FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 2. Allowable Mortgage Parameters — c. Required Investment
HUD effective date: 09/14/2015 · section II.A.2 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Required Investment (09/14/2015).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 2. Allowable Mortgage Parameters — c. Required Investment — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Required Investment (09/14/2015)
c. Required Investment (09/14/2015) i. Total Required Investment Total Required Investment refers to the amount the Borrower must contribute to the transaction including the Borrower’s downpayment and the Borrower-paid transaction costs. The Total Required Investment includes the Minimum Required Investment (MRI). ii. Minimum Required Investment Minimum Required Investment (MRI) refers to the Borrower’s contribution in cash or its equivalent required by Section 203(b)(9) of the National Housing Act, which represents at least 3.5 percent of the Adjusted Value of the Property.
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 2. Allowable Mortgage Parameters — c. Required Investment
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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-ii-c-required-investment/
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see regulatory updates and methodology.