RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2616 — State laws unaffected; inconsistent Federal and State provisions
RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2616 State laws unaffected; inconsistent Federal and State provisions. Captured section-complete from Cornell LII (verbatim).
Verbatim regulatory text
Verbatim provisions from RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2616 — State laws unaffected; inconsistent Federal and State provisions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
12 U.S.C. §2616
This chapter does not annul, alter, or affect, or exempt any person subject to the provisions of this chapter from complying with, the laws of any State with respect to settlement practices, except to the extent that those laws are inconsistent with any provision of this chapter, and then only to the extent of the inconsistency. The Bureau is authorized to determine whether such inconsistencies exist. The Bureau may not determine that any State law is inconsistent with any provision of this chapter if the Bureau determines that such law gives greater protection to the consumer. In making these determinations the Bureau shall consult with the appropriate Federal agencies. ( Pub. L. 93–533, § 18 , Dec. 22, 1974 , 88 Stat. 1731 ; Pub. L. 94–205, § 9 , Jan. 2, 1976 , 89 Stat. 1159 ; Pub. L. 111–203, title X, § 1098(10) , July 21, 2010 , 124 Stat. 2104 .)