Freddie Mac Single-Family Seller/Servicer Guide 4201.7 — Assumption of Mortgage

fhlmc-4201-7

Freddie Mac Single-Family Seller/Servicer Guide Section 4201.7 — Assumption of Mortgage.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4201.7 — Assumption of Mortgage — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4201.7 — Assumption of Mortgage

Effective 2025-04-02 · Freddie Mac's stamp for this section

A Mortgage not owned by Freddie Mac with respect to which the original Borrower has conveyed the Mortgaged Premises to a new owner is eligible for purchase by Freddie Mac provided that the new owner: ■ Is obligated by a written assumption agreement to repay the indebtedness secured by the Mortgaged Premises, and ■ Has been fully underwritten and qualified according to the requirements of Topics 5100 through 5500 and any other Guide sections applicable to the Mortgage being assumed. For example, if the Mortgaged Premises is a Manufactured Home, the provisions of Chapter 5703 must be satisfied.

Source: Freddie Mac Single-Family Seller/Servicer Guide 4201.7 — Assumption of Mortgage · source URL · snapshot e399c3dcaab28da0

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4201-7/ · register fhlmc-4201-7 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.