Freddie Mac Single-Family Seller/Servicer Guide 4607.15 — Representations and warranties for CHOICERenovation® Mortgages
Freddie Mac Single-Family Seller/Servicer Guide section 4607.15 — Representations and warranties for CHOICERenovation® Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.
Verbatim regulatory text
Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4607.15 — Representations and warranties for CHOICERenovation® Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
Freddie Mac Single-Family Seller/Servicer Guide 4607.15 — Representations and warranties for CHOICERenovation® Mortgages
The selling representation and warranty framework described in Section 1301.6 applies to CHOICERenovation® Mortgages that meet the requirements of this Chapter 4607 provided that, starting on the date that the payments are paid by the Borrower and not from the completion escrow account or Custodial Account for Renovation Funds (as described in Sections 4607.11 and 4607.12), as applicable, the Borrower: 1. Made the first 36 monthly payments due with no more than two 30-day Delinquencies and no 60-day or greater Delinquencies, and 2. Is not 30 or more days delinquent with respect to the 36th monthly payment
Operationalizing Freddie Mac Single-Family Seller/Servicer Guide 4607.15 — Representations and warranties for CHOICERenovation® Mortgages
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
To work from the whole rulebook rather than this one page: download the corpus — every register on this site, verbatim, each with its source snapshot and effective date — then follow the methodology. It asks your assistant to answer only from the downloaded text, cite the register id and effective date it used, and tell you when the corpus does not cover something instead of filling the gap from memory. Running it locally also means no one sees which regulations you are looking at.
Source of record: https://claudeforcompliance.com/regs/fhlmc-4607-15/
· register fhlmc-4607-15 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.