FHA Single Family Housing Policy Handbook 4000.1, Part IV

hud-4000-1-iv-a-claim-filing-deadline

HUD effective date: 05/09/2022 · section IV.C.1 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part IV — a. Claim Filing Deadline (05/09/2022).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part IV — a. Claim Filing Deadline (05/09/2022)

Effective 2022-05-09 · publisher's stamp for this provision

a. Claim Filing Deadline (05/09/2022) A property improvement claim must be filed no later than nine months after the date of Default. The date of Default for filing a claim is 30 Days after the oldest unpaid Loan Payment. Exceptions to the claim filing deadline include: • a bankruptcy filing or any other litigation related to the Loan, if initiated prior to the end of the claim filing deadline. The claim must be filed within three months of the end of the litigation; • management control of the Lender is assumed by a federal or state agency; • the Borrower experiences a financial hardship directly attributable to a major disaster declared by the President; • the Lender can show clear evidence the delay in claim filing was in the interest of HUD; and • a Borrower is in “military service” as defined in the most recent available SCRA, as adopted by HUD. Any period of military service after the date of Default is excluded in computing the maximum time period for filing an insurance claim.

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part IV

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