FHA Single Family Housing Policy Handbook 4000.1, Part IV — e. Calculation of Insurance Claim Payment (05/09/2022)
FHA Single Family Housing Policy Handbook 4000.1, Part IV — e. Calculation of Insurance Claim Payment (05/09/2022).
Verbatim regulatory text
Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — e. Calculation of Insurance Claim Payment (05/09/2022) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FHA Single Family Housing Policy Handbook 4000.1, Part IV — e. Calculation of Insurance Claim Payment (05/09/2022)
e. Calculation of Insurance Claim Payment (05/09/2022) HUD calculates the claim payment as follows: Start With Loan Balance as of the Date of Default Add: Interim Interest Repossession and Preservation Costs Sales Commission Subtract: Best Price Obtainable Credit Due to the Borrower Equals Lender Loss Subtract: Coinsurance (10%) Equals Claim Payment (90% of Lender Loss) IV. CLAIMS AND DISPOSITION C. Title I Claims 2. Title I Claims for Manufactured Homes Handbook 4000.1 1678 Last Revised: 11/26/2025