FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Documentation for Underwriting the Property (08/19/2024)
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Documentation for Underwriting the Property (08/19/2024).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Documentation for Underwriting the Property (08/19/2024) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Documentation for Underwriting the Property (08/19/2024)
b. Required Documentation for Underwriting the Property (08/19/2024) If additional inspections, repairs or certifications are noted by the appraisal or are required to demonstrate compliance with Property Acceptability Criteria, the Mortgagee must obtain evidence of completion of such inspections, repairs or certifications. If the Appraiser is being utilized to provide evidence of completion of repair(s) or condition(s) noted in the original appraisal report, Fannie Mae Form 1004D/Freddie Mac Form 442, Appraisal Update and/or Completion Report, Certification of Completion must be used. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT A. Title II Insured Housing Programs Forward Mortgages 3. Underwriting the Property Handbook 4000.1 196 Last Revised: 11/26/2025 c. Form HUD-92800.5B, Conditional Commitment Direct Endorsement Statement of Appraised Value (09/14/2015) Form HUD-92800.5B, Conditional Commitment Direct Endorsement Statement of Appraised Value, provides the terms upon which the commitment/direct endorsement statement of appraised value is made and the specific conditions that must be met before HUD can endorse a Firm Commitment for mortgage insurance. The underwriter must complete form HUD-92800.5B as directed in the form instructions. Where a Statement of Appraised Value is required, the Mortgagee must provide the Borrower with a copy of the completed form HUD-92800.5B. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT A. Title II Insured Housing Programs Forward Mortgages 4. Underwriting the Borrower Using the TOTAL Mortgage Scorecard (TOTAL) Handbook 4000.1 197 Last Revised: 11/26/2025 4. Underwriting the Borrower Using the TOTAL Mortgage Scorecard (TOTAL)