FHA Single Family Housing Policy Handbook 4000.1, Part IV

hud-4000-1-iv-e-calculation-of-insurance-claim-payment

HUD effective date: 05/09/2022 · section IV.C.2 · Handbook 4000.1

FHA Single Family Housing Policy Handbook 4000.1, Part IV — e. Calculation of Insurance Claim Payment (05/09/2022).

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Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part IV — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part IV — e. Calculation of Insurance Claim Payment (05/09/2022)

Effective 2022-05-09 · publisher's stamp for this provision

e. Calculation of Insurance Claim Payment (05/09/2022) HUD calculates the claim payment as follows: Start With Loan Balance as of the Date of Default Add: Interim Interest Repossession and Preservation Costs Sales Commission Subtract: Best Price Obtainable Credit Due to the Borrower Equals Lender Loss Subtract: Coinsurance (10%) Equals Claim Payment (90% of Lender Loss)

Source: FHA Single Family Housing Policy Handbook 4000.1, Update 18 (issued 2026-08-12) · source URL · snapshot e1bca3432cf19e09

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part IV

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Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iv-e-calculation-of-insurance-claim-payment/ · register hud-4000-1-iv-e-calculation-of-insurance-claim-payment · Claude for Compliance. Free to read and download; see regulatory updates and methodology.