Freddie Mac Single-Family Seller/Servicer Guide 6302.43 — Special delivery requirements for CHOICERenovation® Mortgages

fhlmc-6302-43

Freddie Mac Single-Family Seller/Servicer Guide section 6302.43 — Special delivery requirements for CHOICERenovation® Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim regulatory text (1)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 6302.43 — Special delivery requirements for CHOICERenovation® Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 6302.43 — Special delivery requirements for CHOICERenovation® Mortgages

Effective 2026-02-04 · Freddie Mac's stamp for this section

■ General requirements ■ Data delivery instructions ■ Data delivery instructions to receive the credit for Credit Fees for GreenCHOICE Mortgages® (a) General requirements See Chapter 4607 for special eligibility requirements for CHOICERenovation® Mortgages. (b) Data delivery instructions See Section 6302.28 for special delivery requirements for Construction to Permanent Mortgages and Renovation Mortgages. For CHOICERenovation Mortgages, the Seller must deliver the following ULDD Data Points: Data Required for CHOICERenovation Mortgages Sort ID ULDD Data Point Valid Value Notes LOAN – Closing and LOAN – Modification → Affordable Details 193.1 Alterations Improvements And Repairs Amount Enter the total renovation costs amount associated with the renovation loan. The amount entered must be greater than “0” (zero). LOAN – Current → Product Details 404 Loan Program Identifier CHOICERenovation Enter “CHOICERenovation” for Mortgages with Settlement Dates after completion of renovations as described in Section 4607.1(a). 404 Loan Program Identifier CHOICERenovation In Progress Enter “CHOICERenovation In Progress” for Mortgages with Settlement Dates before completion of renovations as described in Section 4607.1(b). 404 Loan Program Identifier CHOICEReno EXpress Enter “CHOICEReno EXpress” for Mortgages not located in Duty to Serve High-Needs Area as described in Section 4607.1(c). 404 Loan Program Identifier CHOICEReno EXpress DTS Area Enter “CHOICEReno EXpress DTS Area” for Mortgages located in Duty to Serve High-Needs Area as described in Section 4607.1(c). (c) Data delivery instructions to receive the credit for Credit Fees for GreenCHOICE Mortgages For CHOICERenovation Mortgages eligible for the credit for Credit Fees for GreenCHOICE Mortgages pursuant to Section 4607.16(b), in addition to meeting the special delivery requirements above, the Seller must deliver the ULDD Data Point(s) specified in Section 6302.23. Note: When entering the total renovation costs amount for ULDD Data Point Alterations Improvements And Repairs Amount (Sort ID 193.1) pursuant to Section 6302.43(b) above, the value entered for ULDD Data Point Energy Improvement Amount (Sort ID 244.1) would also be included in the total renovation costs amount.

Source: Freddie Mac Single-Family Seller/Servicer Guide 6302.43 — Special delivery requirements for CHOICERenovation® Mortgages · source URL · snapshot 4c94f67729042dd6

Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 6302.43 — Special delivery requirements for CHOICERenovation® Mortgages

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Source of record: https://claudeforcompliance.com/regs/fhlmc-6302-43/ · register fhlmc-6302-43 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.