TEXT 6 points space from TAB – “Planned Unit Development” “Condominium” “Cooperative” “Condop” set 9/11 Myriad Pro Bold x 45 picas, 6 points space to checkboxes; 1 pica 6 points between each; sets initial cap. CK-TAB Appendix E: Report Style Guide Page 28 of 92 Version 1.5 CK-1I – Checkbox one column Indented TEXT 9/11 Myriad Pro Regular x 22 picas; no extra space above. INDENT Align left and text indent 1 pica. CK-1I NOTES Checkboxes set 12-point Wingdings2 “R”, unchecked boxes set 12-point Wingdings2 “#” with 7 points space between; sets sentence case; Y/N above. Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). • Tables do not break from page to page UNLESS they are more than one full page long. In this case, the table only breaks before a major table heading (TB_sub-H1, TB-SCA_sub-H1, TB-SCA_H2). Regular text follows below the table on the same page. Table column heads repeat on subsequent pages. • Standard tables (meaning most tables) set in one page-column width (22 picas) or two page-column width (45 picas). • Column widths are equal, unless noted in Part 2. Specific Section Details. • All rules in standard tables are ½ point and 50% black. Rules set top and bottom, and interior verticals only. • Outermost cells, left and right, do not take a vertical rule unless otherwise noted in Part 2. Specific Section Details. • Table column heads (TCH) only take rule below (no vertical rules between or rule above). • Table text (TB) indents left and right 4 points, 3 points top and bottom from edge of cell. • Table text (TB) sets flush left except if within a stack of numbers or unless otherwise noted in Part 2. Specific Section Details. • Table text (TB) sets initial cap. • When no content is chosen, cell remains empty. For the Sales Comparison Approach, Rental Information, Cost Approach, and Income Approach only, see Part 2. Specific Section Details for table/grid specifications. Appendix E: Report Style Guide Page 29 of 92 Version 1.5 TB - Table Text TEXT 8/9 Myriad Pro Regular (~4 characters per pica max). INDENT Align left, unless otherwise noted in Part 2. Specific Section Details. INSET Top 0 picas 3 points; Bottom 3.2 points; Left and Right 4 points. RULE ½ point rule in 50% black. TB TB-I - Table Text Indented TEXT 8/9 Myriad Pro Regular (~4 characters per pica max). INDENT Align left, indent 8 points, unless otherwise noted in Part 2. Specific Section Details. INSET Top 0 picas 3 points; Bottom 3.2 points; Left and Right 4 points. RULE ½ point rule in 50% black. TB-1 TB-B - Table Text Bold TEXT 8/9 Myriad Pro Bold (~4 characters per pica max). INDENT Align left, unless otherwise noted in Part 2. Specific Section Details. INSET Top 0 picas 3 points; Bottom 3.2 points; Left and Right 4 points. RULE ½ point rule in 50% black. TB-B TCH - Table Column Heading TEXT 9/10 Myriad Pro Bold (~3 characters per pica max). INDENT Align left and indent 4 points, unless otherwise noted in Part 2. Specific Section Details. Appendix E: Report Style Guide Page 30 of 92 Version 1.5 RULE ½ point rule in 50% black below. Offset 4 points. NOTE: “DDD table” refers to the Apparent Defects, Damages, Deficiencies table in the relevant sections. TCH TCH (DDD TABLE) TB_sub-H1 – Dark Gray Bar in table Used in table subsections. TEXT 8/9 Myriad Pro Bold sets drop out white in cell with gray fill, 40% black. INDENT Align left and indent 4 points. TB_SUB-H1 TB_sub-H1-R - Dark Gray Bar in table align right Two cells used to show subtotal and totals. TEXT 8/9 Myriad Pro Bold sets drop out white in cell with gray fill, 40% black. INDENT Align right in cell. TB_SUB-H1-R TB_SUB-H1-R TB-SCA_sub-H1 – Dark Gray Bar in Comparable Grids Used in Sales Comparison Approach subsections. TEXT 8/9 Myriad Pro Bold sets drop out white in row with gray fill, 80% black (Hex #333333). INDENT Align left and indent 4 points. TB-SCA_SUB-H1 Appendix E: Report Style Guide Page 31 of 92 Version 1.5 TB-SCA_sub-H1-ADJ - Dark Gray Bar in Comparable Grids – Adjustable Row Used in Sales Comparison Approach subsections. TEXT 8/9 Myriad Pro Bold sets drop out white in row with gray fill, 80% black; cells defined by drop out white rules. Adjustment cells show drop out white type $ (with adjustment amount). INDENT Align left and indent 4 points. TB-SCA_SUB-H1-ADJ TB-SCA_H2 - Light Gray Bar in Comparable Grids Used in Sales Comparison Approach and Comparable Rental Analysis in table sub-subsections. TEXT 8/9 Myriad Pro Bold in cell with gray fill, 10% black. INDENT Align left and indent 4 points. TB-SCA_H2 Images must be sized to properly display the content and maintain the aspect ratio. Typical layouts are listed below but are not limited to these examples. Photos Up to 8 per page (see next page for sample layout of 8 photos); can start on same page as section. Graphs 2–3 per page; stacked; sized proportionately to fill 45 picas x 20 picas (allow 6 points space from edge of frame). Full Page Size proportionately to fill 45 pica wide x 48 pica high maximum frame (allow 6 points space from edge of frame). Examples include maps and sketches. CAP—Captions TEXT 9/10 Myriad Pro Bold with Roman x 21 picas 6 points (~59-64 characters max). INDENT Align left and indent 4 points. CAP Appendix E: Report Style Guide Page 32 of 92 Version 1.5 FULL PAGE PHOTO LAYOUT Appendix E: Report Style Guide Page 33 of 92 Version 1.5 Part 2. Specific Section Details This chapter contains details for the formatting of each of the 29 sections possible in the URAR. “Uniform Residential Appraisal Report” [TITLE] sets 32-point Myriad Pro Regular, align left; 2 picas 2 points to page margin above; 6 points space below to Address of property [TITLE-ADD] sets below, 12/13 Myriad Pro Black, all caps; 3 picas space below to: SUMMARY [SUM-HD] sets 14-point Myriad Pro Black (sets above Summary tab line), all caps, offset 5 points to 2- point rule below x 45 picas. Left-hand side of page • “Opinion of Market Value” sets as TXR-B, TXR o “(Cooperative Interest)” if applicable sets flush right on 22 picas. Right-hand side of page • “Market Value Condition” sets as TXR-B, TXR in right hand column. Full page width • “Final Value Condition Statement” (intro phrase) sets as TXC-B – 9/11 Myriad Pro Regular with Bold intro phrase (initial cap) x 45 picas, with an additional ½ line space below; statement sets Myriad Pro Regular. Left-hand side of page • “Effective Date of Appraisal,” “Assignment Reason,” “Borrower Name,” “Current Owner of Public Record,” “Contract Price,” “Listing Status” set as TXR-B, TXR. Right-hand side of page • “Property Valuation Method,” “Appraiser Name” set as TXR-B, TXR. Property Description (H1) Left-hand side of page • “Construction Method,” “Attachment Type,” and “Structure Design” set as TXR-B, TXR. • “Yes” ”No” (Y/N) followed by “Planned Unit Development (PUD),” “Condominium,” “Cooperative,” “Condop,” “Observed Project Deficiencies,” “Subject Site Owned in Common” set initial cap as CK1. • “Units Excluding ADUs,” “Accessory Dwelling Units,” “Property Rights Appraised” set initial cap TXR-B, TXR. • “Yes” ”No” (Y/N) followed by “Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use?” sets sentence case as CK1. Appendix E: Report Style Guide Page 34 of 92 Version 1.5 • “Property Restriction,” “Encroachment,” “Zoning Compliance,” “HUD Data Plate Attached,” “HUD Label Present for All Sections” set as TXR-B, TXR. Right-hand side of page • “Overall Quality” and “Overall Condition” set as TXR-B, TXR at top of right-hand column. • Below – Photo of Subject Property sets on right, adjacent to Property Description, no caption (maximum size 22 picas x 13 picas 3 points). Apparent Defects, Damages, Deficiencies Requiring Action (H1) • Heading (as above) sets as H1. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “There are no apparent defects, damages, or deficiencies requiring action. For details, reference the ‘Reconciliation’ section.” • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” “Estimated Cost to Repair” set as TCH in 6 column table x 45 picas. o Columns 1, 2, 4–6: 6 picas 9 points wide (~27 characters per line) o Column 3: 11 picas 3 points wide (~45 characters per line) o Content sets as TB o Set TB_sub-H1 heads in white type for each section of the report represented in DDD table, if applicable per iGuide: ▪ Site ▪ Dwelling Exterior - [Structure Identifier] ▪ Unit Interior - [Structure Identifier] - [Unit Identifier] ▪ Outbuilding - [Outbuilding Type] ▪ Unit Interior - [Outbuilding Type] - [Unit Identifier] ▪ Vehicle Storage ▪ Subject Property Amenities • “Total Cost” sets as TB_sub-H1-R in white type, flush right in the 2 far right columns. • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” set as TCH in 5 column table x 45 picas. o Columns 1, 2, 4, 5: 8 picas wide (~31 characters per line) o Column 3: 13 picas wide (~52 characters per line) • Content sets as TB • Set TB_sub-H1 heads for each section of the report represented in DDD table. Appendix E: Report Style Guide Page 35 of 92 Version 1.5 DEFECTS, DAMAGES, DEFICIENCES TABLE - SUMMARY - WITH COST TO REPAIR DEFECTS, DAMAGES, DEFICIENCES - SUMMARY - WITHOUT COST TO REPAIR Left-hand side of page • “As Is Overall Condition Rating,” sets as TXR-B, TXR • The following statement sets TXC-I1: “Existing condition of the property as of the effective date of this appraisal, excluding all required repairs, alterations, or inspections”. Right-hand side of page • “Total Estimated Cost of Items Recommended for Repair,” sets as TXR-B, TXR Starts new page. “Assignment Information” sets as TAB. Left-hand side of page • “Assignment Reason,” “Borrower Name,” “Seller Name” and “Current Owner of Public Record” set as TXR-B, TXR Appendix E: Report Style Guide Page 36 of 92 Version 1.5 Right-hand side of page • “Property Valuation Method” set as TXR-B, TXR. • “Yes” “No” (Y/N) followed by “Was a Property Data Report used in lieu of an Inspection?” sets as CK1. • “Appraiser Fee,” “AMC Fee,” “Government Agency,” “Investor Requested Special Identification” set as TXR-B, TXR. Contact Information (H1) [Role]/[Role] (H2) [Role] is placeholder for content, if applicable per iGuide Left-hand side of page • “Company Name,” “Company Address” set as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “ID,” “State,” “Expires” set as TXR-I, TXR. [Role: Appraiser and Supervisory Appraiser] (H2) Subsection repeats for each [Role] if applicable per iGuide. Left-hand side of page • “Name,” “Designation,” “Company Name,” “Company Address” set as TXR-I, TXR. • “Scope of Inspection by [Role]” sets as TX-B. • “Subject Property Inspection,” sets as TXR-I. • “Exterior,” Interior,” “Inspection Date” set as TXR-II, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. • “ASC Identifier,” “VA Appraiser ID,” “FHA Appraiser ID,” “Employment Type” set as TXR-B, TXR. Significant Real Property Appraisal Assistance (H2) Left-hand side of page • “Name” sets as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. Full page width • “Description” sets as TXC-B bold run into TXC x 45 picas. Appendix E: Report Style Guide Page 37 of 92 Version 1.5 Property Data Report (H2) Left-hand side of page • “Name,” “Occupation,” “Company Name,” “Company Address,” “Reference ID,” set as TXR-I, TXR. • “Subject Property Inspection,” sets as TXR-I. • “Exterior,” “Interior,” “Inspection Date” set as TXR-II, TXR. Assignment Information and Scope of Work Commentary (H1) Set Commentary as TXC x 45 picas. Assignment Information Exhibits (H1) Subsection does not display if there are no exhibits. “Subject Property” sets as TAB. Left-hand side of page • “Physical Address,” “Alternate Physical Address,” “County,” Neighborhood Name,” set as TXR-B, TXR • “Yes” “No” (Y/N) followed by “Planned Unit Development (PUD),” “Condominium,” “Cooperative,” “Condop,” “Property on Native American Lands,” “Subject Site Owned in Common,” “Homeowner Responsible for all Exterior Maintenance of Dwelling(s),” “New Construction” set as CK1 with checkboxes. • “Construction Stage” sets as TXR-B, TXR. Right-hand side of page • “Attachment Type,” “Units Excluding ADUs,” “Accessory Dwelling Units,” “Dwellings Containing Units,” “Special Tax Assessments” set as TXR-B, TXR. • “Description of Special Tax Assessments and Impact to Value/Marketability” set as TXC-B1 (bold lead in to Myriad Pro Regular text). Ownership Rights (H1) Left-hand side of page • “Property Rights Appraised” set as TXR-B, TXR followed by “Community Land Trust,” “Native American Lands” set as TXR-I, TXR. • “Ground Rent Annual Amount” set as TXR-B, TXR, followed by “Renewable,” “Term,” “Expires” set as TXR-I, TXR. • “Description of Ground Rent and Impact to Value/Marketability”: Sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Appendix E: Report Style Guide Page 38 of 92 Version 1.5 Right-hand side of page • “All Rights Included in Appraisal,” set as TXR-B, TXR. • “Rights Not Included” sets as TXR-I, TXR. • “Mineral Rights Leased,” sets as TXR-B, TXR. • “Description of Rights Not Included”: sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Legal Description (H1) • Either an image or text. • Image sizes to full page width (45 picas wide). • If text, set as TXC (Myriad Pro Regular), below the H1 x 45 picas. Subject Property Commentary (H1) • Set Commentary as TXC x 45 picas. Subject Property Exhibits (H1) • Subsection does not display if there are no exhibits. “Site” sets as TAB. Left-hand side of page • “Total Site Size” and “Dimensions,” sets as TXR-B, TXR. Right-hand side of page • “Number of Parcels” sets as TXR-B, TXR and indented sub information “Contiguous,” “Elements Dividing Parcels” set as TXR-I, TXR. Parcel table • “Assessor Parcel Number (APN),” “APN Description,” “Parcel Size”— set as TCH in 3 equal width column table set full width (45 picas). • Content sets as TB (~60 characters max per line in each cell). PARCEL TABLE Left-hand side of page • Zoning: “Zoning” sets as TXR-B on a line by itself, in left column. o “Compliance,” “Classification Code,” “Classification Code Description,” “Reasons Illegal,” “Impact,” “Rebuildable to Current Density/Use” set as TXR-I, TXR. o “Description of Zoning Compliance” text sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Appendix E: Report Style Guide Page 39 of 92 Version 1.5 • Property Use: “Property Use” sets as TXR-B, on A line by itself (below Zoning information on left). o “Primarily Residential,” “Residential Use,” “Non-Residential Use,” “Non-Residential Modification,” set as TXR-I, TXR. o “Description of Non-Residential Use/Modification” sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Right-hand side of page • Property Access: “Property Access” sets as TXR-B, on a line by itself (sets top right-hand column). o “Primary Access,” “Street Type and Surface,” “Known Maintenance Agreement,” “Typical for Market” set as TXR-I, TXR. o “Description of Property Access” text sets as TXC-B1 (bold lead in to Myriad Pro Regular text) in right column. Site Influence (H1) Site Influence table • “Influence,” “Proximity,” “Detail,” “Impact,” “Comment” — set as TCH in a 5 equal column table set full width (45 picas). • Content sets as TB (~36 characters max per line in each cell). SITE INFLUENCE TABLE • “Site Influence Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Water Frontage with Private Access (H2) Left-hand side of page • “Total Linear Measurement” sets as TXR-B, TXR. Right-hand side of page • “Permanent Waterfront Feature” sets as TXR-B, TXR with “Right to Build” below TXR-I, TXR. Water Frontage table • Column heads “Frontage,” “Name,” “Waterfront Access Rights,” “Access Depth” — set as TCH in 4 equal width column table x 45 picas. • Content sets as TB (~45 characters max per line in each cell). WATER FRONTAGE TABLE • “Water Frontage Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Appendix E: Report Style Guide Page 40 of 92 Version 1.5 View and Impact to Value/Marketability (H1) View table • Column heads: “View,” “Range of View,” “Impact” set as TCH in 3 equal width column table x 45 picas. • If multiple Views, “(Primary)” sets with primary view. • Content sets as TB (~60 characters max per line in each cell). VIEW TABLE • “View Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Site Features and Impact to Value/Marketability (H1) Site Features table • Column heads: “Feature,” “Detail,” “Impact,” “Comment” set as TCH in 4 column table x 45 picas. • Columns 1 and 2: 11 picas 3 points wide (~45 characters max per line in each cell). • Column 3: 5 picas wide (~20 characters max per line in each cell). • Column 4: 17 picas 6 points wide (~70 characters max per line in each cell). • Content sets as TB. SITE FEATURES TABLE • “Site Features Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Utilities and Impact to Value/Marketability (H1) Left-hand side of page • “Broadband Internet Available” sets as TXR-B, TXR . Right-hand side of page • “Dwelling/Improvement within Utility Easement” TXR-B, TXR . Utilities table • Column heads: Column 1 – none; “Public,” “Private,” “Detail,” “Private Utility Impact,” “Comment” set as TCH in 6 column table x 45 picas. Appendix E: Report Style Guide Page 41 of 92 Version 1.5 • Column 1, 4, 5: 7 picas wide (~28 characters max per line in each cell). • Column 2 and 3: 4 picas wide (If applicable per iGuide, checkmark set 14-point Wingdings or Wingdings2). • Column 6: 16 picas wide (~64 characters max per line in each cell). • Content sets as TB. UTILITIES TABLE Apparent Defects, Damages, Deficiencies (Site) (H1) If applicable per iGuide, set “None” as TXC. If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Site DDD table • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. DEFECTS, DAMAGES, DEFICIENCIES TABLE Site Valuation Methodology (H1) Left-hand side of page • “Opinion of Site Value” sets as TXR-B, TXR. Right-hand side of page • “Primary Site Valuation Method” TXR-B, TXR. Valuation Methodology table • Column heads: “#,” “Address,” “County,” “Data Source,” “Assessor Parcel Number (APN), “Site Size,” “Sale Date,” “Price” set as TCH in 8 column table x 45 picas. • Column 1: 1 pica 6 points wide (~6 characters max) • Column 2–8: set equal widths (~24 characters max per line in each cell). Appendix E: Report Style Guide Page 42 of 92 Version 1.5 • Content sets as TB. SITE VALUATION METHODOLOGY TABLE • “Reconciliation of Site Value” sets as TXC-B text x 45 picas (bold lead in to Myriad Pro Regular text). Site Commentary (H1) Set Commentary as TXC x 45 picas. Site Exhibits (H1) Subsection does not display if there are no exhibits. “Disaster Mitigation” sets as TAB. Left-hand side of page • “Mitigation Feature” sets as TXR-B, TXR. Disaster Mitigation Commentary (H1) Set Commentary as TXC x 45 picas. Disaster Mitigation Exhibits (H1) Subsection does not display if there are no exhibits. “Energy Efficient and Green Features” sets as TAB. Left-hand side of page • Known Renewable Energy Components sets as TXR-B, TXR. Renewable Energy Components table • Column heads: “Renewable Energy Component,” “Ownership,” “Financing Arrangement” set as TCH. • Set 3 equal column table x 45 picas (~60 characters max per line in each cell). • Content sets as TB. RENEWABLE ENERGY COMPONENTS TABLE Appendix E: Report Style Guide Page 43 of 92 Version 1.5 Left-hand side of page • Known Building Certifications sets as TXR-B, TXR. Building Certifications table • Column heads: “Building Certification Organization,” “Certification,” “Year,” “Version,” “Rating” set as TCH. • Columns 1 and 2: 15 picas wide (~60 characters max per line in each cell). • Column 3, 4 ,5: 5 picas wide (~20 characters max per line in each cell). • Content sets as TB BUILDING CERTIFICATIONS TABLE Left-hand side of page • Known Efficiency Ratings sets as TXR-B, TXR. Green/Energy Efficiency Rating Organization table • Column heads: “Green/Energy Efficiency Rating Organization,” “Rating,” “Score” set as TCH • Set 3 equal column table x 45 picas (~60 characters max per line in each cell). • Content sets as TB. GREEN/ENERGY EFFICIENCY ORGANIZATION TABLE Energy Efficient & Green Features Impact to Value/Marketability (H1) Left-hand side of page • “Impact to Value/Marketability” sets as TXR-B, TXR • “Description” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text) Energy Efficient & Green Features Commentary (H1) Set Commentary as TXC x 45 picas. Energy Efficient & Green Features Exhibits (H1) Subsection does not display if there are no exhibits. Appendix E: Report Style Guide Page 44 of 92 Version 1.5 “Sketch” sets as TAB. If applicable per iGuide, display “Sketch or Floor Plan Not Available” as TXC-I. Left-hand side of page • “Measurement Standard” sets as TXR-B, TXR. • If applicable per iGuide, full page image follows with CAP at top. Sketch Commentary (H1) Set Commentary as TXC x 45 picas. “Dwelling Exterior” sets as TAB. If applicable per iGuide, set “Dwelling Exterior – [Structure Identifier]” (brackets do not set, they indicate a placeholder) Left-hand side of page • “Subject Property Units in Structure,” “Structure Design,” “Floors in Building,” “Dwelling Style,” “Front Door Elevation,” “Townhouse End Unit,” “Townhouse Back to Back,” “Units Above or Below,” “Townhouse Location,” “Year Built,” “Construction Method,” “Converted Area,” “Converted Area and Similarity to Rest of Living Area,” “Factory Built Certification,” “Structure Volume,” “Window Surface Area,” “Attic,” “Remaining Economic Life,” “Effective Age” set as TXR-B, TXR Full page width • “Commentary on Remaining Economic Life,” “Commentary on Effective Age” set as TXC-B text x 45 picas (bold lead in to Myriad Pro Regular text) Right-hand side of page • Photo of Structure displays in right column, no caption Quality and Condition (H1) Left-hand side of page • “Exterior Quality Rating” sets as TXR-B, TXR Right-hand side of page • “Exterior Condition Rating” sets as TXR-B, TXR Full page width • “The table below supports the Exterior Quality and Condition ratings and reflects the market value condition of this report” sets as TXC-I, Myriad Pro Italic text x 45 picas Appendix E: Report Style Guide Page 45 of 92 Version 1.5 Exterior Features (H2) Exterior Features table • Column heads: “Feature,” “Detail,” “Quality Comment,” “Condition Status,” “Condition Comment” set as TCH in 5 equal column table x 45 picas. • “Feature” column rows set as TB “Exterior Walls and Trim,” “Foundation,” “Roof,” and “Windows”. • “[Other Exterior Feature]” sets as TB if applicable per iGuide. • Content sets as TB. • Columns 1–5 equal width: ~28 characters max per line in each cell. EXTERIOR FEATURES TABLE Noncontinuous Finished Area (H1) Set TXC-I x 45 picas above table “The table below depicts any finished area that is attached to the dwelling but separate and not directly accessible from any unit”. Left-hand side of page - Noncontinuous Finished Area table • Column heads: “Finish,” “Total Area,” “Room Summary” set as TCH in 3 equal column table x 22 picas. • “Finish” column, first row sets as TB “Finished”. • Content sets as TB. • Columns 1 - 3 equal width: ~28 characters max per line, in each cell. NONCONTINUOUS FINISHED AREA TABLE Mechanical System Details (H1) Left-hand side of page - Mechanical Systems table • Column heads: Column 1 – none; “System,” “Detail,” set as TCH in 3 column table x 22 picas. • Column 1: 5 picas wide (~20 characters max per line in each cell). • Column 2: 6 picas 7 points wide (~24 characters max per line in each cell). • Column 3: 10 picas 5 points wide (~42 characters max per line in each cell). Appendix E: Report Style Guide Page 46 of 92 Version 1.5 MECHANICAL SYSTEMS TABLE • Content sets as TB; Row 1, Column 1 “Heating”, Row 2, Column 1 “Cooling” Right-hand side of page • “Core Heating System Below Grade” sets as CK1, with Y/N • “Other Mechanical Systems” sets as TXR-B, TXR Apparent Defects, Damages, Deficiencies – (Dwelling Exterior – [Structure Identifier]) (H1) • If applicable per iGuide, set “None” as TXC. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Structure DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. DEFECTS, DAMAGES, DEFICIENCIES TABLE Dwelling Exterior Commentary (Dwelling Exterior – [Structure Identifier]) (H1) Set Commentary as TXC x 45 picas. Dwelling Exterior Exhibits (Dwelling Exterior – [Structure Identifier]) (H1) Subsection does not display if there are no exhibits. “Manufactured Home” sets as TAB. Left-hand side of page • “Manufacturer Name,” “Year Installed,” “Moved Since Original Installation” set as TXR-B, TXR. Right-hand side of page • “Attached to Permanent Foundation,” “Towing Hitch, Wheels, Axles Removed,” “Manufactured Home Width,” “Skirting” set as TXR-B, TXR. Appendix E: Report Style Guide Page 47 of 92 Version 1.5 Full page width • “Yes” “No” (Y/N) followed by “Have there been any modifications, attachments, or additions that rely on or have altered the original structure for support?” set as CK x 45 picas. Left-hand side of page • “Modification, Attachment, or Addition” set as TXR-B, TXR. Full page width • “Description of Modification, Attachment, or Addition” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). HUD Data Plate (H1) Left-hand side of page • “HUD Data Plate Attached,” “Date of Manufacture,” “Serial Number” set as TXR-B, TXR. Right-hand side of page • “HUD Wind Zone,” “HUD Thermal Zone,” “HUD Roof Load Zone” set as TXR-B, TXR. HUD Certification Label (H1) Left-hand side of page • “Label Present for All Sections,” sets as TXR-B, TXR. Right-hand side of page • “HUD Certification Number” sets as TXR-B, TXR. Manufactured Home Certification Program (H1) Left-hand side of page—Manufactured Home Certification table • Column heads: “Certification,” “Identifier” set as equal columns TCH in 2 column table x 22 picas. • Content sets as TB (~44 characters max per line). MANUFACTURED HOME CERTIFICATION TABLE Invoice Information (H1) Left-hand side of page • “Purchased from Retailer,” “Retailer Name” set as TXR-B, TXR. Right-hand side of page • “Retailer’s Invoice Reviewed,” “Manufacturer’s Invoice Reviewed,” “Invoice(s) Appear Reasonable” set as TXR-B, TXR. Appendix E: Report Style Guide Page 48 of 92 Version 1.5 Full page width • “Commentary on Why Invoice(s) Not Reasonable” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Manufactured Home Commentary (H1) Set Commentary as TXC x 45 picas. Manufactured Home Exhibits (H1) Subsection does not display if there are no exhibits. “Unit Interior” set as TAB – if appropriate, followed by [Outbuilding Type] – [Structure Identifier] – [Unit Identifier]” (brackets do not set). Left-hand side of page • Area Breakdown” sets as TXR-B. • “Finished Above Grade,” “Finished Above Grade (Nonstandard),” “Unfinished Above Grade,” “Finished Below Grade,” “Finished Below Grade (Nonstandard),” “Unfinished Below Grade,” set as TXR-I, TXR. • “Area Data Source,” “Below Grade Finish Compared to Above,” set as TXR-B, TXR. Right-hand side of page • “Levels in Unit,” “Floor Number,” “Corner Unit,” “Occupancy,” “Utilities Separately Metered,” “Utilities Operating,” “Total Bedrooms,” “Total Bathrooms - Full,” “Total Bathrooms - Half,” “Non-Residential Use in Unit,” “Live/Work Space” all set as TXR-B, TXR. • “Allowable Work Space” sets as TXR-I, TXR. ADU Information Left-hand side of page • “Yes” “No” (Y/N) followed by “ADU” set as CK1. • “Legally Rentable” sets as TXR-I, TXR followed by “Data Source,” which sets as TXR-II, TXR. • “Typical for Market,” “Ingress/Egress,” “Separate Postal Address” set as TXR-I, TXR. Level and Room Detail (H2) Level and Room Detail table • Column heads set as TCH: “Level in Unit,” “Grade Level Detail,” “Finish,” “Area,” “Room Summary” in 5 equal width column table. • Content sets as TB. Appendix E: Report Style Guide Page 49 of 92 Version 1.5 LEVEL AND ROOM DETAIL TABLE Quality and Condition (H1) Left-hand side of page • “Interior Quality Rating” Set as TXR-B, TXR. Right-hand side of page • “Interior Condition Rating” Set as TXR-B, TXR. • Introductory text for Room and Feature tables: “The tables below support the Interior Quality and Condition Ratings and reflect the market value condition of this report“ sets as TXC-I x 45 picas. Kitchen and Bathroom Details (H2) Kitchen and Bathroom Detail table • Column heads set as TCH: “Room,” “Update Status,” “Time Frame,” “Quality Comment,” “Condition Status,” “Condition Comment” in 6 equal column table x 45 picas (~22 characters max per line, each cell). • Content sets as TB. KITCHEN AND BATHROOM DETAIL TABLE Left-hand side of page • “Overall Update Status for Bathrooms” sets as TXR-B, TXR. Interior Features (H2) Interior Features table • Set 5 equal columns table x 45 picas (~36 characters max per line, each cell). • Column heads: “Feature,” “Detail,” “Quality Comment,” “Condition Status,” “Condition Comment” set as TCH. • Content sets as TB. INTERIOR FEATURES TABLE Left-hand side of page • “Overall Update Status for Flooring” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 50 of 92 Version 1.5 Accessibility Features for Individuals with Disabilities (H1) Accessibility Features table • Set in 2-column table x 45 picas. o Column heads: “Feature”,” Comment” set as TCH. o Column 1: 7 picas 10 points wide (~22 characters max per line). o Column 2: 37 picas 2 points wide (~148 characters max per line). o Content sets as TB. ACCESSIBILITY FEATURES TABLE Apparent Defects, Damages, Deficiencies (Unit Interior - [Outbuilding Type] - [Structure Identifier] - [Unit Identifier]) (H1) • If applicable per iGuide, set “None” as TXC • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Unit DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. APPARENT DEFECTS, DAMAGES, DEFICIENCIES Unit Interior Commentary (H1) Set Commentary as TXC x 45 picas. Unit Interior Exhibits (H1) Subsection does not display if there are no exhibits. “Functional Obsolescence” sets as TAB. Left-hand side of page • “Functional Issues” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 51 of 92 Version 1.5 Functional Obsolescence Commentary (H1) Set Commentary as TXC x 45 picas. Functional Obsolescence Exhibits (H1) Subsection does not display if there are no exhibits. “Outbuilding” sets as TAB, followed by “[Outbuilding Type]” (brackets do not set, they indicate a placeholder). Left-hand side of page • “Considered Real Property,” “Units in Structure,” “Attached to Permanent Foundation,” “Structure Volume,” “Gross Building Area” set as TXR-B, TXR. • The following statement sets as TXC-I1 x 22 picas: “Gross Building Area for the outbuilding includes area for vehicle storage, ADU(s), and any other uses”. Right-hand side of page • Photo of Outbuilding displays in right column, no caption Detail (H1) Left-hand side of page • “Heating” and “Cooling” set as CK1 with Yes/No (Y/N). • “Utilities” sets as TXR-B, TXR. Right-hand side of page • Introductory text: “The table below depicts the area of the outbuilding, excluding vehicle storage and any ADU(s)” sets as TXC-I1. Outbuilding Area table • Column heads: “Finish,” “Total Area,” “Room Summary,” set as TCH in 3 equal column table x 22 picas. OUTBUILDING AREA TABLE • “Finish” column, set TB “Finished”, “Unfinished”. • Content sets as TB. • Columns 1–3 equal width: ~28 characters max per line, in each cell. Appendix E: Report Style Guide Page 52 of 92 Version 1.5 Mechanical System Details (H1) Left-hand side of page - Mechanical Systems table • Column heads: Column 1 – none; “System,” “Detail,” set as TCH in 3 column table x 22 picas. • Column 1: 5 picas wide (~20 characters max) • Column 2: 6 picas 7 points wide (~24 characters max) • Column 3: 10 picas 5 points wide (~42 characters max) • Content sets as TB; Row 1, Column 1 “Heating”, Row 2, Column 1 “Cooling”. MECHANICAL SYSTEMS TABLE Right-hand side of page • “Other Mechanical Systems” sets as TXR-B, TXR Apparent Defects, Damages, Deficiencies ([Outbuilding Type]) (H1) • If applicable per iGuide, set “None” as TXC • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Outbuilding DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell) • Column 3: 13 picas wide (~42 characters max per line in each cell) • Content sets as TB. DEFECTS, DAMAGES, DEFICIENCIES TABLE Outbuilding Commentary (H1) Set Commentary as TXC x 45 picas. Outbuilding Exhibits (H1) Subsection does not display if there are no exhibits. Appendix E: Report Style Guide Page 53 of 92 Version 1.5 “Vehicle Storage” sets as TAB. Vehicle Storage table • Set 3 equal column table x 45 picas, headings: (TCH) “Storage,” “Number of Parking Spaces,” “Detail” (~60 characters max per line in each cell). • Content sets as TB. VEHICLE STORAGE TABLE Apparent Defects, Damages, Deficiencies (Vehicle Storage) (H1) • If applicable per iGuide, set “None” as TXC. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Vehicle Storage DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. APPARENT DEFECTS, DAMAGES, DEFICIENCIES Vehicle Storage Commentary (H1) Set Commentary as TXC x 45 picas. Vehicle Storage Exhibits (H1) Subsection does not display if there are no exhibits. “Subject Property Amenities” sets as TAB. Subject Property Amenities table • Set 4 equal column table x 45 picas, headings: (TCH) “Amenity Category,” “Subject Property Amenity,” “Material,” “Detail”. • Columns set equal width (x 15 picas, ~60 characters max per line in each cell). Appendix E: Report Style Guide Page 54 of 92 Version 1.5 • Content sets as TB. SUBJECT PROPERTY AMENITIES TABLE Apparent Defects, Damages, Deficiencies (Subject Property Amenities) (H1) If applicable per iGuide, set “None” as TXC. If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Subject Property Amenities DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. APPARENT DEFECTS, DAMAGES, DEFICIENCIES Subject Property Amenities Commentary (H1) Set Commentary as TXC x 45 picas. Subject Property Amenities Exhibits (H1) Subsection does not display if there are no exhibits. “Overall Quality and Condition” sets as TAB. Left-hand side of page • Overall Quality sets as TXR-B, followed by content in TXR-B. o “Exterior Quality – [Structure Identifier]” set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). o “Interior Quality – [Unit Identifier]” set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). Right-hand side of page • Overall Condition sets as TXR-B, followed by content in TXR-B. o Exterior Condition – [Structure Identifier] set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). Appendix E: Report Style Guide Page 55 of 92 Version 1.5 o Interior Condition – [Unit Identifier] set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). Reconciliation of Overall Quality and Condition (H1) Set Commentary as TXC x 45 picas. “Highest and Best Use” sets as TAB. Introductory text “Is the present use of the subject property...” sets as TX-BI. Left-hand side of page • “Legally Permissible,” “Physically Possible” set as TXR-B, TXR. Right-hand side of page • “Financially Feasible,” “Maximally Productive” set as TXR-B, TXR. Full page width • “Yes” “No” (Y/N) followed by “Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use?” sets as CK. Highest and Best Use Commentary (H1) Set Commentary as TXC x 45 picas. Highest and Best Use Exhibits (H1) Subsection does not display if there are no exhibits. “Market” sets as TAB. Full page width • “Market Area Boundary” and “Search Criteria Description” set as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Search Result Metrics (H1) Left-hand side of page • “Active Listings” sets as TXR-B, TXR. • “Median Days on Market,” “Lowest List Price,” “Median List Price,” “Highest List Price” set as TXR-I, TXR. • “Pending Sales” sets as TXR-B, TXR. Right-hand side of page • “Sales in Past [fill in] Months” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 56 of 92 Version 1.5 • “Lowest Sale Price,” “Median Sale Price,” “Highest Sale Price” set as TXR-I, TXR. • “Distressed Market Competition,” “Graph,” “Price Trend Source” sets as TXR-B, TXR. Full page width • “Price Trend Analysis Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Housing Trends (H1) Left-hand side of page • “Demand/Supply” sets as TXR-B, TXR. Right-hand side of page • “Marketing Time” sets as TXR-B, TXR. Market Commentary (H1) Set Commentary as TXC x 45 picas. Market Exhibits (H1) Subsection does not display if there are no exhibits. “Project Information” sets as TAB. “Planned Unit Development (PUD),” “Condominium,” “Cooperative” “Condop” set as CK-TAB on TAB rule. Left-hand side of page • “Project Name,” “Project Information Data Source,” “Total Units” set as TXR-B, TXR. • “Units Sold,” “Units for Sale,” “Units Rented” set as TXR-I, TXR • “Reason Units Rented is Estimated” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. • “Mandatory Fees (HOA, PUD, or Co-op)” set as TXR-B • “Monthly Amount,” “Common Amenities/Services Included,” “Utilities Included” set as TXR-I, TXR. • “Observed Deficiencies” sets as CK1, followed by Y/N. • “Description of Deficiencies” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. Right-hand side of page • “Project Completeness” sets as TXR-B. • “Yes” “No” (Y/N) followed by “Are units, common areas, and amenities in project complete?” “Subject Property Building Complete,” “Converted in Past 3 Years” sets as CK-1I. Appendix E: Report Style Guide Page 57 of 92 Version 1.5 • “Ground Rent” set as standard CK1. • “Annual Amount,” “Expires” set as TXR-I, TXR. • “Description of Ground Rent” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. Cooperative Information (H1) Left-hand side of page • “Shares Issued and Outstanding,” “Shares Attributable to Subject Property” set as TXR-B, TXR. Right-hand side of page • “Proprietary Lease Expires” sets as TXR-B, TXR. Project Blanket Financing (CK-H2) • Y/N checkboxes flush right at 22 picas, offset 2 points from H2 rule. Left-hand side of page • “Pro Rata Share” sets as TXR-B, TXR. Project Blanket Financing table • Set equal column table x 45 picas, number of columns equals number of Liens + 1, headings: (TCH) “Lien Detail,” “First Lien,” “Second Lien, “Third Lien,” “Fourth Lien” if applicable per iGuide. • Cells in first column (“Lien Detail”) set as TB: “Unpaid Principal Balance,” “Line of Credit,” “Balloon Mortgage,” “Remaining Term,” “Monthly Payment,” “Interest Rate,” “Amortization Type,” “Pro Rata Share of Balance Attributable to Unit” • Content sets as TB. PROJECT BLANKET FINANCING TABLE Project Factors and Impact to Value/Marketability (H1) • Set equal 4 column table x 45 picas, headings: (TCH) “Project Factor,” “Detail,” “Impact,” “Comment”. • Columns 1 and 2: 11 picas 3 points wide (~42 characters per line in each cell.) • Column 3: 5 picas wide (~20 characters per line). • Column 4: 17 picas 6 points wide (~70 characters per line). Appendix E: Report Style Guide Page 58 of 92 Version 1.5 • Cells in first column set as TB: “Developer/Sponsor in Control,” “Incomplete Project,” “Converted in Past 3 Years,” “Single Entity Ownership of Multiple Units,” “Single Entity Ownership of Multiple Shares,” “Commercial Space,” “Known Legal Actions,” “Unit Transfer Fees,” “Unit Special Assessments,” “Unit Tax Abatements or Exemptions” if applicable per iGuide. • Content sets as TB. PROJECT FACTORS AND IMPACT TO VALUE/MARKETABILITY TABLE Full page width • “Project Factors Commentary” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Project Information Commentary (H1) Set Commentary as TXC x 45 picas. Project Information Exhibits (H1) Subsection does not display if there are no exhibits. “Subject Listing Information” sets as TAB. On tab rule set “Current and/or relevant listings of the subject property (minimum 1 year look back)” TAB-TX in 9- point Myriad Pro Italic on 12 pica 4 points indent. Left-hand side of page • “Current or Relevant Listings” sets as TXR-B, TXR. • “Data Source” sets as TXR-I, TXR. Subject Listing Information table • Set 8 equal column table x 45 picas, headings: (TCH) “Listing Status,” “Listing Type,” “Listing ID,” “Start Date,” “End Date,” “DOM,” “Starting List Price,” “Current or Final Price” (~20 characters max per line, per cell). • Content sets as TB. • Last row of table sets as 2 column TB_sub-H1-R “Total DOM” aligning left and right with “End Date” and “DOM” columns, respectively, in white type. Appendix E: Report Style Guide Page 59 of 92 Version 1.5 SUBJECT LISTING INFORMATION TABLE • “Analysis of Subject Property Listing History” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Subject Listing Information Exhibits (H1) Subsection does not display if there are no exhibits. “Sales Contract” sets as TAB. Left-hand side of page • “Yes” “No” set as Y/N. • “Is there a sales contract?” “Was sales contract information analyzed?” “Does this appear to be an arm’s length transaction?” set as CK1. • “Non-Arm’s Length Commentary” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. Right-hand side of page • “Contract Price,” “Contract Date,” “Transfer Terms,” “Personal Property Conveyed” set as TXR-B, TXR. • “Personal property is not included in the appraiser’s final opinion of value” sets all italic TXC- I1. Financial Sales Concessions (H1) “Financial assistance paid by or on behalf of the seller as an inducement to purchase the subject property” sets H1-TX, Italic flush right in gray bar. Left-hand side of page • “Known Sales Concessions,” “Total Sales Concessions” set as TXR-B, TXR. • “Typical for Market” set as TXR-I, TXR. Sales Contract Analysis (H1) Set Commentary as TXC x 45 picas. Sales Contract Exhibits (H1) Subsection does not display if there are no exhibits. Appendix E: Report Style Guide Page 60 of 92 Version 1.5 “Prior Sale and Transfer History” sets as TAB. Subject Transfer History (H1) “Prior sales and/or transfers of the subject property (minimum 3 year look back)” sets as TXC-I x 45 picas. Left-hand side of page • “Prior Sales or Transfers” sets as TXR-B, TXR. • “Data Source” sets as TXR-I, TXR. Subject Transfer History table • Set 4 equal column table x 45 picas, headings: (TCH) “Transfer Terms,” “Date,” “Amount,” “Data Source” (~42 characters per line, per cell). • Content sets as TB. SUBJECT TRANSFER HISTORY TABLE Full page width • “Analysis of Prior Sale and Transfer History of Subject Property” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Comparable Transfer History (H1) “Prior sales and/or transfers of the comparable properties from the ‘Sales Comparison Approach’ section (minimum 1 year look back)” sets as TXC-I. Comparable Transfer History table • Set 5 column table x 45 picas, headings: (TCH) “#,” “Transfer Terms,” “Date,” “Amount,” “Data Source”. • Column 1: 1 pica 6 points wide (~6 characters max, per line, per cell). • Column 2: 9 picas 9 points wide (~39 characters max, per line, per cell). • Columns 3, 4, 5: 11 picas 3 points wide (~45 characters max, per line, per cell). • Content sets as TB. COMPARABLE TRANSFER HISTORY TABLE Full page width • “Analysis of Prior Sale and Transfer History of Comparable Sales” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Appendix E: Report Style Guide Page 61 of 92 Version 1.5 Prior Sale and Transfer History Exhibits (H1) Subsection does not display if there are no exhibits. • Starts new page. • “Sales Comparison Approach” sets as TAB. Sales Comparison Approach Table Cell Display There are five types of cells that can be included in the Subject and Comparable columns that make up the body of the table (this does not include the heading rows). Type 1: 9 picas 0 points wide, with a 10% Black fill (grayed out). Type 2: 9 picas 0 points wide, with content (TB), if applicable. Type 3: 5 picas 3 points wide, with content (TB), if applicable. Type 4: 3 picas 6 points wide, with dollar figure content (TB), when the row is adjustable. Type 5: 3 picas 6 points wide, with a 10% Black fill (grayed out), when the row is not adjustable. SALES COMPARISON APPROACH TABLE (PARTIAL – FOR VISUAL ONLY) In the Subject Property column, two of the five types of cells appear. Type 1: 9 picas 0 points wide, with a 10% Black fill (grayed out), no content for the following rows: “Data Source,” “Proximity to Subject,” “Sale Price,” “Transfer Terms,” “Financing Type, “Sale Date, “Sale to List Price Ratio,” ”Same Builder as Subject,” “Sale Price,” “Net Adjustment Total,” “Adjusted Price Per Unit,” “Adjusted Price Per Bedroom,” “Price Per Gross Building Finished Area,” “Price Per Finished Area Above Grade,” “Adjusted Price,” “Comparable Weight” Type 2: 9 picas 0 points wide, with content (TB) for the balance of the Subject Property column. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. Appendix E: Report Style Guide Page 62 of 92 Version 1.5 In the Comparable columns, four of the five types of cells appear. Type 2: 9 picas 0 points wide, with content (TB), if applicable. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. Type 3: 5 picas 3 points wide, with content (TB), if applicable. Type 4: 3 picas 6 points wide, with adjustment dollar figure content (TB), if applicable. Type 5: 3 picas 6 points wide, with a 10% Black fill (grayed out), no content for the following: “Days on Market,” “Annual Ground Rent,” “Rights Not Included,” “Same Builder as Subject” Table sets 5 equal columns x 45 picas. May run several pages. Photos display on first page of grid only. TCHs and “Property Address” row repeat on subsequent pages. Table can only break from page to page before a TB- SCA_sub-H1, TB-SCA_sub-H1-ADJ or TB-SCA_H2. • Column heads: Column 1 – none, “Subject Property,” “Comparable #1,” “Comparable #2,” “Comparable #3” set as TCH; TCHs repeat at the top of subsequent pages of this table. • If there are more than 3 comparables, after all the information is recorded for Comps 1-3, the leftmost column and the “Subject Property” column repeat on following pages, followed by “Comparable #” repeating as necessary. • “Property Address” sets first column, first row as TB; Photo = 7 picas high; addresses and photos of Subject and Comparables fill cells of the balance of the row, photos do not repeat on subsequent pages. Line Display There are three types of lines (rules) that can be included in the Sales Comparison Approach table. Type A: Vertical line separating the Subject and each Comparable. ½ point rule in 100% black. Type B: Vertical line separating the cell containing the information about the Comparable from the adjustment cell. ½ point rule in 50% black. Type C: Horizontal lines throughout the Sales Comparison Approach table. ½ point rule in 50% black. Appendix E: Report Style Guide Page 63 of 92 Version 1.5 General Information • “General Information” sets as TB-SCA_sub-H1 • Leftmost column rows set as TB: “Data Source,” “Proximity to Subject,” “List Price,” “Listing Status,” “Contract Price,” “Sale Price,” “Transfer Terms,” “Financing Type,” “Sales Concessions,” “Contract Date,” “Sale Date,” “Days on Market,” “Sale to List Price Ratio,” “Attached/Detached,” “Property Rights Appraised”. o “Annual Ground Rent” sets as TB-I. • “Native American Lands,” “All Rights Included” set as TB. o “Rights Not Included” sets as TB-I. • “Same Builder as Subject,” “[Additional Row]” set as TB. Project Information • “Project Information” sets as TB-SCA_sub-H1-ADJ. • “Project Name | Same Project as Subject,” “Monthly Fee,” “Common Amenities/Services,” “Special Assessments” set as TB. Site • “Site” sets as TB-SCA_sub-H1. • “Site Owned in Common,” “Site Size,” “Neighborhood Name,” “Zoning Compliance,” “Hazard Zone,” “Primary Access,” “Street Type | Surface,” “Property Restriction,” “Easement,” “Topography,” “Drainage,” “Site Characteristics,” “Site Influence (Location),” “Apparent Environmental Conditions,” “View | Range,” “[Additional Row]” set as TB. Water Frontage with Private Access • “Water Frontage with Private Access” sets as TB-SCA_sub-H1-ADJ. • “Water Frontage,” “Permanent Waterfront Feature” set as TB. o “Right to Build” sets as TB-I. • “Total Linear Measurement” sets as TB. Dwelling(s) • “Dwelling(s)” sets as TB-SCA_sub-H1. • “Year Built,” “Structure Design,” “Gross Building Finished Area,” “Noncontinuous Finished Area,” “Townhouse End Unit,” “Townhouse Back to Back,” “Townhouse Location,” “Construction Method,” “Manufactured Home Width,” “Dwelling Style,” “Total Dwelling Volume,” “Window Surface Area,” “Functional Issues,” “Disaster Mitigation,” “Heating,” “Cooling,” “[Additional Row]” set as TB. Energy Efficient and Green Features • “Energy Efficient and Green Features” sets as TB-SCA_sub-H1-ADJ • “Renewable Energy Component,” Building Certification,” “Efficiency Rating” set as TB. Unit(s) • “Unit(s)” sets as TB-SCA_sub-H1. • “Structure ID | Unit ID,” “Location of ADU” set in first column as TB-B. Appendix E: Report Style Guide Page 64 of 92 Version 1.5 • “Floor Number,” “Corner Unit,” “Levels in Unit,” “Bedrooms,” “Baths - Full | Half,” “Finished Area Above Grade,” “Finished Area Above Grade (Nonstandard),” “Unfinished Area Above Grade,” “Finished Area Below Grade,” “Finished Area Below Grade (Nonstandard),” “Unfinished Area Below Grade,” “Features for Individuals w/Disabilities,” “[Additional Row]” set as TB. Quality and Condition (Ratings: 1-6, 1 is highest) • “Quality and Condition (Ratings: 1-6, 1 is highest)” sets as TB-SCA_sub-H1 • “Exterior Quality and Condition” sets as TB-SCA_H2 • “Structure ID,” “Quality” set as TB-B, content sets TB-B o “Exterior Walls and Trim,” “Foundation,” “Roof,” “Windows,” “[Other Exterior Feature]” set as TB-I • “Condition” sets as TB-B, content sets TB-B o “Exterior Walls and Trim,” “Foundation,” “Roof,” “Windows,” “[Other Exterior Feature]” set as TB-I • “Interior Quality and Condition” sets as TB-SCA_H2 • “Structure ID | Unit ID,” “Quality” set as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I • “Condition” sets as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I • “ADU Interior Quality and Condition” sets as TB-SCA_H2 • “Location of ADU,” “Quality” set as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I • “Condition” sets as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I Overall Quality and Condition (Ratings: 1-6, 1 is highest) • “Overall Quality and Condition (Ratings: 1-6, 1 is highest)” sets as TB-SCA_sub-H1 • “Quality” “Condition” sets as TB-B • Content sets as TB-B Property Amenities • “Property Amenities” sets as TB-SCA_sub-H1 • “Outdoor Accessories,” “Outdoor Living,” “Water Features,” “Whole Home,” “Miscellaneous” set as TB Appendix E: Report Style Guide Page 65 of 92 Version 1.5 Vehicle Storage • “Vehicle Storage” sets as TB-SCA_sub-H1-ADJ • “Type | Spaces | Detail,” “[Additional Row]” set as TB Outbuilding (ADU and vehicle storage are not included in Finished Area, Unfinished Area, or room counts) • “Outbuilding (ADU and vehicle storage are not included in Finished Area, Unfinished Area, or room counts)” sets as TB-SCA_sub-H1 • “Outbuilding Type” sets as TB-B, content sets TB-B o “Gross Building Area,” “Finished Area,” “Unfinished Area,” “Structure Volume,” “Baths - Full,” “Baths - Half,” “Kitchens,” “Heating,” “Cooling,” “Utilities,” “[Additional Row]” set as TB-I Summary • “Summary” sets as TB-SCA_sub-H1. • “List Price,” “Contract Price,” “Sale Price,” “Net Adjustment Total,” “Adjusted Price Per Unit,” “Adjusted Price Per Bedroom,” “Price Per Gross Building Finished Area,” “Price Per Finished Area Above Grade,” “Adjusted Price,” “Comparable Weight” set as TB. Indicated Value by Sales Comparison Approach • “Indicated Value by Sales Comparison Approach” sets as TB-SCA_H2. • “Indicated Value” (for Subject Property only) sets as TB in Subject Property column; Comparable columns are merged and 10% black. Reconciliation of Sales Comparison Approach (H1) Set Commentary as TXC x 45 picas. Additional Properties Analyzed Not Used (H1) Additional Properties Analyzed table • Set 6 column table x 45 picas, headings: (TCH) “#,” “Property Address,” “Sale Date,” “Status,” “Reason Not Used,” “Comment”. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. • Columns 1: 1 pica, 6 points (~6 characters max, per line, per cell) • Columns 2, 4, 5: 7 picas 6 points wide (~30 characters max, per line, per cell) • Column 3: 4 picas 6 points wide (~18 characters max, per line, per cell) • Column 6: 16 picas 6 points (~66 characters max, per line, per cell) • Content sets as TB ADDITIONAL PROPERTIES ANALYZED TABLE Appendix E: Report Style Guide Page 66 of 92 Version 1.5 Sales Comparison Map (H1) Map sets full page. Sales Comparison Approach Exhibits (H1) Full size Photos of Sales Comparables display here, along with any other exhibits. Rental Information sets as TAB. Rent Schedule (H1) Subject Property Rental Information (H2) Subject Property Rental Information table • Set 10 equal column table x 45 picas, headings: (TCH) first column no TCH, “Currently Rented,” “Occupancy,” “Monthly Rent,” “Month-to-Month,” “Lease Start,” “Rent Control,” “Rent Concessions,” “Utilities/Services Included,” “Furnished” (~17 characters max, per line, per cell) SUBJECT PROPERTY RENTAL INFORMATION TABLE • First table body row, first column, set as TB [Unit Identifier], brackets indicate a placeholder text • Content sets as TB Description of Rent Control and Impact to Value/Marketability • “Description of Rent Control and Impact to Value/Marketability” sets as TXC-B (bold lead in to Myriad Pro Regular text) x 45 picas Actual Income (Monthly) (H2-1) Left-hand side of page • “Actual Income (Monthly)” sets H2-1 x 22 picas Actual Income table • Table sets in two parts; each is 3 columns x 22 picas o “Rent” sets as TCH for first part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table set as TB-I ▪ Last row Subtotal sets as TB-B, aligned right Appendix E: Report Style Guide Page 67 of 92 Version 1.5 • Columns 1, 2: 5 picas 3 points ▪ Set 1 line space to second part below o “Other Real Property Rental Income” sets as TCH for second part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table set as TB-I ▪ Second to last row “Subtotal” sets as TB-B • Columns 1, 2: 5 picas 3 points ▪ Last row “Total” sets as TB_sub-H1-R in white type. • Columns 1, 2: 5 picas 3 points ACTUAL INCOME TABLE Opinion of Market Income (Monthly) (H2-1) Right-hand side of page • “Opinion of Market Income (Monthly)” sets H2-1 x 22 picas Opinion of Market Income table • Table sets in two parts; each is 3 columns x 22 picas o “Rent” sets as TCH for first part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table sets as TB-I ▪ Last row Subtotal sets as TB-B • Columns 1, 2: 5 picas 3 points ▪ Set 1 line space to second part below o “Other Real Property Rental Income” sets as TCH for second part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table sets as TB-I ▪ Second to last row “Subtotal” sets as TB-B • Columns 1, 2: 5 picas 3 points Appendix E: Report Style Guide Page 68 of 92 Version 1.5 ▪ Last row “Total” sets as TB_sub-H1-R • Columns 1, 2: 5 picas 3 points OPINION OF MARKET INCOME TABLE Comparable Rental Properties (H1) • Comparable Rental Properties table columns set x 7 picas 6 points wide, maximum 6 columns x 45 picas (Subject Property and 5 Comps), 2 rows • First row shows photos of each property • Second row: Set “Subject Property” as TB-B in first cell, in the following cells set “Comparable #,” “Data Source:”, “Lease Start Date:”, “Actual Rent:” set as TB-B • If more than 5 comparables, comparable cells repeat (see below). Subject Property information appears only once. COMPARABLE RENTAL PROPERTIES TABLE Comparable Rental Analysis (H1) Comparable Rental Analysis table differs from standard tables in 3 ways: 1. Each part of the table is set off by a .75 point bounding box (closed on all sides); and a 4-point gutter between each part. Appendix E: Report Style Guide Page 69 of 92 Version 1.5 2. The width of the page is filled by: o First column sets as x 7 picas 8 points. o 4 points space o Second, third, fourth, fifth, and sixth columns set x 4p7 and comprise one grid of a subject property unit and 3 rental comparables. o 4 points space o Repetition of second, third, fourth, fifth, and sixth columns set x 4p7 and comprise one grid of a subject property unit and 3 rental comparables. 3. Each Subject Unit can have 3–7 comparables. If there are more than 3 comparables, after all the information is recorded for the Comps, the leftmost column and the “Subject [Unit Identifier]” column repeat below, followed by “Comparable #” repeating as necessary. o For 3 comparables, see layout below. For over 3 comparables, follow alternate layout below. o If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. o For the Subject [Unit Identifier] column, information that is never applicable is grayed out using 10% black tint: “Proximity to Subject,” “Overall Comparison to Subject,” “Adjusted Rent,” “Comparable Weight”. o For the Comparables columns, information that is never applicable is grayed out using 10% black tint: “Opinion of Market Rent”. COMPARABLE RENTAL ANALYSIS TABLE Appendix E: Report Style Guide Page 70 of 92 Version 1.5 ALTERNATE LAYOUT – COMPARABLE RENTAL ANALYSIS TABLE • First column: “Proximity to Subject,” “Neighborhood Name,” “Project Name,” “Project Common Amenities/Services,” “Site Influence,” “View from Unit,” “Floor Number,” “Site Size ,” “Grade Level,” “Interior Condition,” “Bedrooms,” “Baths - Full | Half,” “Finished Area,” “Furnished,” “Utilities/Services Included,” “Rent Control,” “Rent Concessions,” “Vehicle Storage | Spaces”, “[Additional Row]” set as TB • First column continues: “Summary” sets as TB-SCA_H2; followed by “Rent Per Finished Area,” “Actual Rent,” “Overall Comparison to Subject,” “Adjusted Rent,” “Opinion of Market Rent,” “Comparable Weight” set as TB-B Rental Analysis Commentary (H1) Set Commentary as TXC x 45 picas. Rental Information Exhibits (H1) Subsection does not display if there are no exhibits. “Income Approach” sets as TAB. Gross Rent Multiplier Comparables (H1) Gross Rent Multiplier Comparables table • Table sets 5 equal columns x 45 picas. Grid cannot break from page to page. If there are more than 3 Comparables, and second grid cannot fit on the same page as the first, the second grid can appear on the next page. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text • For the Subject Property column, information that is never applicable is grayed out using 10% black tint: “Data Source,” “Proximity to Subject,” “Sale Price,” “Sale Date,” “Gross Rent Multiplier,” “Comparable Weight” • Column heads: Column 1 – none, “Subject Property,” “Comparable #1,” “Comparable #2,” “Comparable #3” set as TCH • If there are more than 3 comparables, after all the information is recorded for Comps 1-3, the leftmost column and the “Subject Property” column repeat below, followed by “Comparable #” repeating as necessary. • “Property Address” sets first column, first row as TB; Photo = 7 picas high; addresses and photos of Subject and Comparables fill cells of the balance of the row Appendix E: Report Style Guide Page 71 of 92 Version 1.5 GROSS RENT MULTIPLIER COMPARABLES TABLE • First column: “Data Source,” “Proximity to Subject,” “Units Excluding ADUs,” “Accessory Dwelling Units,” “Gross Building Finished Area,” “Rent Control,” “[Additional Row],” “Sale Price,” “Sale Date,” “Gross Monthly Rent,” “Gross Rent Multiplier,” “Comparable Weight” set as TB Indicated Value by Income Approach (H1) Special subsection sets x 45 picas. • “Total Monthly Market Rent x Gross Rent Multiplier = Indicated Value by Income Approach” set as TXR-B x 45 picas • Content sets as TB x 45 picas Income Approach Commentary (H1) Set Commentary as TXC x 45 picas. Income Approach Exhibits (H1) Subsection does not display if there are no exhibits. “Cost Approach” sets as TAB. • These tables set in the same style as other tables in the report, with these exceptions: o There are no column heads (TCH) o The content of the rows in the second and third columns is calculated for a “Total” which displays in the last row, third column Appendix E: Report Style Guide Page 72 of 92 Version 1.5 Indicated Value by Cost Approach (H1) The calculated Indicated Value by Cost Approach ($ figure) sets as part of H1, flush right x 45 picas Right-hand side of page • “Depreciated Cost of Dwellings,” “Depreciated Cost of Outbuildings,” “As Is Value of Site Improvements,” “Opinion of Site Value” set as TXR-B, TXR o Content ($ figure) sets flush right Depreciated Cost – Dwelling – [Structure Identifier] (H1) In the H1, brackets do not set, they indicate a placeholder. Depreciated Cost of Dwelling table • Set 3 column table x 28 picas 6 points. • Columns 1 and 2: 9 picas 9 points wide (~39 characters max, per line, per cell) • Column 3: 9 picas 0 points wide (~36 characters max, per line, per cell) DEPRECIATED COST OF DWELLING TABLE • Content in table sets as TB • First column entries as needed: [Area Type], “Physical Depreciation,” “Functional Depreciation,” “External Depreciation,” “Total Depreciation,” “Manufactured Home Delivery, Installation, and Set Up”. • Third column entries ($ figure), align right in cell • “Total” and total amount ($ figure) sets as TB_sub-H1-R, in white type o 4p6 (~17 characters max, per line, per cell) Left-hand side of page • “Remaining Economic Life,” “Effective Age” set as TXR-B, TXR • “Commentary on Remaining Economic Life” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas • “Commentary on Effective Age” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Appendix E: Report Style Guide Page 73 of 92 Version 1.5 Depreciated Cost – Outbuilding – [Outbuilding Type] (H1) In the H1, brackets do not set, they indicate a placeholder. Depreciated Cost of Outbuilding table • Set 3 column table x 28 picas 6 points. • Columns 1 and 2: 9 picas 9 points wide (~39 characters max, per line, per cell) • Column 3: 9 picas 0 points wide (~36 characters max, per line, per cell) DEPRECIATED COST OF OUTBUILDING TABLE • Content in table sets as TB, Total sets as TB_sub-H1-R • First column entries as needed: [Area Type], “Physical Depreciation,” “Functional Depreciation,” “External Depreciation,” “Total Depreciation,” “Manufactured Home Delivery, Installation, and Set Up” • Third column entries ($ figure), align right in cell • “Total” and total amount ($ figure) sets as TB_sub-H1-R, in white type o 4p6 (~17 characters max, per line, per cell) As Is Value of Site Improvements (H1) As Is Value of Site Improvements table • Set 2 column table x 28 picas 6 points. • “Description” and “Amount” set as TCH. • Column 1: 24 picas 0 points wide (~96 characters max, per line, per cell) • Column 2: 4 picas 6 points wide (~17 characters max, per line, per cell), flush right AS IS VALUE OF SITE IMPROVEMENTS TABLE • Content in table sets as TB • “Total” and total amount ($ figure) sets as TB_sub-H1-R, in white type o 4p6 (~17 characters max, per line, per cell) Appendix E: Report Style Guide Page 74 of 92 Version 1.5 Site Value (H1) Site Valuation Method table • Set 3 column table x 28 picas 6 points. • Column 1: 16 picas 6 points wide (~64 characters max, per line, per cell • Column 2: 7 picas 6 points wide (~30 characters max, per line, per cell • Column 3: 4 picas 6 points (~17 characters max, per line, per cell) SITE VALUATION METHOD TABLE • “Primary Site Valuation Method” sets as TB-B, TB. • “Opinion of Site Value” and total amount ($ figure) sets as TB_sub-H1-R, in white type. Land Comparables (H2) Land Comparables table • Set 8 column table x 45 picas. • Column 1: 1 pica 6 points wide (~6 characters max, per line, per cell) • Columns 2–8: 7 equal columns (~24 characters max, per line, per cell) • Column heads set as TCH: “#,” “Address,” “County,” “Data Source,” “Assessor Parcel Number (APN),” “Site Size,” “Sale Date,” “Price” in 8 column table x 45 picas LAND COMPARABLES TABLE • Content sets as TB Full page width • “Reconciliation of Site Value” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas General Description (H1) Left-hand side of page • “Cost Type,” “Cost Data Source” set as TXR-B, TXR o “Quality Rating,” “Effective Date” set as TXR-I, TXR Right-hand side of page • “Cost Method,” “Depreciation Method” set as TXR-B, TXR Appendix E: Report Style Guide Page 75 of 92 Version 1.5 Cost Approach Commentary (H1) Set Commentary as TXC x 45 picas. Cost Approach Exhibits (H1) Subsection does not display if there are no exhibits. “Reconciliation” sets as TAB. Approaches to Value (H1) Approaches to Value table • Column heads: Column 1 - none, “Sales Comparison Approach,” “Income Approach,” “Cost Approach” set as TCH • Set 4 equal columns x 45 picas (~44 characters max, per line, per cell) • “Indicated Value” sets TB Row 1 Column 1; “Reason for Exclusion” sets as TB Row 2 Column 1 • Content in table sets as TB APPROACHES TO VALUE TABLE Appraisal Summary (H1) Left-hand side of page • “Contract Price” sets as TXR-B, TXR. • “Opinion of Market Value” sets as TXR-B, TXR. o “(Cooperative Interest)” if applicable sets flush right on 22 picas o “Pro Rata Share Calculation Method” sets as TXR-I • “Market Value Condition” sets as TXR-B, TXR • “Final Value Condition Statement” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Right-hand side of page • “Reasonable Exposure Time,” “Effective Date of Appraisal,” “FHA REO Insurability Level,” set as TXR-B, TXR Full page width • “The market value represents the cooperative interest. The cooperative interest is the equity portion that is over and above the pro rata share of the blanket mortgage(s).” sets as TXC-I x 45 picas Appendix E: Report Style Guide Page 76 of 92 Version 1.5 Client Requested Conditions (H1) Client Requested Conditions table • “Value Condition,” “Marketing or Exposure Time,” “Duration,” “Alternate Opinion of Value” set as TCH • Set 4 equal columns x 45 picas (~44 characters max, per line, per cell) • Content in table sets as TB CLIENT REQUESTED CONDITIONS TABLE Full page width • “Requested Condition Commentary” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Reconciliation of Market Value (H1) Commentary set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Apparent Defects, Damages, Deficiencies (H1) If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report” DDD Reconciliation table with Cost to Repair • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” “Estimated Cost to Repair” set as TCH in 6 column table x 45 picas. • Columns 1, 2, 4–6: 6 picas 9 points wide (~27 characters per line) • Column 3: 11 picas 3 points wide (~45 characters per line) • Content sets as TB • Set TB_sub-H1 heads in white type for each section of the report represented in DDD table, if applicable per iGuide: o Site o Dwelling Exterior - [Structure Identifier] o Unit Interior - [Structure Identifier] - [Unit Identifier] o Outbuilding - [Outbuilding Type] o Unit Interior - [Outbuilding Type] - [Unit Identifier] o Vehicle Storage o Subject Property Amenities • “Total Cost” sets as TB_sub-H1-R in white type flush right in the 2 far right columns Appendix E: Report Style Guide Page 77 of 92 Version 1.5 DEFECTS, DAMAGES, DEFICIENCES TABLE— RECONCILIATION – WITH COST TO REPAIR DDD Reconciliation table without Cost to Repair • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~31 characters per line) • Column 3: 13 picas wide (~52 characters per line) • Content sets as TB • Set TB_sub-H1 heads in white type for each section of the report represented in DDD table, if applicable per iGuide: o Site o Dwelling Exterior - [Structure Identifier] o Unit Interior - [Structure Identifier] - [Unit Identifier] o Outbuilding - [Outbuilding Type] o Unit Interior - [Outbuilding Type] - [Unit Identifier] o Vehicle Storage o Subject Property Amenities Appendix E: Report Style Guide Page 78 of 92 Version 1.5 DEFECTS, DAMAGES, DEFICIENCES - RECONCILIATION – WITHOUT COST TO REPAIR Left-hand side of page • “As Is Overall Condition Rating,” sets as TXR-B, TXR • The following statement sets TXC-I1: “Existing condition of the property as of the effective date of this appraisal, excluding all required repairs, alterations, or inspections”. Right-hand side of page • “Total Estimated Cost of Items Recommended for Repair,” sets as TXR-B, TXR Reconciliation Exhibits (H1) Subsection does not display if there are no exhibits. “Revision History” sets as TAB. Revision History table • Table sets in 3 columns x 45 picas. “Revision Date,” “URAR Section,” ”Description” set as TCH. o Columns 1 and 2: 11 picas 3 points (~44 characters max per line in each cell). o Column 3: 22 picas 6 points (~88 characters max per line in each cell). • Content in table set as TB REVISION HISTORY TABLE Reconsideration of Value (H1) “Reconsideration of Value” sets as H1. Subsection displays if applicable per iGuide. Left-hand side of page • “Type” sets as TXR-B, TXR Appendix E: Report Style Guide Page 79 of 92 Version 1.5 • “Date” sets as TXR-B, TXR Right-hand side of page • “Result” sets as TXR-B, TXR “Reconsideration of Value Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Supplemental Information Exhibits (H1) “Supplemental Information” sets as TAB. Section does not display if there are no exhibits. • Starts new page • Subsection starts with text; TAB sets elsewhere; see below • Content sets as TXC Myriad Pro x 45 picas Scope of Work (H1) • Content sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Scope of Work (H2) • “Additional Scope of Work cannot be contrary to the original Scope of Work.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets TXC x 45 picas Intended Use (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs Additional Intended Use (H2) • “Additional Intended Use cannot be contrary to the original Intended Use.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets TXC x 45 picas Intended User (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs Additional Intended Users (H2) • “Additional Intended Users cannot be contrary to the original Intended User.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets TXC x 45 picas Appendix E: Report Style Guide Page 80 of 92 Version 1.5 Definition of Market Value (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs • Footnote text sets as FN, 8/10 Myriad Pro Regular x 45 picas; 5 points additional space above Statement of Assumptions and Limiting Conditions (H1) • Text sets as TXC Myriad Pro x 45 picas Certifications “Certifications” sets as TAB Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text • “Description of Prior Services:” (Certification #29) aligns left with text above and sets as TXC- NPI-B Myriad Pro (bold lead in to Myriad Pro Regular text) X 45 picas Additional Appraiser Certifications (H2) • “Additional Appraiser Certifications cannot be contrary to the original Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text • Text sets TXC x 45 picas Supervisory Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text Additional Supervisory Appraiser Certifications (H2) • “Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text • Text sets TXC x 45 picas Appendix E: Report Style Guide Page 81 of 92 Version 1.5 Signature (H1) Left-hand side of page • “[Role]” set as TX-B (brackets do not set, they indicate a placeholder) • TXR (rule) sets for signature and date • “[Contact Name],” “Date of Signature and Report” set as SIG-B (brackets do not set, they indicate a placeholder) Right-hand side of page • “Level,” “ID,” “State,” “Expires” sets as TXR-B, TXR Appendix E: Report Style Guide Page 82 of 92 Version 1.5 Part 3. Restricted Appraisal Update Report This chapter contains details for the formatting of the Restricted Appraisal Update Report. Page size, margins, layout grid are identical to the URAR. Header Text Displays on all report pages. ½ point 50% black rule x 45 picas, offset 6 points above to: (HDR-L) Left side • 9-point Myriad Pro Bold “Restricted Appraisal Update Report”. (HDR-R) Right side • “Page [X] of [XX]” (where [X] stands for page number, [XX] for total pages in document) sets at top margin in 9-point Myriad Pro Regular, align right on 45 picas. HDR Footer Text Displays on all report pages. 2-point rule x 45 picas, 6 points space below to: (FTR-L) Left side • 8-point Myriad Pro Bold “Update Version #,” one line space below to 50% black “Fannie Mae | Freddie Mac,” “March 2023” (FTR-R) Right side • 8-point Myriad Pro bold with Myriad Pro Regular. Identifiers set stacked, aligned right, 1 em space to identifiers, set in 8 point regular, align left, longest identifier aligns right on rule above. Baseline of last line sits on bottom margin. FTR “Subject Property” sets as TAB. Left-hand side of page • “Physical Address,” “County,” “Property Rights Appraised” set as TXR-B, TXR Appendix E: Report Style Guide Page 83 of 92 Version 1.5 Right-hand side of page • Photo of Subject Property. Legal Description (H1) • Either an image or text. • Image sizes to full page width (45 picas wide). • If text, set as TXC (Myriad Pro Regular), below the H1 x 45 picas. “Original Appraisal” sets as TAB. Left-hand side of page • “Effective Date of Appraisal,” “Opinion of Market Value,” “Reasonable Exposure Time” set as TXR-B, TXR. Right-hand side of page • “Appraiser” sets as TXR-B, TXR. o “Reference ID” sets as TXR-I, TXR. • “Original Lender” sets as TXR-B, TXR. “Appraisal Update” sets as TAB. Left-hand side of page • “Effective Date” sets as TXR-B, TXR Full page width • “Yes” ”No” (Y/N) followed by “Has the market value of the subject property decreased since the effective date of the original appraisal?” sets as CK. Appraisal Update Commentary (H1) Set Commentary as TXC x 45 picas. Appraisal Update Exhibits (H1) Subsection does not display if there are no exhibits. “Assignment Information” sets as TAB. Left-hand side of page • “Borrower Name” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 84 of 92 Version 1.5 Right-hand side of page • “Appraiser Fee,” “AMC Fee,” “Government Agency,” “Investor Requested Special Identification” set as TXR-B, TXR. Contact Information (H1) [Role]/[Role] (H2) [Role] is placeholder for content, as applicable. Left-hand side of page • “Company Name,” “Company Address” set as TXR-I, TXR Right-hand side of page • “Credentials” sets as TX-B o “ID,” “State,” “Expires” set as TXR-I, TXR [Role: Appraiser and Supervisory Appraiser] (H2) Subsection repeats for each [Role] if applicable per iGuide. Left-hand side of page • “Name,” “Designation,” “Company Name,” “Company Address” set as TXR-I, TXR • “Scope of Inspection by [Role]” sets as TX-B • “Subject Property Inspection,” sets as TXR-I • “Exterior,” Interior,” “Inspection Date” set as TXR-II, TXR Right-hand side of page • “Credentials” sets as TX-B • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR • “ASC Identifier,” “VA Appraiser ID,” “FHA Appraiser ID,” “Employment Type” set as TXR-B, TXR Significant Real Property Appraisal Assistance (H2) Left-hand side of page • “Name” sets as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. Full page width • “Description” sets TXC-B x 45 picas. Assignment Information and Scope of Work Commentary (H1) Set Commentary as TXC x 45 picas. Appendix E: Report Style Guide Page 85 of 92 Version 1.5 Scope of Work (H1) • Starts new page • Content sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Scope of Work (H2) • “Additional Scope of Work cannot be contrary to the original Scope of Work.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Intended Use (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Use (H2) • “Additional Intended Use cannot be contrary to the original Intended Use.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Intended User (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Users (H2) • “Additional Intended Users cannot be contrary to the original Intended User.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Certifications • “Certifications” sets as TAB. Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. • “Description of Prior Services:” (Certification #15) aligns left with text above and sets as TXC-NPI-B Myriad Pro Bold (lead in to Myriad Pro Regular text) X 45 picas. Additional Appraiser Certifications (H2) • “Additional Appraiser Certifications cannot be contrary to the original Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. Appendix E: Report Style Guide Page 86 of 92 Version 1.5 • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Supervisory Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Additional Supervisory Appraiser Certifications (H2) • “Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Signature (H1) Left-hand side of page • “[Role]” sets as TX-B (brackets do not set, they indicate a placeholder). • TXR (rule) sets for signature and date. • “[Contact Name],” “Date of Signature and Report” set as SIG-B (brackets do not set, they indicate a placeholder). Right-hand side of page • “Level,” “ID,” “State,” “Expires” set as TXR-B, TXR Appendix E: Report Style Guide Page 87 of 92 Version 1.5 Part 4. Completion Report This chapter contains details for the formatting of the Completion Report. Page size, margins, layout grid are identical to the URAR. Header Text Displays on all report pages. ½ point 50% black rule x 45 picas, offset 6 points above to: (HDR-L) Left side: • 9-point Myriad Pro Bold “Completion Report”. (HDR-R) Right side: • “Page [X] of [XX]” (where [X] stands for page number, [XX] for total pages in document) sets at top margin in 9-point Myriad Pro Regular, align right on 45 picas. HDR Footer Text Displays on all report pages. 2-point rule x 45 picas, 6 points space below to: (FTR-L) Left side: • 8-point Myriad Pro Bold “Completion Version #,”one line space below to 50% black “Fannie Mae | Freddie Mac,” “March 2023”. (FTR-R) Right side: • 8-point Myriad Pro bold with Myriad Pro Regular. Identifiers set stacked, aligned right, 1 em space to identifiers, set in 8 point regular, align left, longest identifier aligns right on rule above. Baseline of last line sits on bottom margin. FTR Appendix E: Report Style Guide Page 88 of 92 Version 1.5 “Subject Property” sets as TAB. Left-hand side of page • “Physical Address,” “County” set as TXR-B, TXR Right-hand side of page • Photo of Subject Property Legal Description (H1) • Either an image or text • Image sizes to full page width (45 picas wide) • If text, set as TXC (Myriad Pro Regular), below the H1 x 45 picas. “Original Appraisal” sets as TAB. Left-hand side of page • “Effective Date of Appraisal,” “Opinion of Market Value,” “Market Value Condition” set as TXR-B, TXR. Right-hand side of page • “Appraiser” sets as TXR-B, TXR o “Reference ID” sets as TXR-I, TXR • “Original Lender” sets as TXR-B, TXR Full page width • “Final Value Condition Statement” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas “Itemized List of Repairs” sets as TAB. Itemized List of Repairs table • Column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Repair Completed,” “Inspection Date,” “Completion Comment” set as TCH in 7 column table x 45 picas. • 7 equal columns: 6.5 picas wide (~25 characters max per line in each cell). • Content sets as TB Appendix E: Report Style Guide Page 89 of 92 Version 1.5 ITEMIZED LIST OF REPAIRS TABLE—COMPLETION REPORT “New Observed Items for Repair” sets as TAB. New Observed Items for Repair table • Column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” “Inspection Date” set as TCH in 6 column table x 45 picas. • 6 equal columns: 7.5 picas each (~28 characters max per line in each cell). • Content sets as TB. NEW OBSERVED ITEMS FOR REPAIR TABLE—COMPLETION REPORT “Completion Status” sets as TAB. “Yes” ”No” (Y/N) followed by “Is construction complete?” and “Was construction completed in a manner consistent with the original plans and specifications?” set as CK. Completion Status table • Column heads are: “Feature,” “Location,” “Comparison to Original Plans/Specs,” “Comment” set as TCH in 4 column table x 45 picas. • 4 equal columns: (~33 characters max per line in each cell). • Content sets as TB. COMPLETION STATUS TABLE “Completion Report Commentary” sets as TAB. Set Commentary as TXC x 45 picas. Appendix E: Report Style Guide Page 90 of 92 Version 1.5 “Completion Report Exhibits” sets as TAB. Subsection does not display if there are no exhibits. “Assignment Information” sets as TAB. Left-hand side of page • “Borrower Name” sets as TXR-B, TXR. Right-hand side of page • “Appraiser Fee,” “AMC Fee,” “Government Agency,” “Investor Requested Special Identification” set as TXR-B, TXR. Contact Information (H1) [Role/Role] (H2) [Role] is placeholder for content, as applicable. Left-hand side of page • “Company Name,” “Company Address” set as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. o “ID,” “State,” “Expires” set as TXR-I, TXR. [Role: Appraiser and Supervisory Appraiser] (H2) Subsection repeats for each [Role] if applicable per iGuide. Left-hand side of page • “Name,” “Designation,” “Company Name,” “Company Address” set as TXR-I, TXR. • “Scope of Inspection by [Role]” sets as TX-B. • “Subject Property Inspection,” sets as TXR-I. • “Exterior,” Interior,” “Inspection Date” set as TXR-II, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. • “ASC Identifier,” “VA Appraiser ID,” “FHA Appraiser ID,” “Employment Type” set as TXR-B, TXR. Assignment Information and Scope of Work Commentary (H1) Set Commentary as TXC x 45 picas Appendix E: Report Style Guide Page 91 of 92 Version 1.5 Intended Use (H1) • Starts new page • Content sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Use (H2) • “Additional Intended Use cannot be contrary to the original Intended Use.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Intended User (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Users (H2) • “Additional Intended Users cannot be contrary to the original Intended User.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets as TXC x 45 picas. Certifications • “Certifications” sets as TAB. Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. • “Description:” (Certification #6) indent 1 pica 6 points and sets as TXC-NPI-B Myriad Pro Bold (lead in to Myriad Pro Regular text) x 45 picas. Additional Appraiser Certifications (H2) • “Additional Appraiser Certifications cannot be contrary to the original Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Supervisory Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Appendix E: Report Style Guide Page 92 of 92 Version 1.5 Additional Supervisory Appraiser Certifications (H2) • “Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Signature (H1) Left-hand side of page • “[Role]” sets as TX-B (brackets do not set, they indicate a placeholder). • TXR (rule) sets for signature and date. • “[Contact Name],” “Date of Signature and Report” set as SIG-B (brackets do not set, they indicate a placeholder). Right-hand side of page • “Level,” “ID,” “State,” “Expires” set as TXR-B, TXR.'
      drafter_attestation: Verbatim from UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program); substring-verified against snapshot 111ce9a58fcf6ee9 on 2026-08-23.
      verbatim_gate: raw
      effective_date: '2026-11-02'
    effective_date: '2026-11-02'

Update kit

Need to act on this regulation? UAD 3.6 and the redesigned URAR (mandatory Nov 2, 2026) →

Verbatim regulatory text (1)

Verbatim provisions from UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program)

Effective 2026-11-02 · publisher's stamp for this provision

This document relates to the Uniform Mortgage Data Program®, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of the Federal Housing Finance Agency. © 2026 Fannie Mae and Freddie Mac. All Rights Reserved. Trademarks of the respective owners. Uniform Appraisal Dataset (UAD) Specification Issued by Fannie Mae and Freddie Mac Appendix E: Report Style Guide Document Version 1.5 March 10, 2026 Appendix E: Report Style Guide Page 2 of 92 VERSION 1.3 Revision History Date Version Change # Revision Description 3/10/2026 1.5 2026-002 Clarified… - the bottom margin of report. - the display color in Main Text for SIG rule. - the display color in Table Elements for TB-SCA_sub-H1. 2026-023 Removed Yes/No labels from Ground Rent checkboxes in Project Information. 2026-024 Clarified checkmark display for Utilities table. 2026-056 Clarified alignment of $ figure in Indicated Value by Cost Approach, Depreciated Cost – Dwelling, Depreciated Cost – Outbuilding, As Is Value of Site Improvements, Site Value. 6/10/2025 1.4 2025-002 Corrected typo in Completion Report Footer Text. 2025-006 Added Wingdings as an alternative for checkboxes. Clarified to use a checkmark for selected checkboxes. 2025-016 Added guidelines for the Sales Comparison Approach table Line Display. 2025-019 Clarified what the “/” between two numbers means (e.g., 9/13) in the Terminology Used in Style Guide chapter. 2025-025 Photos, Sketch, Graphs, Maps chapter name changed to Images; added clarification on display of images. 2025-041 Included a reference to Appendix D-1: Sample Scenario SF5-A using alternative font 2025-052 Provided example of the space between the bottom of one section and the top of the black tab of the next section (TAB) 9/17/2024 1.3 2024-002 Clarified column display for Comparable Rental Analysis 2024-024 Removed “Property Value Trend” from Market section 2024-043 Added Reconsideration of Value subsection 2024-056 Clarified ‘$’ sign is only displayed in TB-SCA_sub-H1-ADJ when there is a dollar amount 12/12/2023 1.2 2023-001 Removed “Under Review” from Market section 2023-031 Removed “Subject Conforms to Surrounding Area,” “Reason,” and “Description” from Market section Changed report label “Market Boundary” to “Market Area Boundary” 2023-061 Genericize description of date in footer Appendix E: Report Style Guide Page 3 of 92 Version 1.5 Date Version Change # Revision Description 6/27/2023 1.1 Formatting changes Revisions to content • Corrected Report Title font from Bold to Regular • Added a subsection for “Font” • Modified alignment in Cert 6 for Completion Report 3/29/2023 1.0 Initial publication Appendix E: Report Style Guide Page 4 of 92 Version 1.5 Introduction The Report Style Guide describes the design and layout of the Uniform Residential Appraisal Report (URAR), Restricted Appraisal Update Report (“Appraisal Update”), and Completion Report. It includes specifications for the sizes and positioning of all elements that could appear in any of these reports, regardless of conditionality. Part 1 describes in detail the basic page layout used throughout, along with the headers, footers, main headings, and subheadings. This is followed by a description of each text element that can appear in the reports and specifications for each table element. • Appendix E-1: Report Style Guide Supplement – URAR with Codes shows a marked-up report with the codes indicated. Part 2 outlines each URAR report section in detail and notes any exceptions to the elements described in Part 1 of the Report Style Guide. Finally, Parts 3 and 4 are set aside for the Appraisal Update and the Completion Report. While these two reports follow the same basic page layout and elements of the URAR, they are separate from it and are described here in detail. • Appendix E-2: Report Style Guide Supplement – Restricted Appraisal Update Report with Codes shows a marked-up report with the codes indicated. • Appendix E-3: Report Style Guide Supplement – Completion Report with Codes shows a marked- up report with the codes indicated. Appendix E: Report Style Guide Page 5 of 92 Version 1.5 Table of Contents Revision History ............................................................................................................................................... 2 Introduction ..................................................................................................................................................... 4 Table of Contents ............................................................................................................................................. 5 Part 1. Design ................................................................................................................................................. 13 General Design ........................................................................................................................................... 13 Font ..................................................................................................................................................................... 13 Units Used in Style Guide .................................................................................................................................... 14 Terminology Used in Style Guide ........................................................................................................................ 14 Page Size ............................................................................................................................................................. 16 Layout Grid .......................................................................................................................................................... 16 Margins ............................................................................................................................................................... 16 Header Text ......................................................................................................................................................... 16 Footer Text .......................................................................................................................................................... 17 Section Headings ........................................................................................................................................ 19 TITLE – Report Title ............................................................................................................................................. 19 TITLE-ADD – Subject Address for Report Title .................................................................................................... 19 SUM-HD – Summary Section Title ...................................................................................................................... 19 TAB – Section Title (Black Tab)............................................................................................................................ 19 TAB-C– Section Title (Black Tab) Continued to Another Page ............................................................................ 20 H1 – Subsection Title (Gray Bar) ......................................................................................................................... 20 H1-TX – Italic text in H1 (Gray Bar) ..................................................................................................................... 20 H2 – Subheading (Black Rule) ............................................................................................................................. 20 H2-1 - Subheading (Black Rule, one column) ...................................................................................................... 21 TX-B – Subheading Bold ...................................................................................................................................... 21 Main Report Text ....................................................................................................................................... 22 TXR-B – Text with Rule Bold ................................................................................................................................ 22 TXR –Text with Rule ............................................................................................................................................ 22 TXR-I – Text with Rule Indented ......................................................................................................................... 22 TXR-II – Text with Rule Double Indented ............................................................................................................ 23 TX-BI – Text Bold Italic ........................................................................................................................................ 23 TAB-TX – Italic Text above TAB Rule ................................................................................................................... 23 H1-TX – Italic Text in H1 (Gray Bar) .................................................................................................................... 23 Appendix E: Report Style Guide Page 6 of 92 Version 1.5 TXC – Commentary Text ..................................................................................................................................... 23 TXC-B – Commentary Text with Bold Intro ......................................................................................................... 24 TXC-B1 – Commentary Text, one column with Bold Intro .................................................................................. 24 TXC-I – Commentary Text Italic .......................................................................................................................... 24 TXC-I1 – Commentary Text Italic, one column ................................................................................................... 24 TXC-NP – Commentary Text Numbered Paragraph ............................................................................................ 25 TXC-NPI-B – Commentary Text Numbered Paragraph Bold ............................................................................... 25 FN – Footnote Text ............................................................................................................................................. 25 SIG – Signature .................................................................................................................................................... 25 SIG-B – Signature below Rule ............................................................................................................................. 26 Y/N – Yes/No (sets above checkbox [CK] elements) ........................................................................................... 26 CK – Checkbox (full page width) ......................................................................................................................... 26 CK1 – Checkbox (one column) ............................................................................................................................ 26 CK-H2 – Checkbox with H2 ................................................................................................................................. 27 CK-TAB – Checkboxes on Black Tab .................................................................................................................... 27 CK-1I – Checkbox one column Indented ............................................................................................................. 28 Table Guidelines ......................................................................................................................................... 28 Table Elements ........................................................................................................................................... 29 TB - Table Text .................................................................................................................................................... 29 TB-I - Table Text Indented ................................................................................................................................... 29 TB-B - Table Text Bold ......................................................................................................................................... 29 TCH - Table Column Heading .............................................................................................................................. 29 TB_sub-H1 – Dark Gray Bar in table ................................................................................................................... 30 TB_sub-H1-R - Dark Gray Bar in table align right ................................................................................................ 30 TB-SCA_sub-H1 – Dark Gray Bar in Comparable Grids ....................................................................................... 30 TB-SCA_sub-H1-ADJ - Dark Gray Bar in Comparable Grids – Adjustable Row .................................................... 31 TB-SCA_H2 - Light Gray Bar in Comparable Grids ............................................................................................... 31 Images ....................................................................................................................................................... 31 CAP—Captions .................................................................................................................................................... 31 Part 2. Specific Section Details ........................................................................................................................ 33 Overview ................................................................................................................................................... 33 Summary.................................................................................................................................................... 33 Property Description (H1) ................................................................................................................................... 33 Appendix E: Report Style Guide Page 7 of 92 Version 1.5 Apparent Defects, Damages, Deficiencies Requiring Action (H1) ...................................................................... 34 Assignment Information ............................................................................................................................. 35 Contact Information (H1) .................................................................................................................................... 36 Assignment Information and Scope of Work Commentary (H1) ........................................................................ 37 Assignment Information Exhibits (H1) ................................................................................................................ 37 Subject Property ......................................................................................................................................... 37 Ownership Rights (H1) ........................................................................................................................................ 37 Legal Description (H1) ......................................................................................................................................... 38 Subject Property Commentary (H1) ................................................................................................................... 38 Subject Property Exhibits (H1) ............................................................................................................................ 38 Site ............................................................................................................................................................ 38 Site Influence (H1) .............................................................................................................................................. 39 View and Impact to Value/Marketability (H1) .................................................................................................... 40 Site Features and Impact to Value/Marketability (H1) ....................................................................................... 40 Utilities and Impact to Value/Marketability (H1) ............................................................................................... 40 Apparent Defects, Damages, Deficiencies (Site) (H1) ......................................................................................... 41 Site Valuation Methodology (H1) ....................................................................................................................... 41 Site Commentary (H1) ........................................................................................................................................ 42 Site Exhibits (H1) ................................................................................................................................................. 42 Disaster Mitigation ..................................................................................................................................... 42 Disaster Mitigation Commentary (H1) ................................................................................................................ 42 Disaster Mitigation Exhibits (H1) ........................................................................................................................ 42 Energy Efficient and Green Features ............................................................................................................ 42 Energy Efficient & Green Features Impact to Value/Marketability (H1) ............................................................ 43 Energy Efficient & Green Features Commentary (H1) ........................................................................................ 43 Energy Efficient & Green Features Exhibits (H1) ................................................................................................ 43 Sketch ........................................................................................................................................................ 44 Sketch Commentary (H1) .................................................................................................................................... 44 Dwelling Exterior ........................................................................................................................................ 44 Quality and Condition (H1) ................................................................................................................................. 44 Noncontinuous Finished Area (H1) ..................................................................................................................... 45 Mechanical System Details (H1) ......................................................................................................................... 45 Apparent Defects, Damages, Deficiencies – (Dwelling Exterior – [Structure Identifier]) (H1) ........................... 46 Appendix E: Report Style Guide Page 8 of 92 Version 1.5 Dwelling Exterior Commentary (Dwelling Exterior – [Structure Identifier]) (H1) ............................................... 46 Dwelling Exterior Exhibits (Dwelling Exterior – [Structure Identifier]) (H1) ....................................................... 46 Manufactured Home .................................................................................................................................. 46 HUD Data Plate (H1) ........................................................................................................................................... 47 HUD Certification Label (H1) ............................................................................................................................... 47 Manufactured Home Certification Program (H1) ............................................................................................... 47 Invoice Information (H1) ..................................................................................................................................... 47 Manufactured Home Commentary (H1) ............................................................................................................. 48 Manufactured Home Exhibits (H1) ..................................................................................................................... 48 Unit Interior ............................................................................................................................................... 48 ADU Information ................................................................................................................................................. 48 Level and Room Detail (H2) ................................................................................................................................ 48 Quality and Condition (H1) ................................................................................................................................. 49 Accessibility Features for Individuals with Disabilities (H1) ............................................................................... 50 Apparent Defects, Damages, Deficiencies (Unit Interior - [Outbuilding Type] - [Structure Identifier] - [Unit Identifier]) (H1) ................................................................................................................................................... 50 Unit Interior Commentary (H1) .......................................................................................................................... 50 Unit Interior Exhibits (H1) ................................................................................................................................... 50 Functional Obsolescence ............................................................................................................................ 50 Functional Obsolescence Commentary (H1) ...................................................................................................... 51 Functional Obsolescence Exhibits (H1) ............................................................................................................... 51 Outbuilding ................................................................................................................................................ 51 Detail (H1) ........................................................................................................................................................... 51 Mechanical System Details (H1) ......................................................................................................................... 52 Apparent Defects, Damages, Deficiencies ([Outbuilding Type]) (H1) ................................................................. 52 Outbuilding Commentary (H1) ........................................................................................................................... 52 Outbuilding Exhibits (H1) .................................................................................................................................... 52 Vehicle Storage .......................................................................................................................................... 53 Apparent Defects, Damages, Deficiencies (Vehicle Storage) (H1) ...................................................................... 53 Vehicle Storage Commentary (H1) ..................................................................................................................... 53 Vehicle Storage Exhibits (H1) .............................................................................................................................. 53 Subject Property Amenities ........................................................................................................................ 53 Apparent Defects, Damages, Deficiencies (Subject Property Amenities) (H1) ................................................... 54 Subject Property Amenities Commentary (H1) .................................................................................................. 54 Appendix E: Report Style Guide Page 9 of 92 Version 1.5 Subject Property Amenities Exhibits (H1) ........................................................................................................... 54 Overall Quality and Condition ..................................................................................................................... 54 Reconciliation of Overall Quality and Condition (H1) ......................................................................................... 55 Highest and Best Use .................................................................................................................................. 55 Highest and Best Use Commentary (H1) ............................................................................................................ 55 Highest and Best Use Exhibits (H1) ..................................................................................................................... 55 Market ....................................................................................................................................................... 55 Search Result Metrics (H1) ................................................................................................................................. 55 Housing Trends (H1) ........................................................................................................................................... 56 Market Commentary (H1) ................................................................................................................................... 56 Market Exhibits (H1) ........................................................................................................................................... 56 Project Information .................................................................................................................................... 56 Cooperative Information (H1)............................................................................................................................. 57 Project Factors and Impact to Value/Marketability (H1) ................................................................................... 57 Project Information Commentary (H1) ............................................................................................................... 58 Project Information Exhibits (H1) ....................................................................................................................... 58 Subject Listing Information ......................................................................................................................... 58 Subject Listing Information Exhibits (H1)............................................................................................................ 59 Sales Contract ............................................................................................................................................ 59 Financial Sales Concessions (H1) ........................................................................................................................ 59 Sales Contract Analysis (H1) ............................................................................................................................... 59 Sales Contract Exhibits (H1) ................................................................................................................................ 59 Prior Sale and Transfer History .................................................................................................................... 60 Subject Transfer History (H1) .............................................................................................................................. 60 Comparable Transfer History (H1) ...................................................................................................................... 60 Prior Sale and Transfer History Exhibits (H1) ...................................................................................................... 61 Sales Comparison Approach ........................................................................................................................ 61 Sales Comparison Approach Table ..................................................................................................................... 61 Reconciliation of Sales Comparison Approach (H1) ........................................................................................... 65 Additional Properties Analyzed Not Used (H1)................................................................................................... 65 Sales Comparison Map (H1) ................................................................................................................................ 66 Sales Comparison Approach Exhibits (H1) .......................................................................................................... 66 Rental Information ..................................................................................................................................... 66 Appendix E: Report Style Guide Page 10 of 92 Version 1.5 Rent Schedule (H1) ............................................................................................................................................. 66 Comparable Rental Properties (H1) .................................................................................................................... 68 Comparable Rental Analysis (H1)........................................................................................................................ 68 Rental Analysis Commentary (H1) ...................................................................................................................... 70 Rental Information Exhibits (H1) ........................................................................................................................ 70 Income Approach ....................................................................................................................................... 70 Gross Rent Multiplier Comparables (H1) ............................................................................................................ 70 Indicated Value by Income Approach (H1) ......................................................................................................... 71 Income Approach Commentary (H1) .................................................................................................................. 71 Income Approach Exhibits (H1) .......................................................................................................................... 71 Cost Approach ............................................................................................................................................ 71 Indicated Value by Cost Approach (H1) .............................................................................................................. 72 Depreciated Cost – Dwelling – [Structure Identifier] (H1) .................................................................................. 72 Depreciated Cost – Outbuilding – [Outbuilding Type] (H1) ................................................................................ 73 As Is Value of Site Improvements (H1) ............................................................................................................... 73 Site Value (H1) .................................................................................................................................................... 74 General Description (H1) .................................................................................................................................... 74 Cost Approach Commentary (H1) ....................................................................................................................... 75 Cost Approach Exhibits (H1) ............................................................................................................................... 75 Reconciliation ............................................................................................................................................ 75 Approaches to Value (H1) ................................................................................................................................... 75 Appraisal Summary (H1) ..................................................................................................................................... 75 Client Requested Conditions (H1) ....................................................................................................................... 76 Reconciliation of Market Value (H1) ................................................................................................................... 76 Apparent Defects, Damages, Deficiencies (H1) .................................................................................................. 76 Reconciliation Exhibits (H1) ................................................................................................................................ 78 Revision History ......................................................................................................................................... 78 Reconsideration of Value (H1) ............................................................................................................................ 78 Supplemental Information .......................................................................................................................... 79 Supplemental Information Exhibits (H1) ............................................................................................................ 79 Certifications and Scope of Work ................................................................................................................ 79 Scope of Work (H1) ............................................................................................................................................. 79 Intended Use (H1) ............................................................................................................................................... 79 Appendix E: Report Style Guide Page 11 of 92 Version 1.5 Intended User (H1) ............................................................................................................................................. 79 Definition of Market Value (H1) ......................................................................................................................... 80 Statement of Assumptions and Limiting Conditions (H1)................................................................................... 80 Certifications ....................................................................................................................................................... 80 Appraiser Certifications (H1) .............................................................................................................................. 80 Supervisory Appraiser Certifications (H1) ........................................................................................................... 80 Signature (H1) ..................................................................................................................................................... 81 Part 3. Restricted Appraisal Update Report ..................................................................................................... 82 Overview ................................................................................................................................................... 82 Header Text ......................................................................................................................................................... 82 Footer Text .......................................................................................................................................................... 82 Subject Property ......................................................................................................................................... 82 Legal Description (H1) ......................................................................................................................................... 83 Original Appraisal ....................................................................................................................................... 83 Appraisal Update ........................................................................................................................................ 83 Appraisal Update Commentary (H1)................................................................................................................... 83 Appraisal Update Exhibits (H1) ........................................................................................................................... 83 Assignment Information ............................................................................................................................. 83 Contact Information (H1) .................................................................................................................................... 84 Assignment Information and Scope of Work Commentary (H1) ........................................................................ 84 Certifications and Scope of Work ................................................................................................................ 85 Scope of Work (H1) ............................................................................................................................................. 85 Intended Use (H1) ............................................................................................................................................... 85 Intended User (H1) ............................................................................................................................................. 85 Certifications ....................................................................................................................................................... 85 Appraiser Certifications (H1) .............................................................................................................................. 85 Supervisory Appraiser Certifications (H1) ........................................................................................................... 86 Signature (H1) ..................................................................................................................................................... 86 Part 4. Completion Report .............................................................................................................................. 87 Overview ................................................................................................................................................... 87 Header Text ......................................................................................................................................................... 87 Footer Text .......................................................................................................................................................... 87 Subject Property ......................................................................................................................................... 88 Appendix E: Report Style Guide Page 12 of 92 Version 1.5 Legal Description (H1) ......................................................................................................................................... 88 Original Appraisal ....................................................................................................................................... 88 Itemized List of Repairs ............................................................................................................................... 88 New Observed Items for Repair .................................................................................................................. 89 Completion Status ...................................................................................................................................... 89 Completion Report Commentary ................................................................................................................ 89 Completion Report Exhibits ........................................................................................................................ 90 Assignment Information ............................................................................................................................. 90 Contact Information (H1) .................................................................................................................................... 90 Assignment Information and Scope of Work Commentary (H1) ........................................................................ 90 Certifications and Intended Use/User ......................................................................................................... 91 Intended Use (H1) ............................................................................................................................................... 91 Intended User (H1) ............................................................................................................................................. 91 Certifications ....................................................................................................................................................... 91 Appraiser Certifications (H1) .............................................................................................................................. 91 Supervisory Appraiser Certifications (H1) ........................................................................................................... 91 Signature (H1) ..................................................................................................................................................... 92 Appendix E: Report Style Guide Page 13 of 92 Version 1.5 Part 1. Design This chapter includes specifications for the overall design elements that apply to all pages of the URAR, Appraisal Update, and Completion Report. The overall measurements of the page in the report are defined in inches (see page 8). All other layout measurements in the Style Guide use typographic standards (see “Units Used in this Guide” below). Font Myriad Pro is the preferred font. Calibri may be used as an alternative; however, this change may affect the length and pagination of the report, e.g., line breaks within the individual certifications. The Appendix C Layouts were designed on a particular platform with a design program. Not every design program matches others perfectly. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). For an example of a report using Calibri, see Appendix D-1: Sample Scenario SF5-A. SAMPLE USING MYRIAD PRO SAMPLE USING CALIBRI Appendix E: Report Style Guide Page 14 of 92 Version 1.5 Units Used in Style Guide In this guide, the two units of measurement used in describing the widths of elements are points and picas. A point is equal to 1/72 inch (72 points in an inch). 1 pica is equal 1/6 of an inch (or 12 points). 6 picas equal 1 inch; 3 picas equal ½ inch. Picas are often used for fixed horizontal measurements (most often column width). Picas are often abbreviated as “p” (such as 16p). Picas are usually represented with points in this fashion: (picas)p(points), for example: 3p9 or 2p6. For example, the standard width for one column of text on this two-column grid document is 22 picas and 0 points (normally abbreviated as 22p0). SOME PICAS TO INCHES CONVERSIONS Terminology Used in Style Guide 1. In this guide, rule refers to all lines in the report. For example, the “line” above these sentences is a 1-½ point rule. Offset refers to the space between the base of text and the rule below it. For example, the rule above these sentences is offset 4 points from the heading above it. RULE AND OFFSET 2. Vertical spacing between lines of text, sometimes called line spacing, is measured from the base of one line of text to the base of the next line of text. The size of the text is separated from the vertical spacing measurement by a slash “/”. For example, 9/13 means 9 point text with 13 points of vertical spacing. VERTICAL SPACING Appendix E: Report Style Guide Page 15 of 92 Version 1.5 3. Initial Caps refers to text set with each word capitalized, unless it is an article, conjunction, or preposition. INITIAL CAPS EXAMPLES 4. Codes refer to the design elements or styles described throughout this document. These define how each element is displayed. The following table is a summary of these codes: Codes Used in Style Guide Code Description HDR (HDR-L, HDR-R) Header (Left and Right) FTR (FTR-L, FTR-R) Footer (Left and Right) TITLE Report Title TITLE-ADD Subject Address for Report Title SUM-HD Summary Section Title TAB Section Title (Black Tab) TAB-C Section Title (Black Tab) continued to another page H1 Subsection Title (Gray Bar) H1-TX Italic text that follows H1 (Gray Bar) H2 Subheading (Black Rule) H2-1 Subheading (Black Rule, one column) TX-B Subheading Bold TXR-B Text with Rule - Bold TXR Text with Rule TXR-I Text with Rule Indented TXR-II Text with Rule Double Indented TX-BI Text Bold Italic TAB-TX Italic Text above Tab Rule H1-TX Italic Text in H1 (Gray Bar) TXC Commentary Text TXC-B Commentary Text with Bold Intro TXC-B1 Commentary Text, one column with Bold Intro TXC-I Commentary Text Italic TXC-I1 Commentary Text Italic, one column TXC-NP Commentary Text Numbered Paragraph TXC-NPI-B Commentary Text Numbered Paragraph Bold Appendix E: Report Style Guide Page 16 of 92 Version 1.5 Codes Used in Style Guide Code Description FN Footnote Text SIG Signature SIG-B Signature Below Rule Y/N Yes / No (sets above checkbox [CK] elements ) CK Checkbox (full page width) CK1 Checkbox (one column) CK-H2 Checkbox with H2 CK-TAB Checkboxes on Black Tab CK-1I Checkbox one column Indented TB Table Text TB-I Table text Indented TB-B Table text Bold TCH Table Column Heading TB_sub-H1 Dark Gray Bar in table (see DDDs) TB-sub-H1-R Dark Gray Bar in Table Align Right (Totals and Subtotals) TB-SCA_sub-H1 Dark Gray Bar in Comparable Grids TB-SCA_sub-H1-ADJ Dark Gray Bar in Comparable Grids - Adjustable Row TB-SCA_H2 Light Gray Bar in Comparable Grids Page Size 8.5" x 14" (Legal) Layout Grid 2-column format: • 2 columns each with width of 22 picas (3.66"), with 1 pica gutter (.17”). Character count: 60- 65 characters per line. 1-column format: • A column width of 45 picas (7.5"). Character count: 130-140 characters per line. Margins Top, left, and right margins are .5". Bottom margin is between .375” - .5”. Header Text Displays on all report pages except Summary. ½ point 50% black rule x 45 picas, offset 6 points above to: (HDR-L) Left side: • 9-point Myriad Pro Bold “Uniform Residential Appraisal Report”. Appendix E: Report Style Guide Page 17 of 92 Version 1.5 (HDR-R) Right side: • “Page [X] of [XX]” (where [X] stands for page number, [XX] for total pages in document) sets at top margin in 9-point Myriad Pro Regular, align right on 45 picas. HDR Footer Text Displays on all report pages. 2-point rule x 45 picas, 6 points space below to: (FTR-L) Left side • 8-point Myriad Pro Bold “Appraisal Version #”, one line space below to 50% black “Fannie Mae | Freddie Mac,” Month YYYY (FTR-R) Right side • 8-point Myriad Pro Bold with Myriad Pro Regular. Identifiers set stacked, aligned right, 1 em space to identifiers, set in 8 point regular, align left, longest identifier aligns right on rule above. Baseline of last line sits on bottom margin of .5". FTR Appendix E: Report Style Guide Page 18 of 92 Version 1.5 Appendix E: Report Style Guide Page 19 of 92 Version 1.5 Below are specifications for all section headings. Unless specified otherwise, design elements print 100% black. TITLE – Report Title TEXT 32-point Myriad Pro Regular, align left. SPACE 2 picas 2 points to page margin above; 6 points space below to TITLE-ADD. TITLE TITLE-ADD – Subject Address for Report Title TEXT 12/13 Myriad Pro Black, all caps. SPACE 3 picas space below to SUM-HD. TITLE-ADD SUM-HD – Summary Section Title TEXT 14-point Myriad Pro Black, all caps. RULE 2-point rule x 45 picas wide. Offset: 0 picas 5 points. SUM-HD TAB – Section Title (Black Tab) TEXT 9/13 Myriad Pro Bold set white in black bar, align left and indent 0 picas 4 points. RULE ½ point rule x 45 picas wide. Offset: 0 picas 3 points. TAB 12 picas wide x 1p3 picas high. Top left and right corners rounded 1 pica 0 points; width can be adjusted as needed for longer titles. SPACE 1 pica 7.5 points of space to element above (see example below); at the top of a page, 1 pica space to heading rule. TAB Appendix E: Report Style Guide Page 20 of 92 Version 1.5 Example of the space between the bottom of one section and the top of the black tab of the next section. TAB-C– Section Title (Black Tab) Continued to Another Page TEXT 9/13 Myriad Pro Bold, followed by 7-point Myriad Pro Bold Italic “(continued)” set white in black bar, align left and indent 0 picas 4 points. RULE ½ point rule x 45 picas wide. Offset 0 picas 3 points. TAB 12 picas wide x 1 pica 3 points picas high. Top left and right corners rounded 1 pica 0 points; width can be adjusted as needed for longer titles. SPACE Sets at the top of page, 1 pica space to heading rule. TAB-C H1 – Subsection Title (Gray Bar) TEXT 10/13 Myriad Pro Bold. Align left and indent 0 picas 4 points. RULE 15-point rule x 45 picas wide in 10% Black. Offset: -4 points, Offset before rule: 1 pica 1 point; offset after rule: 2 points. SPACE Space above to heading is 1 pica 3 points. H1 H1-TX – Italic text in H1 (Gray Bar) TEXT 9/11 Myriad Pro Italic flush right x 45 picas; in line with “Financial Sales Concessions” H1 head. H1-TX H2 – Subheading (Black Rule) TEXT 9/13-point Myriad Pro Bold. INDENT Align left and indent 0 picas 4 points. RULE 1 point rule x 45 picas wide. Offset 0 picas 4 points. SPACE Space above heading is 1 pica 3 points. Appendix E: Report Style Guide Page 21 of 92 Version 1.5 H2 H2-1 - Subheading (Black Rule, one column) TEXT 9/13-point Myriad Pro Bold. INDENT Align left and indent 0 picas 4 points. RULE 1 point rule x 22 picas wide. Offset 0 picas 4 points. SPACE Space above heading is 1 pica 3 points. H2-1 TX-B – Subheading Bold TEXT 9/13 Myriad Pro Bold x 22 picas (~30 characters max). INDENT Align left and text indent 4 points. RULE No rule TX-B Appendix E: Report Style Guide Page 22 of 92 Version 1.5 TXR-B – Text with Rule Bold TEXT TXR-B – 9/13 Myriad Pro Bold (~30 characters max). INDENT Align left and text indent 4 points. TABS Set tab at 11 picas. RULE ½ point rule in 50% black x 22 picas. Offset 0 picas 2 points. TXR-B TXR –Text with Rule TEXT TXR – 9/13 Myriad Pro Regular (~33 characters max). INDENT Align left and text indent 4 points. TABS Set tab at 11 picas. RULE ½ point rule in 50% black x 22 picas. Offset 0 picas 2 points. TXR NOTE TXR usually appears with another text element. TXR-I – Text with Rule Indented TEXT 9/13 Myriad Pro Regular (~30 characters max), tabbed at 11 picas to: TXR – 9/13 Myriad Pro Regular (~33 characters max). These two elements together set x 22 picas. INDENT Align left and text indent 0 picas 12 points. TABS Set tab 11 picas. RULE ½ point rule in 50% black. Offset: 0 picas 2 points. TXR-I Appendix E: Report Style Guide Page 23 of 92 Version 1.5 TXR-II – Text with Rule Double Indented TEXT 9/13 Myriad Pro Regular (~29 characters max), tabbed at 11 picas to: TXR – 9/13 Myriad Pro Regular (~33 characters max). These two elements together set x 22 picas. INDENT Align left and text indent 21 points. TABS Set tab 11 picas. RULE ½ point rule in 50% black. Offset: 2 points. TXR-II TX-BI – Text Bold Italic TEXT 9/13 Myriad Pro Bold Italic (~30 characters max). INDENT Align left and text indent 4 points. TX-BI TAB-TX – Italic Text above TAB Rule TEXT 9/13 Myriad Pro Italic x 45 picas; at tab 12 picas 4 points from TAB head, 2 points space to rule below. TAB-TX H1-TX – Italic Text in H1 (Gray Bar) TEXT 9/11 Myriad Pro Italic flush right x 45 picas; in line with “Financial Sales Concessions” H1 head. H1-TX TXC – Commentary Text TEXT 9/11 Myriad Pro Regular x 45 picas; 5.5 points additional space above. INDENT Align left and text indent 4 points. TXC Appendix E: Report Style Guide Page 24 of 92 Version 1.5 NOTES Sets sentence case. TXC-B – Commentary Text with Bold Intro TEXT 9/11 Myriad Pro Regular (~135 characters max) with Bold intro phrase (~124 characters max); x 45 picas; 5.5 points additional space above. INDENT Align left and text indent 4 points. TXC-B NOTES Intro phrase sets bold initial cap; comments set Myriad Pro Regular. TXC-B1 – Commentary Text, one column with Bold Intro TEXT 9/11 Myriad Pro Regular (~66 characters max) with Bold intro phrase (~61 characters max) x 22 picas; 5.5 points additional space above (except at top of column). INDENT Align left and text indent 4 points. TXC-B1 NOTES Intro phrase sets bold initial cap; comments set Myriad Pro Regular. TXC-I – Commentary Text Italic TEXT 9/11 Myriad Pro Italic x 45 picas (~149 characters max); 5.5 points additional space above (except at top of column). INDENT Align left and text indent 4 points. TXC-I TXC-I1 – Commentary Text Italic, one column TEXT 9/11 Myriad Pro Italic x 22 picas (~73 characters max); 5.5 points additional space above (except at top of column). INDENT Align left and text indent 4 points. TXC-I1 Appendix E: Report Style Guide Page 25 of 92 Version 1.5 TXC-NP – Commentary Text Numbered Paragraph TEXT 9/11 Myriad Pro Regular x 45 picas (~135 characters max); 5.5 points additional space above (except at top of column); Number sets bold followed by a period and word space. TXC-NP NOTES Sets sentence case. TXC-NPI-B – Commentary Text Numbered Paragraph Bold TEXT 9/11 Myriad Pro Regular (~135 characters max) x 45 picas with Bold introductory phrase (~124 characters max); 5.5 points additional space above; Indent 1 pica 6 points. TXC-NPI-B NOTES Intro phrase “Description of Prior Services” sets bold, initial cap to sentence case description text. FN – Footnote Text TEXT 8/10 Myriad Pro Regular (~148 characters max) x 45 picas; 5 points additional space above. FN NOTES Sets sentence case. SIG – Signature TEXT Date only: 9/13 Myriad Pro Regular x 22 picas. INDENT Align left and text indent 4 points. TABS Tabbed at 11 picas. RULE ½ point rule in solid black x 22 picas. Offset 0 picas 2 points. SIG NOTES Area before tab is for Appraiser’s or Supervisory Appraiser’s signature. Appendix E: Report Style Guide Page 26 of 92 Version 1.5 SIG-B – Signature below Rule TEXT 9/13 Myriad Pro Regular x 22 picas, below SIG INDENT Align left and text indent 4 points. TABS Tabbed at 11 picas. SIG-B Y/N – Yes/No (sets above checkbox [CK] elements) TEXT 8/9 Myriad Pro Bold x 22 picas. INDENT Align left and indent 19 picas 6 points. Y/N CK – Checkbox (full page width) TEXT 9/11 Myriad Pro Bold x 45 picas. INDENT Align left and text indent 4 points. NOTES Checkboxes set 12-point Wingdings2 with 7 points space between; sets initial cap. • To display with a checkmark, use “R” • To display unchecked box, use “?” Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3), meaning all selected checkboxes should display with a checkmark. CK NOTES Sets sentence case. CK1 – Checkbox (one column) TEXT 9/11 Myriad Pro Bold x 19 picas, 3 points. INDENT Align left and text indent 4 points. Appendix E: Report Style Guide Page 27 of 92 Version 1.5 CK1 NOTES Checkboxes set 12-point Wingdings2 “R”, unchecked boxes set 12-point Wingdings2 “#” with 7 points space between; align right at 22 picas; sets initial cap. Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). CK-H2 – Checkbox with H2 TEXT H2 sets 9/13-point Myriad Pro Bold; Y/N sets 8/9 Myriad Pro Bold x 22 picas. INDENT Align left and indent 0 picas 4 points. RULE 1 point rule x 45 picas wide. Offset 0 picas 4 points. NOTES Checkboxes set 12-point Wingdings2 “R”, unchecked boxes set 12-point Wingdings2 “#” with 7 points space between; align right at 22 picas; Y/N above. Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). CK-H2 CK-TAB – Checkboxes on Black Tab TEXT 6 points space from TAB – “Planned Unit Development” “Condominium” “Cooperative” “Condop” set 9/11 Myriad Pro Bold x 45 picas, 6 points space to checkboxes; 1 pica 6 points between each; sets initial cap. CK-TAB Appendix E: Report Style Guide Page 28 of 92 Version 1.5 CK-1I – Checkbox one column Indented TEXT 9/11 Myriad Pro Regular x 22 picas; no extra space above. INDENT Align left and text indent 1 pica. CK-1I NOTES Checkboxes set 12-point Wingdings2 “R”, unchecked boxes set 12-point Wingdings2 “#” with 7 points space between; sets sentence case; Y/N above. Wingdings may be used as an alternative. The goal is to match the PDFs provided in the report layouts (Appendix C-1, C-2, C-3) and sample scenarios (Appendix D-1, D-2, D-3). • Tables do not break from page to page UNLESS they are more than one full page long. In this case, the table only breaks before a major table heading (TB_sub-H1, TB-SCA_sub-H1, TB-SCA_H2). Regular text follows below the table on the same page. Table column heads repeat on subsequent pages. • Standard tables (meaning most tables) set in one page-column width (22 picas) or two page-column width (45 picas). • Column widths are equal, unless noted in Part 2. Specific Section Details. • All rules in standard tables are ½ point and 50% black. Rules set top and bottom, and interior verticals only. • Outermost cells, left and right, do not take a vertical rule unless otherwise noted in Part 2. Specific Section Details. • Table column heads (TCH) only take rule below (no vertical rules between or rule above). • Table text (TB) indents left and right 4 points, 3 points top and bottom from edge of cell. • Table text (TB) sets flush left except if within a stack of numbers or unless otherwise noted in Part 2. Specific Section Details. • Table text (TB) sets initial cap. • When no content is chosen, cell remains empty. For the Sales Comparison Approach, Rental Information, Cost Approach, and Income Approach only, see Part 2. Specific Section Details for table/grid specifications. Appendix E: Report Style Guide Page 29 of 92 Version 1.5 TB - Table Text TEXT 8/9 Myriad Pro Regular (~4 characters per pica max). INDENT Align left, unless otherwise noted in Part 2. Specific Section Details. INSET Top 0 picas 3 points; Bottom 3.2 points; Left and Right 4 points. RULE ½ point rule in 50% black. TB TB-I - Table Text Indented TEXT 8/9 Myriad Pro Regular (~4 characters per pica max). INDENT Align left, indent 8 points, unless otherwise noted in Part 2. Specific Section Details. INSET Top 0 picas 3 points; Bottom 3.2 points; Left and Right 4 points. RULE ½ point rule in 50% black. TB-1 TB-B - Table Text Bold TEXT 8/9 Myriad Pro Bold (~4 characters per pica max). INDENT Align left, unless otherwise noted in Part 2. Specific Section Details. INSET Top 0 picas 3 points; Bottom 3.2 points; Left and Right 4 points. RULE ½ point rule in 50% black. TB-B TCH - Table Column Heading TEXT 9/10 Myriad Pro Bold (~3 characters per pica max). INDENT Align left and indent 4 points, unless otherwise noted in Part 2. Specific Section Details. Appendix E: Report Style Guide Page 30 of 92 Version 1.5 RULE ½ point rule in 50% black below. Offset 4 points. NOTE: “DDD table” refers to the Apparent Defects, Damages, Deficiencies table in the relevant sections. TCH TCH (DDD TABLE) TB_sub-H1 – Dark Gray Bar in table Used in table subsections. TEXT 8/9 Myriad Pro Bold sets drop out white in cell with gray fill, 40% black. INDENT Align left and indent 4 points. TB_SUB-H1 TB_sub-H1-R - Dark Gray Bar in table align right Two cells used to show subtotal and totals. TEXT 8/9 Myriad Pro Bold sets drop out white in cell with gray fill, 40% black. INDENT Align right in cell. TB_SUB-H1-R TB_SUB-H1-R TB-SCA_sub-H1 – Dark Gray Bar in Comparable Grids Used in Sales Comparison Approach subsections. TEXT 8/9 Myriad Pro Bold sets drop out white in row with gray fill, 80% black (Hex #333333). INDENT Align left and indent 4 points. TB-SCA_SUB-H1 Appendix E: Report Style Guide Page 31 of 92 Version 1.5 TB-SCA_sub-H1-ADJ - Dark Gray Bar in Comparable Grids – Adjustable Row Used in Sales Comparison Approach subsections. TEXT 8/9 Myriad Pro Bold sets drop out white in row with gray fill, 80% black; cells defined by drop out white rules. Adjustment cells show drop out white type $ (with adjustment amount). INDENT Align left and indent 4 points. TB-SCA_SUB-H1-ADJ TB-SCA_H2 - Light Gray Bar in Comparable Grids Used in Sales Comparison Approach and Comparable Rental Analysis in table sub-subsections. TEXT 8/9 Myriad Pro Bold in cell with gray fill, 10% black. INDENT Align left and indent 4 points. TB-SCA_H2 Images must be sized to properly display the content and maintain the aspect ratio. Typical layouts are listed below but are not limited to these examples. Photos Up to 8 per page (see next page for sample layout of 8 photos); can start on same page as section. Graphs 2–3 per page; stacked; sized proportionately to fill 45 picas x 20 picas (allow 6 points space from edge of frame). Full Page Size proportionately to fill 45 pica wide x 48 pica high maximum frame (allow 6 points space from edge of frame). Examples include maps and sketches. CAP—Captions TEXT 9/10 Myriad Pro Bold with Roman x 21 picas 6 points (~59-64 characters max). INDENT Align left and indent 4 points. CAP Appendix E: Report Style Guide Page 32 of 92 Version 1.5 FULL PAGE PHOTO LAYOUT Appendix E: Report Style Guide Page 33 of 92 Version 1.5 Part 2. Specific Section Details This chapter contains details for the formatting of each of the 29 sections possible in the URAR. “Uniform Residential Appraisal Report” [TITLE] sets 32-point Myriad Pro Regular, align left; 2 picas 2 points to page margin above; 6 points space below to Address of property [TITLE-ADD] sets below, 12/13 Myriad Pro Black, all caps; 3 picas space below to: SUMMARY [SUM-HD] sets 14-point Myriad Pro Black (sets above Summary tab line), all caps, offset 5 points to 2- point rule below x 45 picas. Left-hand side of page • “Opinion of Market Value” sets as TXR-B, TXR o “(Cooperative Interest)” if applicable sets flush right on 22 picas. Right-hand side of page • “Market Value Condition” sets as TXR-B, TXR in right hand column. Full page width • “Final Value Condition Statement” (intro phrase) sets as TXC-B – 9/11 Myriad Pro Regular with Bold intro phrase (initial cap) x 45 picas, with an additional ½ line space below; statement sets Myriad Pro Regular. Left-hand side of page • “Effective Date of Appraisal,” “Assignment Reason,” “Borrower Name,” “Current Owner of Public Record,” “Contract Price,” “Listing Status” set as TXR-B, TXR. Right-hand side of page • “Property Valuation Method,” “Appraiser Name” set as TXR-B, TXR. Property Description (H1) Left-hand side of page • “Construction Method,” “Attachment Type,” and “Structure Design” set as TXR-B, TXR. • “Yes” ”No” (Y/N) followed by “Planned Unit Development (PUD),” “Condominium,” “Cooperative,” “Condop,” “Observed Project Deficiencies,” “Subject Site Owned in Common” set initial cap as CK1. • “Units Excluding ADUs,” “Accessory Dwelling Units,” “Property Rights Appraised” set initial cap TXR-B, TXR. • “Yes” ”No” (Y/N) followed by “Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use?” sets sentence case as CK1. Appendix E: Report Style Guide Page 34 of 92 Version 1.5 • “Property Restriction,” “Encroachment,” “Zoning Compliance,” “HUD Data Plate Attached,” “HUD Label Present for All Sections” set as TXR-B, TXR. Right-hand side of page • “Overall Quality” and “Overall Condition” set as TXR-B, TXR at top of right-hand column. • Below – Photo of Subject Property sets on right, adjacent to Property Description, no caption (maximum size 22 picas x 13 picas 3 points). Apparent Defects, Damages, Deficiencies Requiring Action (H1) • Heading (as above) sets as H1. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “There are no apparent defects, damages, or deficiencies requiring action. For details, reference the ‘Reconciliation’ section.” • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” “Estimated Cost to Repair” set as TCH in 6 column table x 45 picas. o Columns 1, 2, 4–6: 6 picas 9 points wide (~27 characters per line) o Column 3: 11 picas 3 points wide (~45 characters per line) o Content sets as TB o Set TB_sub-H1 heads in white type for each section of the report represented in DDD table, if applicable per iGuide: ▪ Site ▪ Dwelling Exterior - [Structure Identifier] ▪ Unit Interior - [Structure Identifier] - [Unit Identifier] ▪ Outbuilding - [Outbuilding Type] ▪ Unit Interior - [Outbuilding Type] - [Unit Identifier] ▪ Vehicle Storage ▪ Subject Property Amenities • “Total Cost” sets as TB_sub-H1-R in white type, flush right in the 2 far right columns. • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” set as TCH in 5 column table x 45 picas. o Columns 1, 2, 4, 5: 8 picas wide (~31 characters per line) o Column 3: 13 picas wide (~52 characters per line) • Content sets as TB • Set TB_sub-H1 heads for each section of the report represented in DDD table. Appendix E: Report Style Guide Page 35 of 92 Version 1.5 DEFECTS, DAMAGES, DEFICIENCES TABLE - SUMMARY - WITH COST TO REPAIR DEFECTS, DAMAGES, DEFICIENCES - SUMMARY - WITHOUT COST TO REPAIR Left-hand side of page • “As Is Overall Condition Rating,” sets as TXR-B, TXR • The following statement sets TXC-I1: “Existing condition of the property as of the effective date of this appraisal, excluding all required repairs, alterations, or inspections”. Right-hand side of page • “Total Estimated Cost of Items Recommended for Repair,” sets as TXR-B, TXR Starts new page. “Assignment Information” sets as TAB. Left-hand side of page • “Assignment Reason,” “Borrower Name,” “Seller Name” and “Current Owner of Public Record” set as TXR-B, TXR Appendix E: Report Style Guide Page 36 of 92 Version 1.5 Right-hand side of page • “Property Valuation Method” set as TXR-B, TXR. • “Yes” “No” (Y/N) followed by “Was a Property Data Report used in lieu of an Inspection?” sets as CK1. • “Appraiser Fee,” “AMC Fee,” “Government Agency,” “Investor Requested Special Identification” set as TXR-B, TXR. Contact Information (H1) [Role]/[Role] (H2) [Role] is placeholder for content, if applicable per iGuide Left-hand side of page • “Company Name,” “Company Address” set as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “ID,” “State,” “Expires” set as TXR-I, TXR. [Role: Appraiser and Supervisory Appraiser] (H2) Subsection repeats for each [Role] if applicable per iGuide. Left-hand side of page • “Name,” “Designation,” “Company Name,” “Company Address” set as TXR-I, TXR. • “Scope of Inspection by [Role]” sets as TX-B. • “Subject Property Inspection,” sets as TXR-I. • “Exterior,” Interior,” “Inspection Date” set as TXR-II, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. • “ASC Identifier,” “VA Appraiser ID,” “FHA Appraiser ID,” “Employment Type” set as TXR-B, TXR. Significant Real Property Appraisal Assistance (H2) Left-hand side of page • “Name” sets as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. Full page width • “Description” sets as TXC-B bold run into TXC x 45 picas. Appendix E: Report Style Guide Page 37 of 92 Version 1.5 Property Data Report (H2) Left-hand side of page • “Name,” “Occupation,” “Company Name,” “Company Address,” “Reference ID,” set as TXR-I, TXR. • “Subject Property Inspection,” sets as TXR-I. • “Exterior,” “Interior,” “Inspection Date” set as TXR-II, TXR. Assignment Information and Scope of Work Commentary (H1) Set Commentary as TXC x 45 picas. Assignment Information Exhibits (H1) Subsection does not display if there are no exhibits. “Subject Property” sets as TAB. Left-hand side of page • “Physical Address,” “Alternate Physical Address,” “County,” Neighborhood Name,” set as TXR-B, TXR • “Yes” “No” (Y/N) followed by “Planned Unit Development (PUD),” “Condominium,” “Cooperative,” “Condop,” “Property on Native American Lands,” “Subject Site Owned in Common,” “Homeowner Responsible for all Exterior Maintenance of Dwelling(s),” “New Construction” set as CK1 with checkboxes. • “Construction Stage” sets as TXR-B, TXR. Right-hand side of page • “Attachment Type,” “Units Excluding ADUs,” “Accessory Dwelling Units,” “Dwellings Containing Units,” “Special Tax Assessments” set as TXR-B, TXR. • “Description of Special Tax Assessments and Impact to Value/Marketability” set as TXC-B1 (bold lead in to Myriad Pro Regular text). Ownership Rights (H1) Left-hand side of page • “Property Rights Appraised” set as TXR-B, TXR followed by “Community Land Trust,” “Native American Lands” set as TXR-I, TXR. • “Ground Rent Annual Amount” set as TXR-B, TXR, followed by “Renewable,” “Term,” “Expires” set as TXR-I, TXR. • “Description of Ground Rent and Impact to Value/Marketability”: Sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Appendix E: Report Style Guide Page 38 of 92 Version 1.5 Right-hand side of page • “All Rights Included in Appraisal,” set as TXR-B, TXR. • “Rights Not Included” sets as TXR-I, TXR. • “Mineral Rights Leased,” sets as TXR-B, TXR. • “Description of Rights Not Included”: sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Legal Description (H1) • Either an image or text. • Image sizes to full page width (45 picas wide). • If text, set as TXC (Myriad Pro Regular), below the H1 x 45 picas. Subject Property Commentary (H1) • Set Commentary as TXC x 45 picas. Subject Property Exhibits (H1) • Subsection does not display if there are no exhibits. “Site” sets as TAB. Left-hand side of page • “Total Site Size” and “Dimensions,” sets as TXR-B, TXR. Right-hand side of page • “Number of Parcels” sets as TXR-B, TXR and indented sub information “Contiguous,” “Elements Dividing Parcels” set as TXR-I, TXR. Parcel table • “Assessor Parcel Number (APN),” “APN Description,” “Parcel Size”— set as TCH in 3 equal width column table set full width (45 picas). • Content sets as TB (~60 characters max per line in each cell). PARCEL TABLE Left-hand side of page • Zoning: “Zoning” sets as TXR-B on a line by itself, in left column. o “Compliance,” “Classification Code,” “Classification Code Description,” “Reasons Illegal,” “Impact,” “Rebuildable to Current Density/Use” set as TXR-I, TXR. o “Description of Zoning Compliance” text sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Appendix E: Report Style Guide Page 39 of 92 Version 1.5 • Property Use: “Property Use” sets as TXR-B, on A line by itself (below Zoning information on left). o “Primarily Residential,” “Residential Use,” “Non-Residential Use,” “Non-Residential Modification,” set as TXR-I, TXR. o “Description of Non-Residential Use/Modification” sets as TXC-B1 (bold lead in to Myriad Pro Regular text). Right-hand side of page • Property Access: “Property Access” sets as TXR-B, on a line by itself (sets top right-hand column). o “Primary Access,” “Street Type and Surface,” “Known Maintenance Agreement,” “Typical for Market” set as TXR-I, TXR. o “Description of Property Access” text sets as TXC-B1 (bold lead in to Myriad Pro Regular text) in right column. Site Influence (H1) Site Influence table • “Influence,” “Proximity,” “Detail,” “Impact,” “Comment” — set as TCH in a 5 equal column table set full width (45 picas). • Content sets as TB (~36 characters max per line in each cell). SITE INFLUENCE TABLE • “Site Influence Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Water Frontage with Private Access (H2) Left-hand side of page • “Total Linear Measurement” sets as TXR-B, TXR. Right-hand side of page • “Permanent Waterfront Feature” sets as TXR-B, TXR with “Right to Build” below TXR-I, TXR. Water Frontage table • Column heads “Frontage,” “Name,” “Waterfront Access Rights,” “Access Depth” — set as TCH in 4 equal width column table x 45 picas. • Content sets as TB (~45 characters max per line in each cell). WATER FRONTAGE TABLE • “Water Frontage Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Appendix E: Report Style Guide Page 40 of 92 Version 1.5 View and Impact to Value/Marketability (H1) View table • Column heads: “View,” “Range of View,” “Impact” set as TCH in 3 equal width column table x 45 picas. • If multiple Views, “(Primary)” sets with primary view. • Content sets as TB (~60 characters max per line in each cell). VIEW TABLE • “View Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Site Features and Impact to Value/Marketability (H1) Site Features table • Column heads: “Feature,” “Detail,” “Impact,” “Comment” set as TCH in 4 column table x 45 picas. • Columns 1 and 2: 11 picas 3 points wide (~45 characters max per line in each cell). • Column 3: 5 picas wide (~20 characters max per line in each cell). • Column 4: 17 picas 6 points wide (~70 characters max per line in each cell). • Content sets as TB. SITE FEATURES TABLE • “Site Features Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Utilities and Impact to Value/Marketability (H1) Left-hand side of page • “Broadband Internet Available” sets as TXR-B, TXR . Right-hand side of page • “Dwelling/Improvement within Utility Easement” TXR-B, TXR . Utilities table • Column heads: Column 1 – none; “Public,” “Private,” “Detail,” “Private Utility Impact,” “Comment” set as TCH in 6 column table x 45 picas. Appendix E: Report Style Guide Page 41 of 92 Version 1.5 • Column 1, 4, 5: 7 picas wide (~28 characters max per line in each cell). • Column 2 and 3: 4 picas wide (If applicable per iGuide, checkmark set 14-point Wingdings or Wingdings2). • Column 6: 16 picas wide (~64 characters max per line in each cell). • Content sets as TB. UTILITIES TABLE Apparent Defects, Damages, Deficiencies (Site) (H1) If applicable per iGuide, set “None” as TXC. If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Site DDD table • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. DEFECTS, DAMAGES, DEFICIENCIES TABLE Site Valuation Methodology (H1) Left-hand side of page • “Opinion of Site Value” sets as TXR-B, TXR. Right-hand side of page • “Primary Site Valuation Method” TXR-B, TXR. Valuation Methodology table • Column heads: “#,” “Address,” “County,” “Data Source,” “Assessor Parcel Number (APN), “Site Size,” “Sale Date,” “Price” set as TCH in 8 column table x 45 picas. • Column 1: 1 pica 6 points wide (~6 characters max) • Column 2–8: set equal widths (~24 characters max per line in each cell). Appendix E: Report Style Guide Page 42 of 92 Version 1.5 • Content sets as TB. SITE VALUATION METHODOLOGY TABLE • “Reconciliation of Site Value” sets as TXC-B text x 45 picas (bold lead in to Myriad Pro Regular text). Site Commentary (H1) Set Commentary as TXC x 45 picas. Site Exhibits (H1) Subsection does not display if there are no exhibits. “Disaster Mitigation” sets as TAB. Left-hand side of page • “Mitigation Feature” sets as TXR-B, TXR. Disaster Mitigation Commentary (H1) Set Commentary as TXC x 45 picas. Disaster Mitigation Exhibits (H1) Subsection does not display if there are no exhibits. “Energy Efficient and Green Features” sets as TAB. Left-hand side of page • Known Renewable Energy Components sets as TXR-B, TXR. Renewable Energy Components table • Column heads: “Renewable Energy Component,” “Ownership,” “Financing Arrangement” set as TCH. • Set 3 equal column table x 45 picas (~60 characters max per line in each cell). • Content sets as TB. RENEWABLE ENERGY COMPONENTS TABLE Appendix E: Report Style Guide Page 43 of 92 Version 1.5 Left-hand side of page • Known Building Certifications sets as TXR-B, TXR. Building Certifications table • Column heads: “Building Certification Organization,” “Certification,” “Year,” “Version,” “Rating” set as TCH. • Columns 1 and 2: 15 picas wide (~60 characters max per line in each cell). • Column 3, 4 ,5: 5 picas wide (~20 characters max per line in each cell). • Content sets as TB BUILDING CERTIFICATIONS TABLE Left-hand side of page • Known Efficiency Ratings sets as TXR-B, TXR. Green/Energy Efficiency Rating Organization table • Column heads: “Green/Energy Efficiency Rating Organization,” “Rating,” “Score” set as TCH • Set 3 equal column table x 45 picas (~60 characters max per line in each cell). • Content sets as TB. GREEN/ENERGY EFFICIENCY ORGANIZATION TABLE Energy Efficient & Green Features Impact to Value/Marketability (H1) Left-hand side of page • “Impact to Value/Marketability” sets as TXR-B, TXR • “Description” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text) Energy Efficient & Green Features Commentary (H1) Set Commentary as TXC x 45 picas. Energy Efficient & Green Features Exhibits (H1) Subsection does not display if there are no exhibits. Appendix E: Report Style Guide Page 44 of 92 Version 1.5 “Sketch” sets as TAB. If applicable per iGuide, display “Sketch or Floor Plan Not Available” as TXC-I. Left-hand side of page • “Measurement Standard” sets as TXR-B, TXR. • If applicable per iGuide, full page image follows with CAP at top. Sketch Commentary (H1) Set Commentary as TXC x 45 picas. “Dwelling Exterior” sets as TAB. If applicable per iGuide, set “Dwelling Exterior – [Structure Identifier]” (brackets do not set, they indicate a placeholder) Left-hand side of page • “Subject Property Units in Structure,” “Structure Design,” “Floors in Building,” “Dwelling Style,” “Front Door Elevation,” “Townhouse End Unit,” “Townhouse Back to Back,” “Units Above or Below,” “Townhouse Location,” “Year Built,” “Construction Method,” “Converted Area,” “Converted Area and Similarity to Rest of Living Area,” “Factory Built Certification,” “Structure Volume,” “Window Surface Area,” “Attic,” “Remaining Economic Life,” “Effective Age” set as TXR-B, TXR Full page width • “Commentary on Remaining Economic Life,” “Commentary on Effective Age” set as TXC-B text x 45 picas (bold lead in to Myriad Pro Regular text) Right-hand side of page • Photo of Structure displays in right column, no caption Quality and Condition (H1) Left-hand side of page • “Exterior Quality Rating” sets as TXR-B, TXR Right-hand side of page • “Exterior Condition Rating” sets as TXR-B, TXR Full page width • “The table below supports the Exterior Quality and Condition ratings and reflects the market value condition of this report” sets as TXC-I, Myriad Pro Italic text x 45 picas Appendix E: Report Style Guide Page 45 of 92 Version 1.5 Exterior Features (H2) Exterior Features table • Column heads: “Feature,” “Detail,” “Quality Comment,” “Condition Status,” “Condition Comment” set as TCH in 5 equal column table x 45 picas. • “Feature” column rows set as TB “Exterior Walls and Trim,” “Foundation,” “Roof,” and “Windows”. • “[Other Exterior Feature]” sets as TB if applicable per iGuide. • Content sets as TB. • Columns 1–5 equal width: ~28 characters max per line in each cell. EXTERIOR FEATURES TABLE Noncontinuous Finished Area (H1) Set TXC-I x 45 picas above table “The table below depicts any finished area that is attached to the dwelling but separate and not directly accessible from any unit”. Left-hand side of page - Noncontinuous Finished Area table • Column heads: “Finish,” “Total Area,” “Room Summary” set as TCH in 3 equal column table x 22 picas. • “Finish” column, first row sets as TB “Finished”. • Content sets as TB. • Columns 1 - 3 equal width: ~28 characters max per line, in each cell. NONCONTINUOUS FINISHED AREA TABLE Mechanical System Details (H1) Left-hand side of page - Mechanical Systems table • Column heads: Column 1 – none; “System,” “Detail,” set as TCH in 3 column table x 22 picas. • Column 1: 5 picas wide (~20 characters max per line in each cell). • Column 2: 6 picas 7 points wide (~24 characters max per line in each cell). • Column 3: 10 picas 5 points wide (~42 characters max per line in each cell). Appendix E: Report Style Guide Page 46 of 92 Version 1.5 MECHANICAL SYSTEMS TABLE • Content sets as TB; Row 1, Column 1 “Heating”, Row 2, Column 1 “Cooling” Right-hand side of page • “Core Heating System Below Grade” sets as CK1, with Y/N • “Other Mechanical Systems” sets as TXR-B, TXR Apparent Defects, Damages, Deficiencies – (Dwelling Exterior – [Structure Identifier]) (H1) • If applicable per iGuide, set “None” as TXC. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Structure DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. DEFECTS, DAMAGES, DEFICIENCIES TABLE Dwelling Exterior Commentary (Dwelling Exterior – [Structure Identifier]) (H1) Set Commentary as TXC x 45 picas. Dwelling Exterior Exhibits (Dwelling Exterior – [Structure Identifier]) (H1) Subsection does not display if there are no exhibits. “Manufactured Home” sets as TAB. Left-hand side of page • “Manufacturer Name,” “Year Installed,” “Moved Since Original Installation” set as TXR-B, TXR. Right-hand side of page • “Attached to Permanent Foundation,” “Towing Hitch, Wheels, Axles Removed,” “Manufactured Home Width,” “Skirting” set as TXR-B, TXR. Appendix E: Report Style Guide Page 47 of 92 Version 1.5 Full page width • “Yes” “No” (Y/N) followed by “Have there been any modifications, attachments, or additions that rely on or have altered the original structure for support?” set as CK x 45 picas. Left-hand side of page • “Modification, Attachment, or Addition” set as TXR-B, TXR. Full page width • “Description of Modification, Attachment, or Addition” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). HUD Data Plate (H1) Left-hand side of page • “HUD Data Plate Attached,” “Date of Manufacture,” “Serial Number” set as TXR-B, TXR. Right-hand side of page • “HUD Wind Zone,” “HUD Thermal Zone,” “HUD Roof Load Zone” set as TXR-B, TXR. HUD Certification Label (H1) Left-hand side of page • “Label Present for All Sections,” sets as TXR-B, TXR. Right-hand side of page • “HUD Certification Number” sets as TXR-B, TXR. Manufactured Home Certification Program (H1) Left-hand side of page—Manufactured Home Certification table • Column heads: “Certification,” “Identifier” set as equal columns TCH in 2 column table x 22 picas. • Content sets as TB (~44 characters max per line). MANUFACTURED HOME CERTIFICATION TABLE Invoice Information (H1) Left-hand side of page • “Purchased from Retailer,” “Retailer Name” set as TXR-B, TXR. Right-hand side of page • “Retailer’s Invoice Reviewed,” “Manufacturer’s Invoice Reviewed,” “Invoice(s) Appear Reasonable” set as TXR-B, TXR. Appendix E: Report Style Guide Page 48 of 92 Version 1.5 Full page width • “Commentary on Why Invoice(s) Not Reasonable” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Manufactured Home Commentary (H1) Set Commentary as TXC x 45 picas. Manufactured Home Exhibits (H1) Subsection does not display if there are no exhibits. “Unit Interior” set as TAB – if appropriate, followed by [Outbuilding Type] – [Structure Identifier] – [Unit Identifier]” (brackets do not set). Left-hand side of page • Area Breakdown” sets as TXR-B. • “Finished Above Grade,” “Finished Above Grade (Nonstandard),” “Unfinished Above Grade,” “Finished Below Grade,” “Finished Below Grade (Nonstandard),” “Unfinished Below Grade,” set as TXR-I, TXR. • “Area Data Source,” “Below Grade Finish Compared to Above,” set as TXR-B, TXR. Right-hand side of page • “Levels in Unit,” “Floor Number,” “Corner Unit,” “Occupancy,” “Utilities Separately Metered,” “Utilities Operating,” “Total Bedrooms,” “Total Bathrooms - Full,” “Total Bathrooms - Half,” “Non-Residential Use in Unit,” “Live/Work Space” all set as TXR-B, TXR. • “Allowable Work Space” sets as TXR-I, TXR. ADU Information Left-hand side of page • “Yes” “No” (Y/N) followed by “ADU” set as CK1. • “Legally Rentable” sets as TXR-I, TXR followed by “Data Source,” which sets as TXR-II, TXR. • “Typical for Market,” “Ingress/Egress,” “Separate Postal Address” set as TXR-I, TXR. Level and Room Detail (H2) Level and Room Detail table • Column heads set as TCH: “Level in Unit,” “Grade Level Detail,” “Finish,” “Area,” “Room Summary” in 5 equal width column table. • Content sets as TB. Appendix E: Report Style Guide Page 49 of 92 Version 1.5 LEVEL AND ROOM DETAIL TABLE Quality and Condition (H1) Left-hand side of page • “Interior Quality Rating” Set as TXR-B, TXR. Right-hand side of page • “Interior Condition Rating” Set as TXR-B, TXR. • Introductory text for Room and Feature tables: “The tables below support the Interior Quality and Condition Ratings and reflect the market value condition of this report“ sets as TXC-I x 45 picas. Kitchen and Bathroom Details (H2) Kitchen and Bathroom Detail table • Column heads set as TCH: “Room,” “Update Status,” “Time Frame,” “Quality Comment,” “Condition Status,” “Condition Comment” in 6 equal column table x 45 picas (~22 characters max per line, each cell). • Content sets as TB. KITCHEN AND BATHROOM DETAIL TABLE Left-hand side of page • “Overall Update Status for Bathrooms” sets as TXR-B, TXR. Interior Features (H2) Interior Features table • Set 5 equal columns table x 45 picas (~36 characters max per line, each cell). • Column heads: “Feature,” “Detail,” “Quality Comment,” “Condition Status,” “Condition Comment” set as TCH. • Content sets as TB. INTERIOR FEATURES TABLE Left-hand side of page • “Overall Update Status for Flooring” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 50 of 92 Version 1.5 Accessibility Features for Individuals with Disabilities (H1) Accessibility Features table • Set in 2-column table x 45 picas. o Column heads: “Feature”,” Comment” set as TCH. o Column 1: 7 picas 10 points wide (~22 characters max per line). o Column 2: 37 picas 2 points wide (~148 characters max per line). o Content sets as TB. ACCESSIBILITY FEATURES TABLE Apparent Defects, Damages, Deficiencies (Unit Interior - [Outbuilding Type] - [Structure Identifier] - [Unit Identifier]) (H1) • If applicable per iGuide, set “None” as TXC • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Unit DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. APPARENT DEFECTS, DAMAGES, DEFICIENCIES Unit Interior Commentary (H1) Set Commentary as TXC x 45 picas. Unit Interior Exhibits (H1) Subsection does not display if there are no exhibits. “Functional Obsolescence” sets as TAB. Left-hand side of page • “Functional Issues” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 51 of 92 Version 1.5 Functional Obsolescence Commentary (H1) Set Commentary as TXC x 45 picas. Functional Obsolescence Exhibits (H1) Subsection does not display if there are no exhibits. “Outbuilding” sets as TAB, followed by “[Outbuilding Type]” (brackets do not set, they indicate a placeholder). Left-hand side of page • “Considered Real Property,” “Units in Structure,” “Attached to Permanent Foundation,” “Structure Volume,” “Gross Building Area” set as TXR-B, TXR. • The following statement sets as TXC-I1 x 22 picas: “Gross Building Area for the outbuilding includes area for vehicle storage, ADU(s), and any other uses”. Right-hand side of page • Photo of Outbuilding displays in right column, no caption Detail (H1) Left-hand side of page • “Heating” and “Cooling” set as CK1 with Yes/No (Y/N). • “Utilities” sets as TXR-B, TXR. Right-hand side of page • Introductory text: “The table below depicts the area of the outbuilding, excluding vehicle storage and any ADU(s)” sets as TXC-I1. Outbuilding Area table • Column heads: “Finish,” “Total Area,” “Room Summary,” set as TCH in 3 equal column table x 22 picas. OUTBUILDING AREA TABLE • “Finish” column, set TB “Finished”, “Unfinished”. • Content sets as TB. • Columns 1–3 equal width: ~28 characters max per line, in each cell. Appendix E: Report Style Guide Page 52 of 92 Version 1.5 Mechanical System Details (H1) Left-hand side of page - Mechanical Systems table • Column heads: Column 1 – none; “System,” “Detail,” set as TCH in 3 column table x 22 picas. • Column 1: 5 picas wide (~20 characters max) • Column 2: 6 picas 7 points wide (~24 characters max) • Column 3: 10 picas 5 points wide (~42 characters max) • Content sets as TB; Row 1, Column 1 “Heating”, Row 2, Column 1 “Cooling”. MECHANICAL SYSTEMS TABLE Right-hand side of page • “Other Mechanical Systems” sets as TXR-B, TXR Apparent Defects, Damages, Deficiencies ([Outbuilding Type]) (H1) • If applicable per iGuide, set “None” as TXC • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Outbuilding DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell) • Column 3: 13 picas wide (~42 characters max per line in each cell) • Content sets as TB. DEFECTS, DAMAGES, DEFICIENCIES TABLE Outbuilding Commentary (H1) Set Commentary as TXC x 45 picas. Outbuilding Exhibits (H1) Subsection does not display if there are no exhibits. Appendix E: Report Style Guide Page 53 of 92 Version 1.5 “Vehicle Storage” sets as TAB. Vehicle Storage table • Set 3 equal column table x 45 picas, headings: (TCH) “Storage,” “Number of Parking Spaces,” “Detail” (~60 characters max per line in each cell). • Content sets as TB. VEHICLE STORAGE TABLE Apparent Defects, Damages, Deficiencies (Vehicle Storage) (H1) • If applicable per iGuide, set “None” as TXC. • If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Vehicle Storage DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. APPARENT DEFECTS, DAMAGES, DEFICIENCIES Vehicle Storage Commentary (H1) Set Commentary as TXC x 45 picas. Vehicle Storage Exhibits (H1) Subsection does not display if there are no exhibits. “Subject Property Amenities” sets as TAB. Subject Property Amenities table • Set 4 equal column table x 45 picas, headings: (TCH) “Amenity Category,” “Subject Property Amenity,” “Material,” “Detail”. • Columns set equal width (x 15 picas, ~60 characters max per line in each cell). Appendix E: Report Style Guide Page 54 of 92 Version 1.5 • Content sets as TB. SUBJECT PROPERTY AMENITIES TABLE Apparent Defects, Damages, Deficiencies (Subject Property Amenities) (H1) If applicable per iGuide, set “None” as TXC. If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report”. Subject Property Amenities DDD table (same format as Site DDD table) • Column heads: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~32 characters max per line in each cell). • Column 3: 13 picas wide (~52 characters max per line in each cell). • Content sets as TB. APPARENT DEFECTS, DAMAGES, DEFICIENCIES Subject Property Amenities Commentary (H1) Set Commentary as TXC x 45 picas. Subject Property Amenities Exhibits (H1) Subsection does not display if there are no exhibits. “Overall Quality and Condition” sets as TAB. Left-hand side of page • Overall Quality sets as TXR-B, followed by content in TXR-B. o “Exterior Quality – [Structure Identifier]” set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). o “Interior Quality – [Unit Identifier]” set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). Right-hand side of page • Overall Condition sets as TXR-B, followed by content in TXR-B. o Exterior Condition – [Structure Identifier] set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). Appendix E: Report Style Guide Page 55 of 92 Version 1.5 o Interior Condition – [Unit Identifier] set as TXR-I followed by content in TXR (brackets do not set, they indicate a placeholder). Reconciliation of Overall Quality and Condition (H1) Set Commentary as TXC x 45 picas. “Highest and Best Use” sets as TAB. Introductory text “Is the present use of the subject property...” sets as TX-BI. Left-hand side of page • “Legally Permissible,” “Physically Possible” set as TXR-B, TXR. Right-hand side of page • “Financially Feasible,” “Maximally Productive” set as TXR-B, TXR. Full page width • “Yes” “No” (Y/N) followed by “Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use?” sets as CK. Highest and Best Use Commentary (H1) Set Commentary as TXC x 45 picas. Highest and Best Use Exhibits (H1) Subsection does not display if there are no exhibits. “Market” sets as TAB. Full page width • “Market Area Boundary” and “Search Criteria Description” set as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Search Result Metrics (H1) Left-hand side of page • “Active Listings” sets as TXR-B, TXR. • “Median Days on Market,” “Lowest List Price,” “Median List Price,” “Highest List Price” set as TXR-I, TXR. • “Pending Sales” sets as TXR-B, TXR. Right-hand side of page • “Sales in Past [fill in] Months” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 56 of 92 Version 1.5 • “Lowest Sale Price,” “Median Sale Price,” “Highest Sale Price” set as TXR-I, TXR. • “Distressed Market Competition,” “Graph,” “Price Trend Source” sets as TXR-B, TXR. Full page width • “Price Trend Analysis Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Housing Trends (H1) Left-hand side of page • “Demand/Supply” sets as TXR-B, TXR. Right-hand side of page • “Marketing Time” sets as TXR-B, TXR. Market Commentary (H1) Set Commentary as TXC x 45 picas. Market Exhibits (H1) Subsection does not display if there are no exhibits. “Project Information” sets as TAB. “Planned Unit Development (PUD),” “Condominium,” “Cooperative” “Condop” set as CK-TAB on TAB rule. Left-hand side of page • “Project Name,” “Project Information Data Source,” “Total Units” set as TXR-B, TXR. • “Units Sold,” “Units for Sale,” “Units Rented” set as TXR-I, TXR • “Reason Units Rented is Estimated” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. • “Mandatory Fees (HOA, PUD, or Co-op)” set as TXR-B • “Monthly Amount,” “Common Amenities/Services Included,” “Utilities Included” set as TXR-I, TXR. • “Observed Deficiencies” sets as CK1, followed by Y/N. • “Description of Deficiencies” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. Right-hand side of page • “Project Completeness” sets as TXR-B. • “Yes” “No” (Y/N) followed by “Are units, common areas, and amenities in project complete?” “Subject Property Building Complete,” “Converted in Past 3 Years” sets as CK-1I. Appendix E: Report Style Guide Page 57 of 92 Version 1.5 • “Ground Rent” set as standard CK1. • “Annual Amount,” “Expires” set as TXR-I, TXR. • “Description of Ground Rent” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. Cooperative Information (H1) Left-hand side of page • “Shares Issued and Outstanding,” “Shares Attributable to Subject Property” set as TXR-B, TXR. Right-hand side of page • “Proprietary Lease Expires” sets as TXR-B, TXR. Project Blanket Financing (CK-H2) • Y/N checkboxes flush right at 22 picas, offset 2 points from H2 rule. Left-hand side of page • “Pro Rata Share” sets as TXR-B, TXR. Project Blanket Financing table • Set equal column table x 45 picas, number of columns equals number of Liens + 1, headings: (TCH) “Lien Detail,” “First Lien,” “Second Lien, “Third Lien,” “Fourth Lien” if applicable per iGuide. • Cells in first column (“Lien Detail”) set as TB: “Unpaid Principal Balance,” “Line of Credit,” “Balloon Mortgage,” “Remaining Term,” “Monthly Payment,” “Interest Rate,” “Amortization Type,” “Pro Rata Share of Balance Attributable to Unit” • Content sets as TB. PROJECT BLANKET FINANCING TABLE Project Factors and Impact to Value/Marketability (H1) • Set equal 4 column table x 45 picas, headings: (TCH) “Project Factor,” “Detail,” “Impact,” “Comment”. • Columns 1 and 2: 11 picas 3 points wide (~42 characters per line in each cell.) • Column 3: 5 picas wide (~20 characters per line). • Column 4: 17 picas 6 points wide (~70 characters per line). Appendix E: Report Style Guide Page 58 of 92 Version 1.5 • Cells in first column set as TB: “Developer/Sponsor in Control,” “Incomplete Project,” “Converted in Past 3 Years,” “Single Entity Ownership of Multiple Units,” “Single Entity Ownership of Multiple Shares,” “Commercial Space,” “Known Legal Actions,” “Unit Transfer Fees,” “Unit Special Assessments,” “Unit Tax Abatements or Exemptions” if applicable per iGuide. • Content sets as TB. PROJECT FACTORS AND IMPACT TO VALUE/MARKETABILITY TABLE Full page width • “Project Factors Commentary” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Project Information Commentary (H1) Set Commentary as TXC x 45 picas. Project Information Exhibits (H1) Subsection does not display if there are no exhibits. “Subject Listing Information” sets as TAB. On tab rule set “Current and/or relevant listings of the subject property (minimum 1 year look back)” TAB-TX in 9- point Myriad Pro Italic on 12 pica 4 points indent. Left-hand side of page • “Current or Relevant Listings” sets as TXR-B, TXR. • “Data Source” sets as TXR-I, TXR. Subject Listing Information table • Set 8 equal column table x 45 picas, headings: (TCH) “Listing Status,” “Listing Type,” “Listing ID,” “Start Date,” “End Date,” “DOM,” “Starting List Price,” “Current or Final Price” (~20 characters max per line, per cell). • Content sets as TB. • Last row of table sets as 2 column TB_sub-H1-R “Total DOM” aligning left and right with “End Date” and “DOM” columns, respectively, in white type. Appendix E: Report Style Guide Page 59 of 92 Version 1.5 SUBJECT LISTING INFORMATION TABLE • “Analysis of Subject Property Listing History” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Subject Listing Information Exhibits (H1) Subsection does not display if there are no exhibits. “Sales Contract” sets as TAB. Left-hand side of page • “Yes” “No” set as Y/N. • “Is there a sales contract?” “Was sales contract information analyzed?” “Does this appear to be an arm’s length transaction?” set as CK1. • “Non-Arm’s Length Commentary” set as TXC-B1 (bold lead in to Myriad Pro Regular text) X 22 picas. Right-hand side of page • “Contract Price,” “Contract Date,” “Transfer Terms,” “Personal Property Conveyed” set as TXR-B, TXR. • “Personal property is not included in the appraiser’s final opinion of value” sets all italic TXC- I1. Financial Sales Concessions (H1) “Financial assistance paid by or on behalf of the seller as an inducement to purchase the subject property” sets H1-TX, Italic flush right in gray bar. Left-hand side of page • “Known Sales Concessions,” “Total Sales Concessions” set as TXR-B, TXR. • “Typical for Market” set as TXR-I, TXR. Sales Contract Analysis (H1) Set Commentary as TXC x 45 picas. Sales Contract Exhibits (H1) Subsection does not display if there are no exhibits. Appendix E: Report Style Guide Page 60 of 92 Version 1.5 “Prior Sale and Transfer History” sets as TAB. Subject Transfer History (H1) “Prior sales and/or transfers of the subject property (minimum 3 year look back)” sets as TXC-I x 45 picas. Left-hand side of page • “Prior Sales or Transfers” sets as TXR-B, TXR. • “Data Source” sets as TXR-I, TXR. Subject Transfer History table • Set 4 equal column table x 45 picas, headings: (TCH) “Transfer Terms,” “Date,” “Amount,” “Data Source” (~42 characters per line, per cell). • Content sets as TB. SUBJECT TRANSFER HISTORY TABLE Full page width • “Analysis of Prior Sale and Transfer History of Subject Property” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Comparable Transfer History (H1) “Prior sales and/or transfers of the comparable properties from the ‘Sales Comparison Approach’ section (minimum 1 year look back)” sets as TXC-I. Comparable Transfer History table • Set 5 column table x 45 picas, headings: (TCH) “#,” “Transfer Terms,” “Date,” “Amount,” “Data Source”. • Column 1: 1 pica 6 points wide (~6 characters max, per line, per cell). • Column 2: 9 picas 9 points wide (~39 characters max, per line, per cell). • Columns 3, 4, 5: 11 picas 3 points wide (~45 characters max, per line, per cell). • Content sets as TB. COMPARABLE TRANSFER HISTORY TABLE Full page width • “Analysis of Prior Sale and Transfer History of Comparable Sales” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Appendix E: Report Style Guide Page 61 of 92 Version 1.5 Prior Sale and Transfer History Exhibits (H1) Subsection does not display if there are no exhibits. • Starts new page. • “Sales Comparison Approach” sets as TAB. Sales Comparison Approach Table Cell Display There are five types of cells that can be included in the Subject and Comparable columns that make up the body of the table (this does not include the heading rows). Type 1: 9 picas 0 points wide, with a 10% Black fill (grayed out). Type 2: 9 picas 0 points wide, with content (TB), if applicable. Type 3: 5 picas 3 points wide, with content (TB), if applicable. Type 4: 3 picas 6 points wide, with dollar figure content (TB), when the row is adjustable. Type 5: 3 picas 6 points wide, with a 10% Black fill (grayed out), when the row is not adjustable. SALES COMPARISON APPROACH TABLE (PARTIAL – FOR VISUAL ONLY) In the Subject Property column, two of the five types of cells appear. Type 1: 9 picas 0 points wide, with a 10% Black fill (grayed out), no content for the following rows: “Data Source,” “Proximity to Subject,” “Sale Price,” “Transfer Terms,” “Financing Type, “Sale Date, “Sale to List Price Ratio,” ”Same Builder as Subject,” “Sale Price,” “Net Adjustment Total,” “Adjusted Price Per Unit,” “Adjusted Price Per Bedroom,” “Price Per Gross Building Finished Area,” “Price Per Finished Area Above Grade,” “Adjusted Price,” “Comparable Weight” Type 2: 9 picas 0 points wide, with content (TB) for the balance of the Subject Property column. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. Appendix E: Report Style Guide Page 62 of 92 Version 1.5 In the Comparable columns, four of the five types of cells appear. Type 2: 9 picas 0 points wide, with content (TB), if applicable. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. Type 3: 5 picas 3 points wide, with content (TB), if applicable. Type 4: 3 picas 6 points wide, with adjustment dollar figure content (TB), if applicable. Type 5: 3 picas 6 points wide, with a 10% Black fill (grayed out), no content for the following: “Days on Market,” “Annual Ground Rent,” “Rights Not Included,” “Same Builder as Subject” Table sets 5 equal columns x 45 picas. May run several pages. Photos display on first page of grid only. TCHs and “Property Address” row repeat on subsequent pages. Table can only break from page to page before a TB- SCA_sub-H1, TB-SCA_sub-H1-ADJ or TB-SCA_H2. • Column heads: Column 1 – none, “Subject Property,” “Comparable #1,” “Comparable #2,” “Comparable #3” set as TCH; TCHs repeat at the top of subsequent pages of this table. • If there are more than 3 comparables, after all the information is recorded for Comps 1-3, the leftmost column and the “Subject Property” column repeat on following pages, followed by “Comparable #” repeating as necessary. • “Property Address” sets first column, first row as TB; Photo = 7 picas high; addresses and photos of Subject and Comparables fill cells of the balance of the row, photos do not repeat on subsequent pages. Line Display There are three types of lines (rules) that can be included in the Sales Comparison Approach table. Type A: Vertical line separating the Subject and each Comparable. ½ point rule in 100% black. Type B: Vertical line separating the cell containing the information about the Comparable from the adjustment cell. ½ point rule in 50% black. Type C: Horizontal lines throughout the Sales Comparison Approach table. ½ point rule in 50% black. Appendix E: Report Style Guide Page 63 of 92 Version 1.5 General Information • “General Information” sets as TB-SCA_sub-H1 • Leftmost column rows set as TB: “Data Source,” “Proximity to Subject,” “List Price,” “Listing Status,” “Contract Price,” “Sale Price,” “Transfer Terms,” “Financing Type,” “Sales Concessions,” “Contract Date,” “Sale Date,” “Days on Market,” “Sale to List Price Ratio,” “Attached/Detached,” “Property Rights Appraised”. o “Annual Ground Rent” sets as TB-I. • “Native American Lands,” “All Rights Included” set as TB. o “Rights Not Included” sets as TB-I. • “Same Builder as Subject,” “[Additional Row]” set as TB. Project Information • “Project Information” sets as TB-SCA_sub-H1-ADJ. • “Project Name | Same Project as Subject,” “Monthly Fee,” “Common Amenities/Services,” “Special Assessments” set as TB. Site • “Site” sets as TB-SCA_sub-H1. • “Site Owned in Common,” “Site Size,” “Neighborhood Name,” “Zoning Compliance,” “Hazard Zone,” “Primary Access,” “Street Type | Surface,” “Property Restriction,” “Easement,” “Topography,” “Drainage,” “Site Characteristics,” “Site Influence (Location),” “Apparent Environmental Conditions,” “View | Range,” “[Additional Row]” set as TB. Water Frontage with Private Access • “Water Frontage with Private Access” sets as TB-SCA_sub-H1-ADJ. • “Water Frontage,” “Permanent Waterfront Feature” set as TB. o “Right to Build” sets as TB-I. • “Total Linear Measurement” sets as TB. Dwelling(s) • “Dwelling(s)” sets as TB-SCA_sub-H1. • “Year Built,” “Structure Design,” “Gross Building Finished Area,” “Noncontinuous Finished Area,” “Townhouse End Unit,” “Townhouse Back to Back,” “Townhouse Location,” “Construction Method,” “Manufactured Home Width,” “Dwelling Style,” “Total Dwelling Volume,” “Window Surface Area,” “Functional Issues,” “Disaster Mitigation,” “Heating,” “Cooling,” “[Additional Row]” set as TB. Energy Efficient and Green Features • “Energy Efficient and Green Features” sets as TB-SCA_sub-H1-ADJ • “Renewable Energy Component,” Building Certification,” “Efficiency Rating” set as TB. Unit(s) • “Unit(s)” sets as TB-SCA_sub-H1. • “Structure ID | Unit ID,” “Location of ADU” set in first column as TB-B. Appendix E: Report Style Guide Page 64 of 92 Version 1.5 • “Floor Number,” “Corner Unit,” “Levels in Unit,” “Bedrooms,” “Baths - Full | Half,” “Finished Area Above Grade,” “Finished Area Above Grade (Nonstandard),” “Unfinished Area Above Grade,” “Finished Area Below Grade,” “Finished Area Below Grade (Nonstandard),” “Unfinished Area Below Grade,” “Features for Individuals w/Disabilities,” “[Additional Row]” set as TB. Quality and Condition (Ratings: 1-6, 1 is highest) • “Quality and Condition (Ratings: 1-6, 1 is highest)” sets as TB-SCA_sub-H1 • “Exterior Quality and Condition” sets as TB-SCA_H2 • “Structure ID,” “Quality” set as TB-B, content sets TB-B o “Exterior Walls and Trim,” “Foundation,” “Roof,” “Windows,” “[Other Exterior Feature]” set as TB-I • “Condition” sets as TB-B, content sets TB-B o “Exterior Walls and Trim,” “Foundation,” “Roof,” “Windows,” “[Other Exterior Feature]” set as TB-I • “Interior Quality and Condition” sets as TB-SCA_H2 • “Structure ID | Unit ID,” “Quality” set as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I • “Condition” sets as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I • “ADU Interior Quality and Condition” sets as TB-SCA_H2 • “Location of ADU,” “Quality” set as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I • “Condition” sets as TB-B, content sets TB-B o “Kitchen,” “Overall Bathrooms,” “Overall Flooring,” “Walls and Ceiling,” “[Other Interior Feature]” set as TB-I Overall Quality and Condition (Ratings: 1-6, 1 is highest) • “Overall Quality and Condition (Ratings: 1-6, 1 is highest)” sets as TB-SCA_sub-H1 • “Quality” “Condition” sets as TB-B • Content sets as TB-B Property Amenities • “Property Amenities” sets as TB-SCA_sub-H1 • “Outdoor Accessories,” “Outdoor Living,” “Water Features,” “Whole Home,” “Miscellaneous” set as TB Appendix E: Report Style Guide Page 65 of 92 Version 1.5 Vehicle Storage • “Vehicle Storage” sets as TB-SCA_sub-H1-ADJ • “Type | Spaces | Detail,” “[Additional Row]” set as TB Outbuilding (ADU and vehicle storage are not included in Finished Area, Unfinished Area, or room counts) • “Outbuilding (ADU and vehicle storage are not included in Finished Area, Unfinished Area, or room counts)” sets as TB-SCA_sub-H1 • “Outbuilding Type” sets as TB-B, content sets TB-B o “Gross Building Area,” “Finished Area,” “Unfinished Area,” “Structure Volume,” “Baths - Full,” “Baths - Half,” “Kitchens,” “Heating,” “Cooling,” “Utilities,” “[Additional Row]” set as TB-I Summary • “Summary” sets as TB-SCA_sub-H1. • “List Price,” “Contract Price,” “Sale Price,” “Net Adjustment Total,” “Adjusted Price Per Unit,” “Adjusted Price Per Bedroom,” “Price Per Gross Building Finished Area,” “Price Per Finished Area Above Grade,” “Adjusted Price,” “Comparable Weight” set as TB. Indicated Value by Sales Comparison Approach • “Indicated Value by Sales Comparison Approach” sets as TB-SCA_H2. • “Indicated Value” (for Subject Property only) sets as TB in Subject Property column; Comparable columns are merged and 10% black. Reconciliation of Sales Comparison Approach (H1) Set Commentary as TXC x 45 picas. Additional Properties Analyzed Not Used (H1) Additional Properties Analyzed table • Set 6 column table x 45 picas, headings: (TCH) “#,” “Property Address,” “Sale Date,” “Status,” “Reason Not Used,” “Comment”. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. • Columns 1: 1 pica, 6 points (~6 characters max, per line, per cell) • Columns 2, 4, 5: 7 picas 6 points wide (~30 characters max, per line, per cell) • Column 3: 4 picas 6 points wide (~18 characters max, per line, per cell) • Column 6: 16 picas 6 points (~66 characters max, per line, per cell) • Content sets as TB ADDITIONAL PROPERTIES ANALYZED TABLE Appendix E: Report Style Guide Page 66 of 92 Version 1.5 Sales Comparison Map (H1) Map sets full page. Sales Comparison Approach Exhibits (H1) Full size Photos of Sales Comparables display here, along with any other exhibits. Rental Information sets as TAB. Rent Schedule (H1) Subject Property Rental Information (H2) Subject Property Rental Information table • Set 10 equal column table x 45 picas, headings: (TCH) first column no TCH, “Currently Rented,” “Occupancy,” “Monthly Rent,” “Month-to-Month,” “Lease Start,” “Rent Control,” “Rent Concessions,” “Utilities/Services Included,” “Furnished” (~17 characters max, per line, per cell) SUBJECT PROPERTY RENTAL INFORMATION TABLE • First table body row, first column, set as TB [Unit Identifier], brackets indicate a placeholder text • Content sets as TB Description of Rent Control and Impact to Value/Marketability • “Description of Rent Control and Impact to Value/Marketability” sets as TXC-B (bold lead in to Myriad Pro Regular text) x 45 picas Actual Income (Monthly) (H2-1) Left-hand side of page • “Actual Income (Monthly)” sets H2-1 x 22 picas Actual Income table • Table sets in two parts; each is 3 columns x 22 picas o “Rent” sets as TCH for first part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table set as TB-I ▪ Last row Subtotal sets as TB-B, aligned right Appendix E: Report Style Guide Page 67 of 92 Version 1.5 • Columns 1, 2: 5 picas 3 points ▪ Set 1 line space to second part below o “Other Real Property Rental Income” sets as TCH for second part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table set as TB-I ▪ Second to last row “Subtotal” sets as TB-B • Columns 1, 2: 5 picas 3 points ▪ Last row “Total” sets as TB_sub-H1-R in white type. • Columns 1, 2: 5 picas 3 points ACTUAL INCOME TABLE Opinion of Market Income (Monthly) (H2-1) Right-hand side of page • “Opinion of Market Income (Monthly)” sets H2-1 x 22 picas Opinion of Market Income table • Table sets in two parts; each is 3 columns x 22 picas o “Rent” sets as TCH for first part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table sets as TB-I ▪ Last row Subtotal sets as TB-B • Columns 1, 2: 5 picas 3 points ▪ Set 1 line space to second part below o “Other Real Property Rental Income” sets as TCH for second part ▪ Column 1: 11 picas 9 points ▪ Column 2: 5 picas 3 points ▪ Content in table sets as TB-I ▪ Second to last row “Subtotal” sets as TB-B • Columns 1, 2: 5 picas 3 points Appendix E: Report Style Guide Page 68 of 92 Version 1.5 ▪ Last row “Total” sets as TB_sub-H1-R • Columns 1, 2: 5 picas 3 points OPINION OF MARKET INCOME TABLE Comparable Rental Properties (H1) • Comparable Rental Properties table columns set x 7 picas 6 points wide, maximum 6 columns x 45 picas (Subject Property and 5 Comps), 2 rows • First row shows photos of each property • Second row: Set “Subject Property” as TB-B in first cell, in the following cells set “Comparable #,” “Data Source:”, “Lease Start Date:”, “Actual Rent:” set as TB-B • If more than 5 comparables, comparable cells repeat (see below). Subject Property information appears only once. COMPARABLE RENTAL PROPERTIES TABLE Comparable Rental Analysis (H1) Comparable Rental Analysis table differs from standard tables in 3 ways: 1. Each part of the table is set off by a .75 point bounding box (closed on all sides); and a 4-point gutter between each part. Appendix E: Report Style Guide Page 69 of 92 Version 1.5 2. The width of the page is filled by: o First column sets as x 7 picas 8 points. o 4 points space o Second, third, fourth, fifth, and sixth columns set x 4p7 and comprise one grid of a subject property unit and 3 rental comparables. o 4 points space o Repetition of second, third, fourth, fifth, and sixth columns set x 4p7 and comprise one grid of a subject property unit and 3 rental comparables. 3. Each Subject Unit can have 3–7 comparables. If there are more than 3 comparables, after all the information is recorded for the Comps, the leftmost column and the “Subject [Unit Identifier]” column repeat below, followed by “Comparable #” repeating as necessary. o For 3 comparables, see layout below. For over 3 comparables, follow alternate layout below. o If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text. o For the Subject [Unit Identifier] column, information that is never applicable is grayed out using 10% black tint: “Proximity to Subject,” “Overall Comparison to Subject,” “Adjusted Rent,” “Comparable Weight”. o For the Comparables columns, information that is never applicable is grayed out using 10% black tint: “Opinion of Market Rent”. COMPARABLE RENTAL ANALYSIS TABLE Appendix E: Report Style Guide Page 70 of 92 Version 1.5 ALTERNATE LAYOUT – COMPARABLE RENTAL ANALYSIS TABLE • First column: “Proximity to Subject,” “Neighborhood Name,” “Project Name,” “Project Common Amenities/Services,” “Site Influence,” “View from Unit,” “Floor Number,” “Site Size ,” “Grade Level,” “Interior Condition,” “Bedrooms,” “Baths - Full | Half,” “Finished Area,” “Furnished,” “Utilities/Services Included,” “Rent Control,” “Rent Concessions,” “Vehicle Storage | Spaces”, “[Additional Row]” set as TB • First column continues: “Summary” sets as TB-SCA_H2; followed by “Rent Per Finished Area,” “Actual Rent,” “Overall Comparison to Subject,” “Adjusted Rent,” “Opinion of Market Rent,” “Comparable Weight” set as TB-B Rental Analysis Commentary (H1) Set Commentary as TXC x 45 picas. Rental Information Exhibits (H1) Subsection does not display if there are no exhibits. “Income Approach” sets as TAB. Gross Rent Multiplier Comparables (H1) Gross Rent Multiplier Comparables table • Table sets 5 equal columns x 45 picas. Grid cannot break from page to page. If there are more than 3 Comparables, and second grid cannot fit on the same page as the first, the second grid can appear on the next page. • If applicable per the iGuide, an em-dash “—” can appear in a cell instead of other text • For the Subject Property column, information that is never applicable is grayed out using 10% black tint: “Data Source,” “Proximity to Subject,” “Sale Price,” “Sale Date,” “Gross Rent Multiplier,” “Comparable Weight” • Column heads: Column 1 – none, “Subject Property,” “Comparable #1,” “Comparable #2,” “Comparable #3” set as TCH • If there are more than 3 comparables, after all the information is recorded for Comps 1-3, the leftmost column and the “Subject Property” column repeat below, followed by “Comparable #” repeating as necessary. • “Property Address” sets first column, first row as TB; Photo = 7 picas high; addresses and photos of Subject and Comparables fill cells of the balance of the row Appendix E: Report Style Guide Page 71 of 92 Version 1.5 GROSS RENT MULTIPLIER COMPARABLES TABLE • First column: “Data Source,” “Proximity to Subject,” “Units Excluding ADUs,” “Accessory Dwelling Units,” “Gross Building Finished Area,” “Rent Control,” “[Additional Row],” “Sale Price,” “Sale Date,” “Gross Monthly Rent,” “Gross Rent Multiplier,” “Comparable Weight” set as TB Indicated Value by Income Approach (H1) Special subsection sets x 45 picas. • “Total Monthly Market Rent x Gross Rent Multiplier = Indicated Value by Income Approach” set as TXR-B x 45 picas • Content sets as TB x 45 picas Income Approach Commentary (H1) Set Commentary as TXC x 45 picas. Income Approach Exhibits (H1) Subsection does not display if there are no exhibits. “Cost Approach” sets as TAB. • These tables set in the same style as other tables in the report, with these exceptions: o There are no column heads (TCH) o The content of the rows in the second and third columns is calculated for a “Total” which displays in the last row, third column Appendix E: Report Style Guide Page 72 of 92 Version 1.5 Indicated Value by Cost Approach (H1) The calculated Indicated Value by Cost Approach ($ figure) sets as part of H1, flush right x 45 picas Right-hand side of page • “Depreciated Cost of Dwellings,” “Depreciated Cost of Outbuildings,” “As Is Value of Site Improvements,” “Opinion of Site Value” set as TXR-B, TXR o Content ($ figure) sets flush right Depreciated Cost – Dwelling – [Structure Identifier] (H1) In the H1, brackets do not set, they indicate a placeholder. Depreciated Cost of Dwelling table • Set 3 column table x 28 picas 6 points. • Columns 1 and 2: 9 picas 9 points wide (~39 characters max, per line, per cell) • Column 3: 9 picas 0 points wide (~36 characters max, per line, per cell) DEPRECIATED COST OF DWELLING TABLE • Content in table sets as TB • First column entries as needed: [Area Type], “Physical Depreciation,” “Functional Depreciation,” “External Depreciation,” “Total Depreciation,” “Manufactured Home Delivery, Installation, and Set Up”. • Third column entries ($ figure), align right in cell • “Total” and total amount ($ figure) sets as TB_sub-H1-R, in white type o 4p6 (~17 characters max, per line, per cell) Left-hand side of page • “Remaining Economic Life,” “Effective Age” set as TXR-B, TXR • “Commentary on Remaining Economic Life” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas • “Commentary on Effective Age” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Appendix E: Report Style Guide Page 73 of 92 Version 1.5 Depreciated Cost – Outbuilding – [Outbuilding Type] (H1) In the H1, brackets do not set, they indicate a placeholder. Depreciated Cost of Outbuilding table • Set 3 column table x 28 picas 6 points. • Columns 1 and 2: 9 picas 9 points wide (~39 characters max, per line, per cell) • Column 3: 9 picas 0 points wide (~36 characters max, per line, per cell) DEPRECIATED COST OF OUTBUILDING TABLE • Content in table sets as TB, Total sets as TB_sub-H1-R • First column entries as needed: [Area Type], “Physical Depreciation,” “Functional Depreciation,” “External Depreciation,” “Total Depreciation,” “Manufactured Home Delivery, Installation, and Set Up” • Third column entries ($ figure), align right in cell • “Total” and total amount ($ figure) sets as TB_sub-H1-R, in white type o 4p6 (~17 characters max, per line, per cell) As Is Value of Site Improvements (H1) As Is Value of Site Improvements table • Set 2 column table x 28 picas 6 points. • “Description” and “Amount” set as TCH. • Column 1: 24 picas 0 points wide (~96 characters max, per line, per cell) • Column 2: 4 picas 6 points wide (~17 characters max, per line, per cell), flush right AS IS VALUE OF SITE IMPROVEMENTS TABLE • Content in table sets as TB • “Total” and total amount ($ figure) sets as TB_sub-H1-R, in white type o 4p6 (~17 characters max, per line, per cell) Appendix E: Report Style Guide Page 74 of 92 Version 1.5 Site Value (H1) Site Valuation Method table • Set 3 column table x 28 picas 6 points. • Column 1: 16 picas 6 points wide (~64 characters max, per line, per cell • Column 2: 7 picas 6 points wide (~30 characters max, per line, per cell • Column 3: 4 picas 6 points (~17 characters max, per line, per cell) SITE VALUATION METHOD TABLE • “Primary Site Valuation Method” sets as TB-B, TB. • “Opinion of Site Value” and total amount ($ figure) sets as TB_sub-H1-R, in white type. Land Comparables (H2) Land Comparables table • Set 8 column table x 45 picas. • Column 1: 1 pica 6 points wide (~6 characters max, per line, per cell) • Columns 2–8: 7 equal columns (~24 characters max, per line, per cell) • Column heads set as TCH: “#,” “Address,” “County,” “Data Source,” “Assessor Parcel Number (APN),” “Site Size,” “Sale Date,” “Price” in 8 column table x 45 picas LAND COMPARABLES TABLE • Content sets as TB Full page width • “Reconciliation of Site Value” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas General Description (H1) Left-hand side of page • “Cost Type,” “Cost Data Source” set as TXR-B, TXR o “Quality Rating,” “Effective Date” set as TXR-I, TXR Right-hand side of page • “Cost Method,” “Depreciation Method” set as TXR-B, TXR Appendix E: Report Style Guide Page 75 of 92 Version 1.5 Cost Approach Commentary (H1) Set Commentary as TXC x 45 picas. Cost Approach Exhibits (H1) Subsection does not display if there are no exhibits. “Reconciliation” sets as TAB. Approaches to Value (H1) Approaches to Value table • Column heads: Column 1 - none, “Sales Comparison Approach,” “Income Approach,” “Cost Approach” set as TCH • Set 4 equal columns x 45 picas (~44 characters max, per line, per cell) • “Indicated Value” sets TB Row 1 Column 1; “Reason for Exclusion” sets as TB Row 2 Column 1 • Content in table sets as TB APPROACHES TO VALUE TABLE Appraisal Summary (H1) Left-hand side of page • “Contract Price” sets as TXR-B, TXR. • “Opinion of Market Value” sets as TXR-B, TXR. o “(Cooperative Interest)” if applicable sets flush right on 22 picas o “Pro Rata Share Calculation Method” sets as TXR-I • “Market Value Condition” sets as TXR-B, TXR • “Final Value Condition Statement” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Right-hand side of page • “Reasonable Exposure Time,” “Effective Date of Appraisal,” “FHA REO Insurability Level,” set as TXR-B, TXR Full page width • “The market value represents the cooperative interest. The cooperative interest is the equity portion that is over and above the pro rata share of the blanket mortgage(s).” sets as TXC-I x 45 picas Appendix E: Report Style Guide Page 76 of 92 Version 1.5 Client Requested Conditions (H1) Client Requested Conditions table • “Value Condition,” “Marketing or Exposure Time,” “Duration,” “Alternate Opinion of Value” set as TCH • Set 4 equal columns x 45 picas (~44 characters max, per line, per cell) • Content in table sets as TB CLIENT REQUESTED CONDITIONS TABLE Full page width • “Requested Condition Commentary” sets as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas Reconciliation of Market Value (H1) Commentary set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas. Apparent Defects, Damages, Deficiencies (H1) If applicable per iGuide, the following statement sets as TXC-I x 45 picas below H1: “The items listed below represent the As Is condition as of the effective date of this report” DDD Reconciliation table with Cost to Repair • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” “Estimated Cost to Repair” set as TCH in 6 column table x 45 picas. • Columns 1, 2, 4–6: 6 picas 9 points wide (~27 characters per line) • Column 3: 11 picas 3 points wide (~45 characters per line) • Content sets as TB • Set TB_sub-H1 heads in white type for each section of the report represented in DDD table, if applicable per iGuide: o Site o Dwelling Exterior - [Structure Identifier] o Unit Interior - [Structure Identifier] - [Unit Identifier] o Outbuilding - [Outbuilding Type] o Unit Interior - [Outbuilding Type] - [Unit Identifier] o Vehicle Storage o Subject Property Amenities • “Total Cost” sets as TB_sub-H1-R in white type flush right in the 2 far right columns Appendix E: Report Style Guide Page 77 of 92 Version 1.5 DEFECTS, DAMAGES, DEFICIENCES TABLE— RECONCILIATION – WITH COST TO REPAIR DDD Reconciliation table without Cost to Repair • If applicable per iGuide, column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” set as TCH in 5 column table x 45 picas. • Columns 1, 2, 4, 5: 8 picas wide (~31 characters per line) • Column 3: 13 picas wide (~52 characters per line) • Content sets as TB • Set TB_sub-H1 heads in white type for each section of the report represented in DDD table, if applicable per iGuide: o Site o Dwelling Exterior - [Structure Identifier] o Unit Interior - [Structure Identifier] - [Unit Identifier] o Outbuilding - [Outbuilding Type] o Unit Interior - [Outbuilding Type] - [Unit Identifier] o Vehicle Storage o Subject Property Amenities Appendix E: Report Style Guide Page 78 of 92 Version 1.5 DEFECTS, DAMAGES, DEFICIENCES - RECONCILIATION – WITHOUT COST TO REPAIR Left-hand side of page • “As Is Overall Condition Rating,” sets as TXR-B, TXR • The following statement sets TXC-I1: “Existing condition of the property as of the effective date of this appraisal, excluding all required repairs, alterations, or inspections”. Right-hand side of page • “Total Estimated Cost of Items Recommended for Repair,” sets as TXR-B, TXR Reconciliation Exhibits (H1) Subsection does not display if there are no exhibits. “Revision History” sets as TAB. Revision History table • Table sets in 3 columns x 45 picas. “Revision Date,” “URAR Section,” ”Description” set as TCH. o Columns 1 and 2: 11 picas 3 points (~44 characters max per line in each cell). o Column 3: 22 picas 6 points (~88 characters max per line in each cell). • Content in table set as TB REVISION HISTORY TABLE Reconsideration of Value (H1) “Reconsideration of Value” sets as H1. Subsection displays if applicable per iGuide. Left-hand side of page • “Type” sets as TXR-B, TXR Appendix E: Report Style Guide Page 79 of 92 Version 1.5 • “Date” sets as TXR-B, TXR Right-hand side of page • “Result” sets as TXR-B, TXR “Reconsideration of Value Commentary” sets as TXC-B x 45 picas (bold lead in to Myriad Pro Regular text). Supplemental Information Exhibits (H1) “Supplemental Information” sets as TAB. Section does not display if there are no exhibits. • Starts new page • Subsection starts with text; TAB sets elsewhere; see below • Content sets as TXC Myriad Pro x 45 picas Scope of Work (H1) • Content sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Scope of Work (H2) • “Additional Scope of Work cannot be contrary to the original Scope of Work.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets TXC x 45 picas Intended Use (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs Additional Intended Use (H2) • “Additional Intended Use cannot be contrary to the original Intended Use.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets TXC x 45 picas Intended User (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs Additional Intended Users (H2) • “Additional Intended Users cannot be contrary to the original Intended User.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets TXC x 45 picas Appendix E: Report Style Guide Page 80 of 92 Version 1.5 Definition of Market Value (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs • Footnote text sets as FN, 8/10 Myriad Pro Regular x 45 picas; 5 points additional space above Statement of Assumptions and Limiting Conditions (H1) • Text sets as TXC Myriad Pro x 45 picas Certifications “Certifications” sets as TAB Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text • “Description of Prior Services:” (Certification #29) aligns left with text above and sets as TXC- NPI-B Myriad Pro (bold lead in to Myriad Pro Regular text) X 45 picas Additional Appraiser Certifications (H2) • “Additional Appraiser Certifications cannot be contrary to the original Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text • Text sets TXC x 45 picas Supervisory Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text Additional Supervisory Appraiser Certifications (H2) • “Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs • Numbers set Myriad Pro Bold, followed by a period to text • Text sets TXC x 45 picas Appendix E: Report Style Guide Page 81 of 92 Version 1.5 Signature (H1) Left-hand side of page • “[Role]” set as TX-B (brackets do not set, they indicate a placeholder) • TXR (rule) sets for signature and date • “[Contact Name],” “Date of Signature and Report” set as SIG-B (brackets do not set, they indicate a placeholder) Right-hand side of page • “Level,” “ID,” “State,” “Expires” sets as TXR-B, TXR Appendix E: Report Style Guide Page 82 of 92 Version 1.5 Part 3. Restricted Appraisal Update Report This chapter contains details for the formatting of the Restricted Appraisal Update Report. Page size, margins, layout grid are identical to the URAR. Header Text Displays on all report pages. ½ point 50% black rule x 45 picas, offset 6 points above to: (HDR-L) Left side • 9-point Myriad Pro Bold “Restricted Appraisal Update Report”. (HDR-R) Right side • “Page [X] of [XX]” (where [X] stands for page number, [XX] for total pages in document) sets at top margin in 9-point Myriad Pro Regular, align right on 45 picas. HDR Footer Text Displays on all report pages. 2-point rule x 45 picas, 6 points space below to: (FTR-L) Left side • 8-point Myriad Pro Bold “Update Version #,” one line space below to 50% black “Fannie Mae | Freddie Mac,” “March 2023” (FTR-R) Right side • 8-point Myriad Pro bold with Myriad Pro Regular. Identifiers set stacked, aligned right, 1 em space to identifiers, set in 8 point regular, align left, longest identifier aligns right on rule above. Baseline of last line sits on bottom margin. FTR “Subject Property” sets as TAB. Left-hand side of page • “Physical Address,” “County,” “Property Rights Appraised” set as TXR-B, TXR Appendix E: Report Style Guide Page 83 of 92 Version 1.5 Right-hand side of page • Photo of Subject Property. Legal Description (H1) • Either an image or text. • Image sizes to full page width (45 picas wide). • If text, set as TXC (Myriad Pro Regular), below the H1 x 45 picas. “Original Appraisal” sets as TAB. Left-hand side of page • “Effective Date of Appraisal,” “Opinion of Market Value,” “Reasonable Exposure Time” set as TXR-B, TXR. Right-hand side of page • “Appraiser” sets as TXR-B, TXR. o “Reference ID” sets as TXR-I, TXR. • “Original Lender” sets as TXR-B, TXR. “Appraisal Update” sets as TAB. Left-hand side of page • “Effective Date” sets as TXR-B, TXR Full page width • “Yes” ”No” (Y/N) followed by “Has the market value of the subject property decreased since the effective date of the original appraisal?” sets as CK. Appraisal Update Commentary (H1) Set Commentary as TXC x 45 picas. Appraisal Update Exhibits (H1) Subsection does not display if there are no exhibits. “Assignment Information” sets as TAB. Left-hand side of page • “Borrower Name” sets as TXR-B, TXR. Appendix E: Report Style Guide Page 84 of 92 Version 1.5 Right-hand side of page • “Appraiser Fee,” “AMC Fee,” “Government Agency,” “Investor Requested Special Identification” set as TXR-B, TXR. Contact Information (H1) [Role]/[Role] (H2) [Role] is placeholder for content, as applicable. Left-hand side of page • “Company Name,” “Company Address” set as TXR-I, TXR Right-hand side of page • “Credentials” sets as TX-B o “ID,” “State,” “Expires” set as TXR-I, TXR [Role: Appraiser and Supervisory Appraiser] (H2) Subsection repeats for each [Role] if applicable per iGuide. Left-hand side of page • “Name,” “Designation,” “Company Name,” “Company Address” set as TXR-I, TXR • “Scope of Inspection by [Role]” sets as TX-B • “Subject Property Inspection,” sets as TXR-I • “Exterior,” Interior,” “Inspection Date” set as TXR-II, TXR Right-hand side of page • “Credentials” sets as TX-B • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR • “ASC Identifier,” “VA Appraiser ID,” “FHA Appraiser ID,” “Employment Type” set as TXR-B, TXR Significant Real Property Appraisal Assistance (H2) Left-hand side of page • “Name” sets as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. Full page width • “Description” sets TXC-B x 45 picas. Assignment Information and Scope of Work Commentary (H1) Set Commentary as TXC x 45 picas. Appendix E: Report Style Guide Page 85 of 92 Version 1.5 Scope of Work (H1) • Starts new page • Content sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Scope of Work (H2) • “Additional Scope of Work cannot be contrary to the original Scope of Work.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Intended Use (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Use (H2) • “Additional Intended Use cannot be contrary to the original Intended Use.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Intended User (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Users (H2) • “Additional Intended Users cannot be contrary to the original Intended User.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Certifications • “Certifications” sets as TAB. Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. • “Description of Prior Services:” (Certification #15) aligns left with text above and sets as TXC-NPI-B Myriad Pro Bold (lead in to Myriad Pro Regular text) X 45 picas. Additional Appraiser Certifications (H2) • “Additional Appraiser Certifications cannot be contrary to the original Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. Appendix E: Report Style Guide Page 86 of 92 Version 1.5 • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Supervisory Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Additional Supervisory Appraiser Certifications (H2) • “Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Signature (H1) Left-hand side of page • “[Role]” sets as TX-B (brackets do not set, they indicate a placeholder). • TXR (rule) sets for signature and date. • “[Contact Name],” “Date of Signature and Report” set as SIG-B (brackets do not set, they indicate a placeholder). Right-hand side of page • “Level,” “ID,” “State,” “Expires” set as TXR-B, TXR Appendix E: Report Style Guide Page 87 of 92 Version 1.5 Part 4. Completion Report This chapter contains details for the formatting of the Completion Report. Page size, margins, layout grid are identical to the URAR. Header Text Displays on all report pages. ½ point 50% black rule x 45 picas, offset 6 points above to: (HDR-L) Left side: • 9-point Myriad Pro Bold “Completion Report”. (HDR-R) Right side: • “Page [X] of [XX]” (where [X] stands for page number, [XX] for total pages in document) sets at top margin in 9-point Myriad Pro Regular, align right on 45 picas. HDR Footer Text Displays on all report pages. 2-point rule x 45 picas, 6 points space below to: (FTR-L) Left side: • 8-point Myriad Pro Bold “Completion Version #,”one line space below to 50% black “Fannie Mae | Freddie Mac,” “March 2023”. (FTR-R) Right side: • 8-point Myriad Pro bold with Myriad Pro Regular. Identifiers set stacked, aligned right, 1 em space to identifiers, set in 8 point regular, align left, longest identifier aligns right on rule above. Baseline of last line sits on bottom margin. FTR Appendix E: Report Style Guide Page 88 of 92 Version 1.5 “Subject Property” sets as TAB. Left-hand side of page • “Physical Address,” “County” set as TXR-B, TXR Right-hand side of page • Photo of Subject Property Legal Description (H1) • Either an image or text • Image sizes to full page width (45 picas wide) • If text, set as TXC (Myriad Pro Regular), below the H1 x 45 picas. “Original Appraisal” sets as TAB. Left-hand side of page • “Effective Date of Appraisal,” “Opinion of Market Value,” “Market Value Condition” set as TXR-B, TXR. Right-hand side of page • “Appraiser” sets as TXR-B, TXR o “Reference ID” sets as TXR-I, TXR • “Original Lender” sets as TXR-B, TXR Full page width • “Final Value Condition Statement” set as TXC-B (bold lead in to Myriad Pro Regular text) X 45 picas “Itemized List of Repairs” sets as TAB. Itemized List of Repairs table • Column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Repair Completed,” “Inspection Date,” “Completion Comment” set as TCH in 7 column table x 45 picas. • 7 equal columns: 6.5 picas wide (~25 characters max per line in each cell). • Content sets as TB Appendix E: Report Style Guide Page 89 of 92 Version 1.5 ITEMIZED LIST OF REPAIRS TABLE—COMPLETION REPORT “New Observed Items for Repair” sets as TAB. New Observed Items for Repair table • Column heads are: “Feature,” “Location,” “Description,” “Affects Soundness or Structural Integrity,” “Recommended Action,” “Inspection Date” set as TCH in 6 column table x 45 picas. • 6 equal columns: 7.5 picas each (~28 characters max per line in each cell). • Content sets as TB. NEW OBSERVED ITEMS FOR REPAIR TABLE—COMPLETION REPORT “Completion Status” sets as TAB. “Yes” ”No” (Y/N) followed by “Is construction complete?” and “Was construction completed in a manner consistent with the original plans and specifications?” set as CK. Completion Status table • Column heads are: “Feature,” “Location,” “Comparison to Original Plans/Specs,” “Comment” set as TCH in 4 column table x 45 picas. • 4 equal columns: (~33 characters max per line in each cell). • Content sets as TB. COMPLETION STATUS TABLE “Completion Report Commentary” sets as TAB. Set Commentary as TXC x 45 picas. Appendix E: Report Style Guide Page 90 of 92 Version 1.5 “Completion Report Exhibits” sets as TAB. Subsection does not display if there are no exhibits. “Assignment Information” sets as TAB. Left-hand side of page • “Borrower Name” sets as TXR-B, TXR. Right-hand side of page • “Appraiser Fee,” “AMC Fee,” “Government Agency,” “Investor Requested Special Identification” set as TXR-B, TXR. Contact Information (H1) [Role/Role] (H2) [Role] is placeholder for content, as applicable. Left-hand side of page • “Company Name,” “Company Address” set as TXR-I, TXR. Right-hand side of page • “Credentials” sets as TX-B. o “ID,” “State,” “Expires” set as TXR-I, TXR. [Role: Appraiser and Supervisory Appraiser] (H2) Subsection repeats for each [Role] if applicable per iGuide. Left-hand side of page • “Name,” “Designation,” “Company Name,” “Company Address” set as TXR-I, TXR. • “Scope of Inspection by [Role]” sets as TX-B. • “Subject Property Inspection,” sets as TXR-I. • “Exterior,” Interior,” “Inspection Date” set as TXR-II, TXR. Right-hand side of page • “Credentials” sets as TX-B. • “Level,” “ID,” “State,” “Expires” set as TXR-I, TXR. • “ASC Identifier,” “VA Appraiser ID,” “FHA Appraiser ID,” “Employment Type” set as TXR-B, TXR. Assignment Information and Scope of Work Commentary (H1) Set Commentary as TXC x 45 picas Appendix E: Report Style Guide Page 91 of 92 Version 1.5 Intended Use (H1) • Starts new page • Content sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Use (H2) • “Additional Intended Use cannot be contrary to the original Intended Use.” sets as TXC-I Myriad Pro Italic x 45 picas. • Text sets as TXC x 45 picas. Intended User (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. Additional Intended Users (H2) • “Additional Intended Users cannot be contrary to the original Intended User.” sets as TXC-I Myriad Pro Italic x 45 picas • Text sets as TXC x 45 picas. Certifications • “Certifications” sets as TAB. Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. • “Description:” (Certification #6) indent 1 pica 6 points and sets as TXC-NPI-B Myriad Pro Bold (lead in to Myriad Pro Regular text) x 45 picas. Additional Appraiser Certifications (H2) • “Additional Appraiser Certifications cannot be contrary to the original Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Supervisory Appraiser Certifications (H1) • Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Appendix E: Report Style Guide Page 92 of 92 Version 1.5 Additional Supervisory Appraiser Certifications (H2) • “Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas. • Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between paragraphs. o Numbers set Myriad Pro Bold, followed by a period to text. Signature (H1) Left-hand side of page • “[Role]” sets as TX-B (brackets do not set, they indicate a placeholder). • TXR (rule) sets for signature and date. • “[Contact Name],” “Date of Signature and Report” set as SIG-B (brackets do not set, they indicate a placeholder). Right-hand side of page • “Level,” “ID,” “State,” “Expires” set as TXR-B, TXR.

Source: UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program) · source URL · snapshot 111ce9a58fcf6ee9

Operationalizing UAD 3.6 / URAR Appendix E — Report Style Guide (GSE Uniform Mortgage Data Program)

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