Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part III — each quote is a verified
substring of the regulator-published source snapshot, not retyped. Quoted for reference;
this is not legal advice. The operational layer (P&P updates, prompts) lives in the
regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part III — i. Mortgage Insurance Premium Remittance (03/31/2022)
Effective 2022-03-31 · publisher's stamp for this provision
i. Mortgage Insurance Premium Remittance (03/31/2022) i. Definition Annual or Periodic MIPs are those MIPs that are remitted to HUD each month. ii. Standard The Mortgagee must remit one-twelfth of the annual MIPs each month to HUD, regardless of whether it was received from the Borrower. The Mortgagee can access the Advance Premium Notice and case-level billing information in FHAC to determine monthly collections of MIPs. The Mortgagee must remit MIPs in accordance with the original amortization schedule. MIPs accrue from the beginning of amortization, without regard to what time frame exists between endorsement and the beginning of amortization and without regard to any Partial Prepayments, Delinquent payments, agreements to postpone payments, or agreements to recast the Mortgage. For refinances, the Mortgagee must remit MIPs on the Mortgage being paid off through the month in which that Mortgage is paid in full. iii. Mortgage Insurance Premium Reports (A) Use of FHA Connection or Alternate Report Retrieval Process The Mortgagee can access the Advance Premium Notice and case-level billing information in FHAC or through the Alternate Report Retrieval process to determine monthly collections of MIPs after endorsement. (B) Reports after Transfer or Sale If, 90 Days after acquisition, a transferred or sold Mortgage has not appeared on HUD’s monthly MIP report to the Transferee Servicing Mortgagee or Purchasing Mortgage Holder, that Mortgagee must ensure that the Servicer/Holder Transfer is completed in FHAC or through EDI or B2G.
Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part III
This is verbatim, source-snapshotted regulator text from the Claude for Compliance
open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and
procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions;
operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every
step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page:download the corpus — every register on this
site, verbatim, each with its source snapshot and effective date — then follow the
methodology. It asks your assistant to answer only from the
downloaded text, cite the register id and effective date it used, and tell you when the
corpus does not cover something instead of filling the gap from memory. Running it locally
also means no one sees which regulations you are looking at.