Freddie Mac Single-Family Seller/Servicer Guide 6302.32 — Special delivery requirements for Mortgages with principal curtailments
Freddie Mac Single-Family Seller/Servicer Guide section 6302.32 — Special delivery requirements for Mortgages with principal curtailments. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 6302.32 — Special delivery requirements for Mortgages with principal curtailments — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 6302.32 — Special delivery requirements for Mortgages with principal curtailments
■ General requirements ■ Data delivery instructions (a) General requirements If the principal of a Mortgage is curtailed without recalculation of the monthly payment prior to the date the Mortgage is sold to Freddie Mac, the Seller must provide the data described in this section. Mortgages with principal curtailments that result in modifications to recalculate the monthly payments must be delivered as Seller-Owned Modified Mortgages in accordance with Section 6302.27. (b) Data delivery instructions For Mortgages with principal curtailments that do not result in modifications to recalculate the monthly payments, the Seller must deliver the following ULDD Data Points: Data Required for Mortgages with Principal Curtailments not Resulting in Recast Payment Sort ID ULDD Data Point Valid Value Notes LOAN – Closing → Note Details 256 Loan Maturity Date Enter the date of the final monthly principal and interest (P&I) payment as indicated on the Note disregarding the effect of any curtailment. LOAN – Current → Payment Details 438 Aggregate Loan Curtailment Amount Enter the total of all curtailments received as of the Funding Date.
Freddie Mac Single-Family Seller/Servicer Guide 6302.32 — Special delivery requirements for Mortgages with principal curtailments — PENDING VERSION, takes effect 2026-11-09
Not yet in force. This is the pending version of the section, which takes effect 2026-11-09. The other version on this page governs until then.
■ General requirements ■ Data delivery instructions (a) General requirements If the principal of a Mortgage is curtailed without recalculation of the monthly payment amount prior to the date the Mortgage is sold to Freddie Mac, the Seller must provide the data described in this section. Mortgages with principal curtailments that resulted in modifications to recalculate the monthly payment amounts (i.e., recast) prior to being sold to Freddie Mac must be delivered as Seller-Owned Modified Mortgages in accordance with Section 6302.27. See Section 4402.4 for eligibility and special underwriting and documentation requirements for Seller-Owned Modified Mortgages. See Section 4402.5(b) for loan modification agreement requirements for Seller-Owned Modified Mortgages. (b) Data delivery instructions For Mortgages with principal curtailments that did not result in modifications to recalculate the monthly payment amounts, the Seller must deliver the following ULDD Data Points: Data Required for Mortgages with Principal Curtailments not Resulting in Recast Payment Sort ID ULDD Data Point Valid Value Notes LOAN – Closing → Note Details 256 Loan Maturity Date Enter the date of the final monthly principal and interest (P&I) payment as indicated on the Note disregarding the effect of any curtailment. LOAN – Current → Payment Details 438 Aggregate Loan Curtailment Amount Enter the total of all curtailments received as of the Funding Date.
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Source of record: https://claudeforcompliance.com/regs/fhlmc-6302-32/
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