44 CFR 61.6 (FEMA, National Flood Insurance Program) — Maximum amounts of coverage available

Name: 44 CFR 61.6 (FEMA, National Flood Insurance Program) — Maximum amounts of coverage available — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

flood-44cfr-61-6

44 CFR 61.6, maximum amounts of flood insurance coverage available under the NFIP emergency and regular programs (building and contents limits by occupancy, e.g. $250,000 single-family building). Full verbatim text from eCFR.

This register: .xlsx .csv

source:
  type: regulation
  id: flood-44cfr-61.6
  authority: 44 CFR 61.6 (FEMA, National Flood Insurance Program) — Maximum amounts of coverage available
  description: 44 CFR 61.6, maximum amounts of flood insurance coverage available under the NFIP emergency and regular programs (building and contents limits by occupancy, e.g. $250,000 single-family building). Full verbatim text from eCFR.
  source_url: https://www.ecfr.gov/current/title-44/section-61.6
obligations:
  - id: flood-44cfr-61.6-a
    canonical_id: flood-44cfr-61.6-a
    section: 44 CFR §61.6(a)
    description: '(a): (a) Pursuant to section 1306 of the Act, the following are the limits of coverage available under the emergency program and under the regular program. Table 1 to Paragraph ( a 1 Occupancy Emergency Regular Program Amount Amount Building Coverage Single-Family Dwelling * $35,000 $250,000. Two-to-Four…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
    primary_source:
      tier: 1
      authority: 44 CFR §61.6(a)
      source_class: cfr-regulation
      source_url: https://www.ecfr.gov/current/title-44/section-61.6
      snapshot_id: 4db6d12e5e925bac
      fetched_at: '2026-10-02T22:38:07Z'
      content_hash: sha256:8ce8f9cea105f460d6f8470c223507cf39da148f619335bf4523fb402d0940f2
      paragraph_quote: (a) Pursuant to section 1306 of the Act, the following are the limits of coverage available under the emergency program and under the regular program. Table 1 to Paragraph ( a 1 Occupancy Emergency Regular Program Amount Amount Building Coverage Single-Family Dwelling * $35,000 $250,000. Two-to-Four Family Building * 35,000 $250,000. Other Residential Building (including Multifamily Building) ** 100,000 $500,000. Residential Condominium Building N/A $250,000 times the number of units in the building. Non-Residential Building 100,000 $500,000. Contents Coverage 2 Residential Property 3 10,000 $100,000. Non-Residential Property 100,000 $500,000. 1 2 3 * In Alaska, Guam, Hawaii, and U.S. Virgin Islands, the amount available is $50,000. ** In Alaska, Guam, Hawaii, and U.S. Virgin Islands, the amount available is $150,000.
      drafter_attestation: 'Verbatim 44 CFR §61.6(a) from eCFR snapshot 4db6d12e5e925bac (versioner full-XML API, title 44 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot n/a) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'
  - id: flood-44cfr-61.6-b
    canonical_id: flood-44cfr-61.6-b
    section: 44 CFR §61.6(b)
    description: '(b): (b) Coverage and benefits payable under the SFIP pursuant to § 61.3(b) and (c) are included in, not in addition to, the coverage limits provided by the Act or stated in paragraph (a) of this section.'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
    primary_source:
      tier: 1
      authority: 44 CFR §61.6(b)
      source_class: cfr-regulation
      source_url: https://www.ecfr.gov/current/title-44/section-61.6
      snapshot_id: 4db6d12e5e925bac
      fetched_at: '2026-10-02T22:38:07Z'
      content_hash: sha256:8ce8f9cea105f460d6f8470c223507cf39da148f619335bf4523fb402d0940f2
      paragraph_quote: (b) Coverage and benefits payable under the SFIP pursuant to § 61.3(b) and (c) are included in, not in addition to, the coverage limits provided by the Act or stated in paragraph (a) of this section.
      drafter_attestation: 'Verbatim 44 CFR §61.6(b) from eCFR snapshot 4db6d12e5e925bac (versioner full-XML API, title 44 as of 2026-09-24); the regulator''s paragraph breaks are joined with single spaces; substring-verified. Re-segmented 2026-09-26 on the eCFR paragraph hierarchy (scripts/resegment-cfr.py): the prior capture (snapshot n/a) held the same words but cut this section at every (i)/(v)/(x) and cited sub-items as top-level paragraphs.'
      publisher: ecfr.gov
      verified_against: ecfr.gov
      verified_on: '2026-09-26'

Verbatim regulatory text (2)

Verbatim provisions from 44 CFR 61.6 (FEMA, National Flood Insurance Program) — Maximum amounts of coverage available — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

44 CFR §61.6(a)

(a) Pursuant to section 1306 of the Act, the following are the limits of coverage available under the emergency program and under the regular program. Table 1 to Paragraph ( a 1 Occupancy Emergency Regular Program Amount Amount Building Coverage Single-Family Dwelling * $35,000 $250,000. Two-to-Four Family Building * 35,000 $250,000. Other Residential Building (including Multifamily Building) ** 100,000 $500,000. Residential Condominium Building N/A $250,000 times the number of units in the building. Non-Residential Building 100,000 $500,000. Contents Coverage 2 Residential Property 3 10,000 $100,000. Non-Residential Property 100,000 $500,000. 1 2 3 * In Alaska, Guam, Hawaii, and U.S. Virgin Islands, the amount available is $50,000. ** In Alaska, Guam, Hawaii, and U.S. Virgin Islands, the amount available is $150,000.

Source: 44 CFR §61.6(a) · source URL · snapshot 4db6d12e5e925bac

44 CFR §61.6(b)

(b) Coverage and benefits payable under the SFIP pursuant to § 61.3(b) and (c) are included in, not in addition to, the coverage limits provided by the Act or stated in paragraph (a) of this section.

Source: 44 CFR §61.6(b) · source URL · snapshot 4db6d12e5e925bac

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Source of record: https://claudeforcompliance.com/regs/flood-44cfr-61-6/ · register flood-44cfr-61-6 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.