Check your USDA guaranteed loan file against HB-1-3555: the USDA loan QC playbook

Attach a USDA SFH Guaranteed (GRH) loan file in Claude or ChatGPT and this playbook runs a quality-control check against the verbatim USDA Technical Handbook HB-1-3555 across three areas: applicant and income eligibility (household income limits), credit analysis, and repayment ability and property/site eligibility. Each item comes back No Exception / Exception / Needs-Doc with the rule cite. It’s a checker, not an approve/deny. Run it in your AI window.

🔒 Your loan file stays in your own AI session. The playbook runs through the Claude for Compliance MCP server, which has no upload. It’s a working draft for your underwriter or compliance review, not an underwriting decision and not legal advice.

What you upload

1003/URLA, GUS findings, income documentation and worksheet, credit report, appraisal: whatever you have. Missing documents are flagged as Needs-Doc, not failures.

What comes back: each check marked No Exception / Exception / N/A / Needs-Doc with the verbatim HB-1-3555 cite, plus a summary of exceptions and the documents to pull.

What it checks

Grounded in the verbatim HB-1-3555 text the server returns; anything it can’t ground is flagged rather than filled in. Companion playbooks: FHA underwriting QC and VA loan QC. The handbook is also readable on this site: USDA Single Family Housing.

Run it in your AI window

  1. 1
    Connect the Claude for Compliance MCP server to Claude or ChatGPT. One time, about a minute, no account with us. Install steps →
  2. 2
    Open a new chat, attach a USDA guaranteed loan file, and say:
    Run the USDA loan QC playbook on my loan file.
  3. 3
    Review what comes back. The playbook works from the verbatim regulator text the server returns and cites each section with its effective date, so every finding can be checked.

Claude works on any plan (the free plan allows one custom connector); ChatGPT needs Plus, Pro, Business, Enterprise or Edu. The server has no upload: your documents stay in your own AI session.

Follow the rules this playbook uses

One email when the USDA rules behind the USDA loan QC playbook change: what changed, the new verbatim text, and the effective date.

Double opt-in: we send a confirmation link first. Privacy.

The playbook produces working drafts for underwriter and compliance review, not an underwriting decision and not legal advice. All playbooks.