SBA SOP 50 10 8.1, B.Ch5.C.2 — Eligible Uses of Proceeds for International Trade Loans

sba-sop81-b-ch5-c-2

Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section B.Ch5.C.2 (Eligible Uses of Proceeds for International Trade Loans). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 5 provision(s) quoted from SBA's .docx.

This register: .xlsx .csv

See also

SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.

Verbatim regulatory text (5)

Verbatim provisions from SBA SOP 50 10 8.1, B.Ch5.C.2 — Eligible Uses of Proceeds for International Trade Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

SOP 50 10 8.1 B.Ch5.C.2

Effective 2026-10-01 · publisher's stamp for this provision

2. Eligible Uses of Proceeds for International Trade Loans a. Proceeds of an IT loan may only be used for the following eligible purposes (proceeds of an IT loan may not be used for any other purpose): i. Acquire, construct, renovate, modernize, improve, or expand facilities and equipment to be used in the United States to produce goods or services; ii. Working capital (The maximum amount of working capital that can be included in an ITL is $2 million). iii. Changes of ownership pursuant to the rules outline in Appendix 15: 7(a) Changes of ownership. a) IT loans approved under the Development or Expansion of Export Market criteria may be used to support Business Expansion and ESOP & Cooperative transactions. b) IT loans approved under the Adversely Affected by Import Competition criteria may be used to support Business Expansion, Owner Buyout, and ESOP & Cooperative transactions. c) IT loans cannot be used to support Initial Acquisition transactions. iv. Debt refinancing with an International Trade (IT) loan: See Appendix 14: 7(a) Debt Refinancing Requirements Para. B.8.

Source: SBA SOP 50 10 8.1, B.Ch5.C.2 — Eligible Uses of Proceeds for International Trade Loans · source URL · snapshot 0fb0c4692cf52938

SOP 50 10 8.1 B.Ch5.C.3.a

Effective 2026-10-01 · publisher's stamp for this provision

3. Loan Terms and Conditions for International Trade a. Maximum Loan Amount i. The maximum loan amount is $5,000,000. ii. Maximum Loans to Businesses with Affiliates 13 CFR § 120.151 Lenders must determine whether the Applicant has any affiliates and document the results in their credit analysis. If affiliation exists, SBA’s loan maximums apply to the Applicant, including all affiliates, as if all were a single business.

Source: SBA SOP 50 10 8.1, B.Ch5.C.3.a — Maximum Loan Amount · source URL · snapshot 0fb0c4692cf52938

SOP 50 10 8.1 B.Ch5.C.3.b

Effective 2026-10-01 · publisher's stamp for this provision

b. Maximum Guaranty Amounts and Percentages: See Appendix 16: 7(a) Maximum Guaranty Amounts and Percentages Para. B.6.

Source: SBA SOP 50 10 8.1, B.Ch5.C.3.b — Maximum Guaranty Amounts and Percentages: See Appendix 16: 7(a) Maximum Guaranty Amounts and Percentages Para. B.6. · source URL · snapshot 0fb0c4692cf52938

SOP 50 10 8.1 B.Ch5.C.3.c

Effective 2026-10-01 · publisher's stamp for this provision

c. Loan Maturities: See Appendix 17: 7(a) Loan Maturity Requirements Para. B.8.

Source: SBA SOP 50 10 8.1, B.Ch5.C.3.c — Loan Maturities: See Appendix 17: 7(a) Loan Maturity Requirements Para. B.8. · source URL · snapshot 0fb0c4692cf52938

SOP 50 10 8.1 B.Ch5.C.3.d

Effective 2026-10-01 · publisher's stamp for this provision

d. Interest Rates: See Appendix 18: 7(a) Interest Rate Requirements Para. B.8. SBA QUICK REFERENCE CHART: Maximum Interest Rates Allowed Product International Trade Loans | Interest Rate The maximum allowable fixed rate is available on SBA’s Wiki page. Maximum variable rates are: Loans $50,000 or less | Cannot exceed Prime or SBA Optional Peg Rate + 6.5% Loans $50,001 up to and including $250,000 | Cannot exceed Prime or SBA Optional Peg Rate + 6.0% Loans $250,001 up to and including $350,000 | Cannot exceed Prime or SBA Optional Peg Rate + 4.5% Loans $350,001 and greater | Cannot exceed Prime or SBA Optional Peg Rate + 3.0%

Source: SBA SOP 50 10 8.1, B.Ch5.C.3.d — Interest Rates: See Appendix 18: 7(a) Interest Rate Requirements Para. B.8. · source URL · snapshot 0fb0c4692cf52938

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Source of record: https://claudeforcompliance.com/regs/sba-sop81-b-ch5-c-2/ · register sba-sop81-b-ch5-c-2 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.