Freddie Mac Single-Family Seller/Servicer Guide Chapter 9701 — Reimbursement of Expenses
Chapter 9701 of the Freddie Mac Single-Family Seller/Servicer Guide governs reimbursement of expenses incurred in connection with a workout or foreclosure of a Freddie Mac Mortgage: general policies, Servicer expense approval authority, Requests for Pre-Approval (RPA), expense reimbursement submission time frames, property-related reimbursements, and non-reimbursable expenses. NOTE: actual title is "Reimbursement of Expenses", not "REO / Disposition".
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Chapter 9701 — Reimbursement of Expenses — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide Section 9701.1(c) — Request for pre-approval (RPA)
Prior to the Servicer incurring the expense or expenses, if possible, the Servicer must obtain written pre-approval from Freddie Mac by submitting an RPA via the RPA functionality in PAID to: ■ Exceed the expense limits in Exhibits 57, 57A and Exhibit 57B ■ Incur certain expenses as set forth in Exhibit 74, Expense and Income Codes for Expense Reimbursement Requests ■ Incur expenses not set forth in Exhibit 74 All RPAs will require the Servicer to submit supporting documentation.
Freddie Mac Guide Section 9701.1(e)(i) — Reimbursement of loan modification expenses
With the exception of recordation fees, Servicers must enter all loan modification-related expenses in PAID that were not capitalized in the modification or otherwise paid by the Borrower (including unrecoverable expenses described in Section 9701.1(e)(iv)) no later than 90 days after the settlement date in Freddie Mac systems.
Freddie Mac Guide Section 9701.2(a) — California supplemental tax notification
the Servicer must notify the taxing authority, in writing, to send any supplemental tax bills to Freddie Mac (see Directory 6).
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide Chapter 9701 — Reimbursement of Expenses
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-9701/
· register fhlmc-9701 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.