Fannie Mae Lender Letter LL-2026-07 (September 16, 2026) — Updates to Mortgage Insurance Termination Requirements

fnma-ll-2026-07

Fannie Mae Lender Letter LL-2026-07 (September 16, 2026) — Updates to Mortgage Insurance Termination Requirements. Full verbatim text, substring-verified against snapshot 7ab8b19d18583c6d.

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Verbatim provisions from Fannie Mae Lender Letter LL-2026-07 (September 16, 2026) — Updates to Mortgage Insurance Termination Requirements — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Lender Letter LL-2026-07 (September 16, 2026) — Updates to Mortgage Insurance Termination Requirements

Effective 2026-09-16 · publisher's stamp for this provision

© 2026 Fannie Mae LL-2026-07 Page 1 of 1 Lender Letter (LL-2026-07) Sept. 16, 2026 To: All Fannie Mae Single-Family Servicers Updates to Mortgage Insurance Termination Requirements At the direction of U.S. Federal Housing (FHFA), we are updating our requirements related to termination of conventional mortgage insurance to permit servicers to solicit borrowers that may be eligible for mortgage insurance termination based on the current value of the property. This policy change will be reflected in a future Servicing Guide update. Servicer solicitation of loans that may be eligible for mortgage insurance termination based on current value We are permitting servicers to proactively solicit borrowers whose mortgage loans may be close to or have reached the loan-to-value (LTV) requirements for mortgage insurance (MI) termination based on current value of the property and notify the borrower of the actions required to terminate MI as listed in Borrower-Initiated Termination of Conventional Mortgage Insurance Based on Current Value of the Property in Servicing Guide B-8.1-04, Termination of Conventional Mortgage Insurance. Effective: This policy change is effective immediately. Servicers may contact their Fannie Mae Account Team if they have questions about this Lender Letter. Have guide questions? Get answers to all your policy questions, straight from the source. Ask Poli.

Source: Fannie Mae Lender Letter LL-2026-07 (September 16, 2026) — Updates to Mortgage Insurance Termination Requirements · source URL · snapshot 7ab8b19d18583c6d

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Source of record: https://claudeforcompliance.com/regs/fnma-ll-2026-07/ · register fnma-ll-2026-07 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.