SBA SOP 50 10 8.1, B.Ch6.D.1 — Disbursement Period:

sba-sop81-b-ch6-d-1

Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section B.Ch6.D.1 (Disbursement Period:). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.

This register: .xlsx .csv

See also

SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.

Verbatim regulatory text (1)

Verbatim provisions from SBA SOP 50 10 8.1, B.Ch6.D.1 — Disbursement Period: — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

SOP 50 10 8.1 B.Ch6.D.1

Effective 2026-10-01 · publisher's stamp for this provision

D. Loan Closing and Disbursement The following instructions for loan closing and disbursement pertain to all 7(a) loans. 1. Disbursement Period: a. The disbursement period must be stated in the SBA Terms and Conditions. The loan must be fully disbursed within 48 months of approval, or any remaining undisbursed balance will be canceled by SBA. SBA considers a line of credit as fully disbursed at the time of first disbursement. Requests for exceptions to the 48-month disbursement policy: Any requests for an exception to this policy must be submitted in accordance with the “Exceptions to Policy” discussion on page 9 of this SOP and must contain the SBA loan number, a detailed explanation of how cost increases are being financed or, if applicable, explain why there are no cost increases and include any other relevant information. Additionally, the Lender must state how many months the Lender requests to be added to the disbursement period. b. Lenders may use an escrow account for not more than 5 business days to facilitate a loan closing. A Lender must not report the loan on SBA Form 1502 as “disbursed” or charge the Borrower the guaranty fee until all funds are disbursed from the escrow account. The Lender may only charge the Borrower interest on funds that have been disbursed out of escrow to the Borrower. c. A loan is considered to be fully disbursed and then may be sold on the Secondary Market when the Borrower has access to all of the loan proceeds and is able to use them in accordance with the SBA Terms and Conditions.

Source: SBA SOP 50 10 8.1, B.Ch6.D.1 — Disbursement Period: · source URL · snapshot 0fb0c4692cf52938

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Source of record: https://claudeforcompliance.com/regs/sba-sop81-b-ch6-d-1/ · register sba-sop81-b-ch6-d-1 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.