Freddie Mac Single-Family Seller/Servicer Guide Chapter 9301 — Foreclosure
Chapter 9301 of the Freddie Mac Single-Family Seller/Servicer Guide governs the foreclosure process: foreclosures overview and Servicer responsibilities, preforeclosure referral account review, referral timing for primary and non-primary residences, foreclosure counsel selection, foreclosure sale bidding, and post-sale activities. NOTE: actual title is "Foreclosure"; Freddie's bankruptcy rules live in Chapter 9401.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Chapter 9301 — Foreclosure — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Guide Section 9301.1(a) — Foreclosures on Freddie Mac Mortgages
The Servicer must refer to, manage and complete foreclosure in accordance with this chapter when there is no available alternative to foreclosure.
Freddie Mac Guide Section 9301.2(a)(i) — Review of the Mortgage file
Within 15 days prior to referral to foreclosure, the Servicer must review the Mortgage file to verify that it made every attempt to achieve quality right party contact in accordance with Section 9102.3, and there is no approved payment arrangement or pending alternative to foreclosure offer for which the Borrower response period has not expired.
Freddie Mac Guide Section 9301.2(c)(i) — When to refer a Primary Residence Mortgage to foreclosure
The Servicer must refer a Mortgage to foreclosure after expiration of the breach letter, but no earlier than 151 days from the DDLPI (121st day of Delinquency).
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide Chapter 9301 — Foreclosure
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-9301/
· register fhlmc-9301 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.