SBA SOP 50 10 8.1, B.Ch4.A.1 — Working Capital CAPLines

sba-sop81-b-ch4-a-1

Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section B.Ch4.A.1 (Working Capital CAPLines). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.

This register: .xlsx .csv

See also

SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.

Verbatim regulatory text (1)

Verbatim provisions from SBA SOP 50 10 8.1, B.Ch4.A.1 — Working Capital CAPLines — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

SOP 50 10 8.1 B.Ch4.A.1

Effective 2026-10-01 · publisher's stamp for this provision

1. Working Capital CAPLines a. Eligibility To be eligible for a Working Capital CAPLine, the Applicant must generate accounts receivable (not notes receivable), and/or have inventory. b. Eligible Uses of Proceeds i. Borrowers may only use the loan proceeds for short-term working capital/ operating needs. Proceeds must not be used to pay delinquent withholding taxes or similar funds held in trust (e.g., state or local sales taxes), or for floor plan financing. In the event that Working Capital CAPLine proceeds are used to acquire fixed assets, Lender must refinance the portion of the line used to acquire the fixed asset into an appropriate term facility no later than 90 days after the Lender discovers that the line was used to finance a fixed asset. ii. Borrowers may be Exporters engaged in Export Transactions. Loan proceeds may be used for Domestic-to-Foreign Exports, and Foreign-to-Foreign Exports. Note: See Appendix 16 Para. B.4 for maximum guaranty amounts and percentages for CAPLines to Exporters, which are different than those for EWCP. iii. Debt Refinancing under Working Capital CAPLines: See Appendix 14: 7(a) Debt Refinancing Requirements Para. B.4.

Source: SBA SOP 50 10 8.1, B.Ch4.A.1 — Working Capital CAPLines · source URL · snapshot 0fb0c4692cf52938

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Source of record: https://claudeforcompliance.com/regs/sba-sop81-b-ch4-a-1/ · register sba-sop81-b-ch4-a-1 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.