FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. Appraiser and Property Requirements for Title II Forward and Reverse Mortgages > 12. Mixed Use One- to Four-Unit Single Family Properties — b. Required Analysis and Reporting
HUD effective date: 09/09/2019 · section II.D.12 · Handbook 4000.1
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Analysis and Reporting (09/09/2019).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. Appraiser and Property Requirements for Title II Forward and Reverse Mortgages > 12. Mixed Use One- to Four-Unit Single Family Properties — b. Required Analysis and Reporting — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required Analysis and Reporting (09/09/2019)
b. Required Analysis and Reporting (09/09/2019) The Appraiser must include all components of the real estate in the analysis. The Appraiser must not include business valuation or the value of Personal Property or business fixtures in the appraisal. The Appraiser must provide measurements and calculations of the building area on the building sketch to show what portion of the Property is allocated to residential use, and what portion is allocated to nonresidential use. The Appraiser must provide a statement as to whether the commercial use will or will not affect the health and safety of the occupants of the residential Property. E. TITLE I INSURED PROGRAMS 1. Direct and Dealer Loan Process for Property Improvement Loan Program Loans insured under FHA’s Property Improvement Loan program are categorized by either of two origination processes: Direct Loans or Dealer Loans. A Dealer refers to, in the case of Property Improvement Loans, a seller, contractor, or supplier of goods or services. A Dealer can be used in either the Direct Loan or Dealer Loan processes.
Operationalizing FHA Single Family Housing Policy Handbook 4000.1, II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > D. Appraiser and Property Requirements for Title II Forward and Reverse Mortgages > 12. Mixed Use One- to Four-Unit Single Family Properties — b. Required Analysis and Reporting
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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-ii-b-required-analysis-and-reporting-2/
· register hud-4000-1-ii-b-required-analysis-and-reporting-2 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.