HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2807 — Report

hmda-12usc-2807

HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2807 Report. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: hmda-12usc-2807
  authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2807 — Report
  description: |
    HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2807 Report. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: hmda-12usc-2807-full
    canonical_id: hmda-12usc-2807-full
    section: 12 U.S.C. §2807
    description: 'Report: The Bureau , in consultation with the Secretary of Housing and Urban Development, shall report annually to the Congress on the utility of the requirements of section 2803(b)(4) of this title . ( Pub. L. 94–200, title III, § 308 , Dec. 31, 1975 , 89 Stat. 1128 ; Pub. L. 98–181, title I [title VII, § …'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2807
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/12/2807
      snapshot_id: 4477738d4fad56a5
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:e27cca808a81953759a488023e16895e856276e6a06bc6625e21c0998422689b
      paragraph_quote: The Bureau , in consultation with the Secretary of Housing and Urban Development, shall report annually to the Congress on the utility of the requirements of section 2803(b)(4) of this title . ( Pub. L. 94–200, title III, § 308 , Dec. 31, 1975 , 89 Stat. 1128 ; Pub. L. 98–181, title I [title VII, § 701(b)], Nov. 30, 1983 , 97 Stat. 1266 ; Pub. L. 101–73, title XII, § 1211(h) , Aug. 9, 1989 , 103 Stat. 526 ; Pub. L. 111–203, title X, § 1094(1) , July 21, 2010 , 124 Stat. 2097 .)
      drafter_attestation: Verbatim slice of 12 U.S.C. §2807 from Cornell LII snapshot 4477738d4fad56a5; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2807 — Report — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2807

The Bureau , in consultation with the Secretary of Housing and Urban Development, shall report annually to the Congress on the utility of the requirements of section 2803(b)(4) of this title . ( Pub. L. 94–200, title III, § 308 , Dec. 31, 1975 , 89 Stat. 1128 ; Pub. L. 98–181, title I [title VII, § 701(b)], Nov. 30, 1983 , 97 Stat. 1266 ; Pub. L. 101–73, title XII, § 1211(h) , Aug. 9, 1989 , 103 Stat. 526 ; Pub. L. 111–203, title X, § 1094(1) , July 21, 2010 , 124 Stat. 2097 .)

Source: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2807 · source URL · snapshot 4477738d4fad56a5

Operationalizing HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2807 — Report

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.

Source of record: https://claudeforcompliance.com/regs/hmda-12usc-2807/ · register hmda-12usc-2807 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.