Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — each quote is a verified
substring of the regulator-published source snapshot, not retyped. Quoted for reference;
this is not legal advice. The operational layer (P&P updates, prompts) lives in the
regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part IV — g. Terminating Title I Premium Billing (05/09/2022)
Effective 2022-05-09 · publisher's stamp for this provision
g. Terminating Title I Premium Billing (05/09/2022) Title I Lenders are obligated to pay the loan insurance premium on any insured Loan until it matures, or until the Loan is prepaid in full or an insurance claim is filed. This obligation continues even if: • the Lender has exhausted its insurance coverage reserve account, provided that the Loan is current; and/or • the Lender decides to terminate its Title I Contract of Insurance. Terminated Title I Lenders may not originate new Title I Loans but remain obligated to pay FHA insurance premiums and to perform obligations under the Contract of Insurance for the existing Title I Loans it holds.
Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part IV
This is verbatim, source-snapshotted regulator text from the Claude for Compliance
open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and
procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions;
operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every
step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page:download the corpus — every register on this
site, verbatim, each with its source snapshot and effective date — then follow the
methodology. It asks your assistant to answer only from the
downloaded text, cite the register id and effective date it used, and tell you when the
corpus does not cover something instead of filling the gap from memory. Running it locally
also means no one sees which regulations you are looking at.