FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022)

hud-4000-1-iv-d-appraisal

FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022).

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source:
  type: guide
  id: hud-4000-1-iv-d-appraisal
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022).
  coverage_tier: operative
obligations:
  - id: hud-4000-1-iv-d-appraisal-full
    canonical_id: hud-4000-1-iv-d-appraisal-full
    section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022)
    description: ''
    type: do
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    primary_source:
      tier: 1
      authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022)
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      source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
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      paragraph_quote: 'd. Appraisal (05/09/2022) The Lender must obtain an appraisal of the secured Property in compliance with Appraiser and Property Requirements for Title I Loans. The Lender must obtain the appraisal as soon as possible after repossession, or earlier with the permission of the Borrower. The appraisal must be performed on the home site unless the site owner requires that the home be removed before the appraisal can be performed. The appraisal must reflect the current value of comparable Manufactured Homes in similar condition and in the same geographic area where the repossession occurred. The appraised value is part of the calculation of the insurance claim payment. IV. CLAIMS AND DISPOSITION D. Title I Disposition 2. Property Disposition of Manufactured Homes Handbook 4000.1 1688 Last Revised: 11/26/2025'

Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022)

d. Appraisal (05/09/2022) The Lender must obtain an appraisal of the secured Property in compliance with Appraiser and Property Requirements for Title I Loans. The Lender must obtain the appraisal as soon as possible after repossession, or earlier with the permission of the Borrower. The appraisal must be performed on the home site unless the site owner requires that the home be removed before the appraisal can be performed. The appraisal must reflect the current value of comparable Manufactured Homes in similar condition and in the same geographic area where the repossession occurred. The appraised value is part of the calculation of the insurance claim payment. IV. CLAIMS AND DISPOSITION D. Title I Disposition 2. Property Disposition of Manufactured Homes Handbook 4000.1 1688 Last Revised: 11/26/2025

Source: FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022) · source URL · snapshot 8c03836f77f317e1