FHA Single Family Housing Policy Handbook 4000.1, Part IV
HUD effective date: 05/09/2022 · section IV.D.2 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part IV — d. Appraisal (05/09/2022)
d. Appraisal (05/09/2022) The Lender must obtain an appraisal of the secured Property in compliance with Appraiser and Property Requirements for Title I Loans. The Lender must obtain the appraisal as soon as possible after repossession, or earlier with the permission of the Borrower. The appraisal must be performed on the home site unless the site owner requires that the home be removed before the appraisal can be performed. The appraisal must reflect the current value of comparable Manufactured Homes in similar condition and in the same geographic area where the repossession occurred. The appraised value is part of the calculation of the insurance claim payment.
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part IV
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iv-d-appraisal/
· register hud-4000-1-iv-d-appraisal · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.