Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages

fhlmc-4603-3

Freddie Mac Single-Family Seller/Servicer Guide section 4603.3 — Eligible and ineligible super conforming Mortgages. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

This register: .xlsx .csv

Verbatim regulatory text (2)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages

Effective 2026-04-12 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ Eligible Mortgages ■ Ineligible Mortgages (a) Eligible Mortgages A super conforming Mortgage must be a: ■ Fixed-rate Mortgage, or ■ 5/6-Month, 7/6-Month or 10/6-Month ARM (b) Ineligible Mortgages Super conforming Mortgages must not be: ■ ARMs with Initial Periods of less than five years ■ Government Mortgages ■ HeritageOne® Mortgages ■ Home Possible® Mortgages ■ HomeOne® Mortgages ■ Mortgages secured by a Manufactured Home ■ Seller-Owned Converted Mortgages ■ Seller-Owned Modified Mortgages

Source: Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages · source URL · snapshot e399c3dcaab28da0

Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages — PENDING VERSION, takes effect 2026-11-09

Not yet in force. This is the pending version of the section, which takes effect 2026-11-09. The other version on this page governs until then.

Effective 2026-11-09 · Freddie Mac's stamp for this section

This section contains requirements related to: ■ Eligible Mortgages ■ Ineligible Mortgages (a) Eligible Mortgages A super conforming Mortgage must be a: ■ Fixed-rate Mortgage, or ■ 5/6-Month, 7/6-Month or 10/6-Month ARM (b) Ineligible Mortgages Super conforming Mortgages must not be: ■ ARMs with Initial Periods of less than five years ■ Government Mortgages ■ HeritageOne® Mortgages ■ Home Possible® Mortgages ■ HomeOne® Mortgages ■ Mortgages secured by a Manufactured Home ■ Seller-Owned Converted Mortgages

Source: Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages · source URL · snapshot e399c3dcaab28da0

Get this regulation in your AI window

Bulletins replace Guide sections, and the old text stays widely quoted. An assistant will answer from a version a later Bulletin already retired. Put the verbatim text and its effective date in front of your assistant, instead of whatever it remembers.

Add to Claude Add to ChatGPT

Add to Claude shows the one-time setup: paste one address, no account with us. Add to ChatGPT adds the free C4C app from ChatGPT’s app directory. Either way it’s free.

Get notified if this rule changes

One email when Freddie Mac Single-Family Seller/Servicer Guide 4603.3 — Eligible and ineligible super conforming Mortgages changes: what changed, the new verbatim text, and the effective date. Nothing else.

Double opt-in: we send a confirmation link first. Following one section does not subscribe you to anything else. Privacy.

Source of record: https://claudeforcompliance.com/regs/fhlmc-4603-3/ · register fhlmc-4603-3 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.