FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024)

hud-4000-1-iii-a-use-of-counseling-agencies

FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024).

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  authority: FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024).
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    section: FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024)
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      authority: FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024)
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      paragraph_quote: 'a. Use of Counseling Agencies (04/29/2024) The Mortgagee must refer the Borrower to a HUD-approved housing counseling agency in the area where the Property is located when obligations under the HECM are not being met by the Borrower. The Mortgagee should refer the Borrower to a counseling agency before submitting a due and payable request. III. SERVICING AND LOSS MITIGATION B. Title II Insured Housing Programs Reverse Mortgages 2. Default Servicing Handbook 4000.1 1487 Last Revised: 11/26/2025'

Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024)

a. Use of Counseling Agencies (04/29/2024) The Mortgagee must refer the Borrower to a HUD-approved housing counseling agency in the area where the Property is located when obligations under the HECM are not being met by the Borrower. The Mortgagee should refer the Borrower to a counseling agency before submitting a due and payable request. III. SERVICING AND LOSS MITIGATION B. Title II Insured Housing Programs Reverse Mortgages 2. Default Servicing Handbook 4000.1 1487 Last Revised: 11/26/2025

Source: FHA Single Family Housing Policy Handbook 4000.1, Part III — a. Use of Counseling Agencies (04/29/2024) · source URL · snapshot 8c03836f77f317e1